Financial Strategies Group Inc

Item	5:	Fees	&	Compensation

Portfolio	Management
The	maximum	annual	fee	charged	for	this	service	will	not	exceed	1.50%.	Fees	to	be	assessed	will	be
outlined	in	the	advisory	agreement	to	be	signed	by	the	Client.	Advisory	fees	are	billed	in	arrears	on	a
pro-rata	 monthly,	 quarterly,	 or	 annual	 basis	 as	 outlined	 in	 the	 signed	 advisory	 agreement.	 When
billed	in	arrears,	fees	will	be	based	on	the	value	of	the	account(s)	on	the	last	day	of	the	month,	or
year.	If	accounts	are	opened	during	the	month	or	year,	the	pro-rata	advisory	fees	will	be	deducted
during	 the	 next	 regularly	 scheduled	 billing	 cycle.	 	 We	 will	 aggregate	 asset	 amounts	 in	 advisory
accounts	from	your	same	household	together	to	determine	the	advisory	fee	for	all	your	accounts.		For
example,	we	may	do	this	where	we	also	service	accounts	on	behalf	of	your	minor	children,	individual
and	joint	accounts	for	a	spouse,	and/or	other	types	of	related	accounts.		This	consolidation	practice
is	designed	to	allow	you	the	benefit	of	an	increased	asset	total,	which	could	potentially	cause	your
account(s)	 to	 be	 assessed	 a	 reduced	 advisory	 fee	 based	 on	 the	 asset	 levels	 available	 in	 our	 fee
schedule.	Less	active	accounts	may	be	charged	a	lower	fee	and	may	not	be	aggregated.

Fees	are	negotiable	and	will	be	deducted	from	client	account(s),	either	in	their	entirety	or	in	part	by
our	 firm	 and	 the	 chosen	 Sub-Advisers	 or	 SMA.	 Adjustments	 will	 be	 made	 for	 deposits	 and
withdrawals	during	the	quarter.	In	rare	cases,	our	firm	will	agree	to	directly	invoice.	As	part	of	this
process,	Clients	understand	the	following:

     a) The	client’s	independent	custodian	sends	statements	at	least	quarterly	showing	the	market
         values	for	each	security	included	in	the	Assets	and	all	account	disbursements,	including	the
         amount	of	the	advisory	fees	paid	to	our	firm;
     b) Clients	will	provide	authorization	permitting	our	firm	to	be	directly	paid	by	these	terms.	Our
         firm	will	send	an	invoice	directly	to	the	custodian;	and

Financial	Planning	&	Consulting
	Our	firm	charges	based	on	a	one-time	project	basis	and/or	an	on-going	annual	basis.	Fees	may	be
assessed	 an	 hourly	 or	 flat	 rate	 for	 the	 services	 provided.	 The	 total	 estimated	 fee,	 as	 well	 as	 the
ultimate	fee	charged,	is	based	on	the	scope	and	complexity	of	our	engagement	with	the	client.	The
maximum	hourly	fee	to	be	charged	will	not	exceed	$750.	Flat	fees	will	not	exceed	$20,000.	The	fees
to	be	assessed,	as	well	as	fee	paying	arrangements	will	be	outlined	in	the	advisory	agreement	to	be
signed	by	the	Client.	Our	firm	will	not	require	a	retainer	exceeding	$1,200	when	services	cannot	be
rendered	within	6	months.

         Encore	Estate	Planning
         Fees	for	estate	planning	services	facilitated	through	Encore	Estate	Plans	are	charged	on	a
         flat-fee	basis,	no	to	exceed	$20,000	based	on	the	scope	and	complexity	of	the	client’s
         individual	situation,	as	outlined	in	the	client's	separate	written	agreement	for	this	service.
         The	flat	fee	will	be	disclosed	to	the	client	prior	to	entering	into	an	engagement	and	will
         reflect	the	scope	of	documents	to	be	prepared.	Fees	for	this	service	are	billed	through	our
         firm	and	are	separate	from,	and	in	addition	to,	any	advisory	fees	charged	for	portfolio
         management	or	other	financial	planning	services.

