Marotta Asset Management Inc

Item 5. Fees and Compensation
Our "Comprehensive" and "Collaborative" service level fees start at 0.25% of the amount of
investable assets we manage billed quarterly (1% annual) and the rate is discounted for
amounts over one million dollars as follows:

      0.25% of the first million ($1M) which is 1% annual
      0.20% for the next 2 million ($1–3M) which is 0.8% annual
      0.175% for the next 2 million ($3–5M) which is 0.7% annual
      0.15% for the next 5 million ($5–10M) which is 0.6% annual

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      0.125% for the next 15 million ($10–25M) which is 0.5% annual
      0.1% for the remainder ($25M+) which is 0.4% annual
      For 529 plan accounts, when billing is directed to the plan itself, those assets are not
       aggregated for break point discounts.

Our minimum fee for "Comprehensive" services is $2,500 per quarter or $1 million in assets
under management. Our minimum fee for "Collaborative" services is $1,000 per quarter or
$400,000 in assets under management.

We also offer a “Do-It-Yourself” Service level that has no minimum fee. This includes basic
investment management services along with access to some select bonus services for an
additional planning fee. Our "Do-It-Yourself" service level fees are 0.1% of the amount of
investable assets we manage billed quarterly (0.4% annual). There are no minimum fees for Do-
It-Yourself services. The minimum account size for investing using the Schwab Institutional
Intelligent Portfolios platform in our "Do-It-Yourself" Service level is $5,000. There is no
minimum account size for the "Do-It-Yourself" service level using other account platforms.

We will not increase these fee schedules without prior written notification.

Although we recommend an ongoing relationship, as time permits, we may on occasion offer
some services for a fixed fee or a rate of $500 per hour for clients without managed accounts.

As fee-only financial planners, we and all our supervised persons receive no other form of
compensation.

We believe this policy helps mitigate the conflict of interests inherent in commission-based
compensation. We do not receive any payments or commissions from fund or insurance
companies. Our only compensation is from the clients we serve.

You are still responsible for all other expenses, including custodian fees, mutual fund expenses,
brokerage and transaction costs, and so on. We neither set the rate of these fees nor do we
receive any revenue from them.

Our fees are deducted from client assets quarterly in advance, based on their value at the end
of the previous quarter after all the transactions have been settled. To verify these amounts
you are encouraged to compare account balances provided in our statements to those of their
custodian. If you drop our services in the middle of the quarter, you will receive a prorated
refund of fees paid for the number of days remaining in the quarter.

We may, at our sole discretion, reduce our minimum fee or charge a lesser investment
management fee based on certain criteria (e.g., anticipated future earning capacity, anticipated
future additional assets, dollar amount of assets to be managed, related accounts, negotiations
with client, family relationships, pro bono work, investment-only management, etc.).

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We have a lower fee schedule for corporate retirement plans (e.g. 401(k) accounts) because
participants do not receive the personalized service we offer our comprehensive wealth
management clients. We bill quarterly and our fee schedule for corporate retirement plans is as
follows:

      0.125% of the first million ($1M) which is 0.5% annual
      0.1% for the next 2 million ($1–3M) which is 0.4% annual
      0.0875% for the next 2 million ($3–5M) which is 0.35% annual
      0.075% for the next 5 million ($5–10M) which is 0.3% annual
      0.0625% for the next 15 million ($10–25M) which is 0.25% annual
      0.05% for the remainder ($25M+) which is 0.2% annual

Item 7. Types of Clients
Clients include individuals, pension and profit-sharing plans, trusts, estates, and charitable
organizations. We specialize in clients approaching retirement, university professors, small
business owners, generational trusts, and other supersavers.

For our "Comprehensive" service level, account size must be at least $1 million or clients must
be willing to pay a $2,500 quarterly fee. For our "Collaborative" service level, account size must
be at least $400,000 or clients must be willing to pay a $1,000 quarterly fee. For our “Do-It-
Yourself” service level, we have no minimum account size or minimum quarterly fee.

We generally recommend that our clients be and stay debt free (except for their mortgage),
follow a savings/spending plan to achieve their goals, be willing to read and follow periodic
advice, be able to communicate via e-mail, prefer fee-only management for all their investment
assets, and be willing to diversify for safety while investing for growth.

We reserve the right to decline services to any prospective client for any reason.

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