RDA Financial Network Inc

Item 5         Fees and Compensation
Investment Management Fees - RDAFN manages client accounts for a percentage of the assets
under management. RDAFN charges an annualized Advisory Fee that ranges up to 2.05%,
depending on the size and complexity of the client account or retirement plan. The initial Advisory
Fee shall be calculated from the date on which assets or cash were first deposited into the Account
to the last day of the calendar quarter in which such deposits were made (or, at RDAFN’s option,
through the last business day of the next calendar quarter if the date the account is accepted by
RDAFN falls within 30 days prior to the beginning of a calendar quarter). The Account Value for the
purposes of calculating the initial Advisory Fee is the value on the last day of the calendar quarter. If
additional assets are deposited to the Account(s) during a fee period, Client will be charged
additional Advisory Fees based on the value of the additional assets, prorated for the number of days
remaining in such fee period.

The Advisory Fee will normally be charged on a quarterly basis, payable in advance, and will be billed
based on the value of the assets under management on the last day of the prior reporting period. Debit
balances due to the use of margin will be ignored for the purposes of calculating fees. If an Account is
opened by transferring assets from an existing RDAFN Account, then the Advisory Fee will not be
assessed until the beginning of the quarter following execution of this Agreement. If an Account is
closed by transferring assets to a new Account managed by RDAFN or Sub-Advisor, then the Advisory
Fee for the quarter shall not be prorated to the date of transfer.

RDA Proprietary Strategies – RDAFN proprietary strategies have a maximum fee allowable of
2.05%.
Sub-Advisor Fees - RDAFN will compensate Sub-Advisors up to 1.05% for investment management
services and administrative services for sub-advised accounts.

General Investment Management Fee Disclosures - Client may have Management Fees paid from
other accounts or custodians, or be billed directly by invoice, in such cases Management Fee
deductions will be noted as zero on the client’s monthly Custodian statements.

Clients may incur certain charges imposed by third parties other than RDAFN in connection with

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investments placed in an Investment Management account, including but not limited to:
• IRA and Qualified Retirement Plan Fees, and other custodial fees; and
• Mutual fund and variable annuity internal expenses, commissions, sales loads, 12(b)-1 fees, trail
    fees and surrender charges, portions of which may be received by RDAFN IAR in their capacities
    as registered representatives of United Planners Financial Services. The purchase of mutual fund
    shares in client’s account can result in certain processing and mailing charges that are not
    incurred when shares are purchased directly from the mutual fund company.
• Broker-Dealer and Custodian fees, expenses, and commission charges are separate and distinct
    from the fee charged by RDAFN.

RDA Miscellaneous Technology Fee – RDAFN advisors may choose to charge each client account
at their discretion a miscellaneous technology fee. This fee helps defray the growing costs of
technology and cyber security expenses associated with the maintenance of your account(s). Each
advisory account may be charged a yearly miscellaneous technology fee not to exceed $150.00
USD. This fee will be debited directly from each account agreed to by both IAR and client in writing
on RDAFN’s Agreement for Investment Managements Services Exhibit A form in advance on a
quarterly basis. Any technology fee will not be refunded.

ADVISORY SERVICE FOR EMPLOYER SPONSORED RETIREMENT PLAN FEES -
RDAFN charges annualized fees of up to 1%, depending on the services provided, and size and
complexity of the retirement plan. The fees are paid quarterly, at the beginning of each quarter. The
initial Advisory Fee shall be calculated from the date on which assets or cash were first reported to the
last day of the calendar quarter in which such deposits were made (or, at RDAFN’s option, through
the last business day of the next calendar quarter if the date the account is accepted by RDAFN falls
within 30 days prior to the beginning of a calendar quarter). The Account Value for the purposes of
calculating the initial Advisory Fee is the value on the last day of the calendar quarter. If additional
assets are deposited to the Account(s) during a fee period, Client will be charged additional Advisory
Fees based on the value of the additional assets, prorated for the number of days remaining in such
fee period.

The Advisory Fee will normally be charged on a quarterly basis, payable in advance, and will be billed
based on the value of the assets under management on the last day of the prior reporting period. Debit
balances due to the use of margin will be ignored for the purposes of calculating fees. If an Account is
opened by transferring assets from an existing RDAFN Account, then the Advisory Fee will not be
assessed until the beginning of the quarter following execution of this Agreement. If an Account is
closed by transferring assets to a new account managed by RDAFN or Sub-Advisor, then the Advisory
Fee for the quarter shall not be prorated to the date of transfer.

FINANICAL PLANNING - Our minimum charge for a financial plan is $500 with an anticipated three
hours of work. A detailed analysis of a business involving multiple partners, outside consultants, or
complex planning strategies will be billed at the hourly rate of $150 - $250. These fees are not
contingent on and are not affected by assets placed in fee-based accounts. At no time will RDAFN
require any prepayment of greater than $1,200 for more than 6 months in advance of a financial plan;
...

Item 7        Types of Clients
Advice - RDAFN generally provides investment advice to the following:
•  Individual Investors
•  Profit sharing plans and participants.
•  Pensions and other retirement plans
•  Corporations or other business entities
•  Trust, estates, or other charitable organizations

Account Minimums - RDAFN's recommended minimum investment amount for establishing and
maintaining an Investment Management Program account with RDAFN is $25,000. Exceptions may
be granted to this minimum at the discretion of RDAFN.

Retirement Plan Size Minimums - RDAFN's recommended assets minimum for establishing and
maintaining an Employer Sponsored Retirement Plan agreement is $750,000. Exceptions may be
granted to this minimum at the discretion of RDAFN.

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Planning Fee Minimum - RDAFN charges a minimum fee of $500 for Financial Planning.
Exceptions may be granted to this minimum at the discretion of RDAFN.

Referral Advisor Fees - Other Investment Advisors that RDAFN may refer clients to set their
own account minimums. Generally, such minimums are in the $50,000 to $100,000 account range.