          Fees	are	payable	as	set	forth	in	the	applicable	agreement	and	may	be	processed	through
          AdvicePay	or	by	check	made	payable	to	our	firm.	Our	firm	will	not	require	a	retainer
          exceeding	$1,200	when	services	cannot	be	rendered	within	six	months.

    ADV	Part	2A	Brochure	                             -8-	                    Financial	Strategies	Group,	Inc.

          Either	party	may	terminate	the	estate	planning	services	agreement	in	writing	at	any	time
          prior	to	completion	of	the	engagement.	For	purposes	of	calculating	any	refund,	fees	for
          work	completed	up	to	the	point	of	termination	will	be	retained	by	the	firm,	and	any
          unearned	fees	will	be	refunded	to	the	client	on	a	pro-rata	basis.

          Clients	should	be	aware	that	fees	paid	to	Encore	Estate	Plans	by	our	firm	in	connection	with
          platform	access	may	be	separate	from,	and	not	included	in,	the	flat	fee	charged	to	the	client.
          Our	firm	does	not	receive	compensation	from	Encore	Estate	Plans	based	on	the	number	or
          value	of	client	referrals	to	the	platform.

          AdvicePay
          Fees	can	be	paid	via	check	to	our	firm	or	can	be	invoiced	and	processed	through	a	third-party
          nonaffiliated	service,	AdvicePay.	Clients	will	be	asked	to	set	up	their	bank	account	or	credit
          card	at	AdvicePay	to	enable	credit	card	or	ACH	payments.	While	AdvicePay	allows	firms	like
          ours	to	receive	payments	directly	from	the	client’s	credit	card	or	bank	account,	it	does	not
          give	our	firm	access	to	the	bank	account	itself,	nor	to	any	of	the	client’s	credit	card	or	bank
          account	information.	Our	firm	is	not	able	to	initiate	any	additional	payments	via	AdvicePay
          as	agreed	upon	and	outlined	in	the	Agreement.

Retirement	Plan	Consulting
Retirement	Plan	Consulting	fees	are	based	on	the	percentage	of	Plan	assets	under	management.	The
total	estimated	fee,	as	well	as	the	ultimate	fee	charged,	is	based	on	the	scope	and	complexity	of	our
engagement	 with	 the	 client.	 The	 maximum	 annual	 fee	 charged	 will	 not	 exceed	 1.50%.	 Fees	 to	 be
assessed	will	be	outlined	in	the	advisory	agreement	to	be	signed	by	the	Client.

Referrals	to	Third-Party	Money	Managers
The	total	annual	advisory	fee	for	this	service	shall	not	exceed	2.00%.	A	portion	of	this	fee	will	be	paid
to	our	firm	and	will	be	outlined	in	the	third-party	money	manager’s	advisory	agreement	to	be	signed
by	the	client.	Clients	will	be	provided	with	a	copy	of	the	chosen	third-party	money	manager’s	Form
...

Item	7:	Types	of	Clients	&	Account	Requirements
Our	firm	has	the	following	types	of	clients:

    ● Individuals	and	High	Net	Worth	Individuals;
    ● Trusts,	Estates	or	Charitable	Organizations;
    ● Pension	and	Profit-Sharing	Plans;
    ● Corporations,	Limited	Liability	Companies	and/or	Other	Business	Types

Our	 firm	 does	 not	 impose	 requirements	 for	 opening	 and	 maintaining	 accounts	 or	 engaging	 us.
Specific	third-party	offerings,	including	private	funds,	may	impose	a	minimum	investment	amount
subject	 to	 the	 applicable	 offering	 documents	 and	 the	 discretion	 of	 the	 sponsor	 and	 not	 Financial
Strategies	Group.