Marsh Wealth Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Asset-Based Fees for Portfolio Management – Charles Schwab and Co. Institutional
Custodian

       Total Assets Under Management – held
                                                  Annual Fee
       by Charles Schwab and Co. Custodian
       $0 - $200,000                              1.25%

       $200,001- $500,000                         1.00%

       $500,001- $1,000,000                       0.90%

       $1,000,001– $3,000,000                     0.80%

       $3,000,001 and Up                          0.55%

Total assets under management is measured on a household basis.

For assets held at Charles Schwab and Co. Institutional Custodian (Schwab), MWM LLC will
calculate its monthly fee based on the prior-month ending balance in the client account,
prorated by inflows and outflows greater than $500 of the total account value in the account
during the prior month

The final fee schedule is attached as Schedule A of the Investment Advisory Contract. MWM
LLC, at its discretion, may adjust the annual fee set forth above. Clients may terminate the
agreement without penalty for a full refund of MWM LLC's fees within five business days of
signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment
Advisory Contract generally with 30 days' written notice.

Asset-Based Fees for Portfolio Management – Trade-PMR/First Clearing Platform

Asset-based fees are negotiated for each account but are typically 1.00% of assets under
management.

Total assets under management is measured on a household basis.

For client accounts held on the Trade-PMR/First Clearing platform, MWM LLC will calculate
its monthly fee based on the average daily balance of the account during the prior month.

The final fee schedule is attached as Schedule A of the Investment Advisory Contract. MWM
LLC, at its discretion, may adjust the annual fee set forth above. Clients may terminate the
agreement without penalty for a full refund of MWM LLC's fees within five business days of
signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment
Advisory Contract generally with 30 days' written notice.

Asset-Based Fees for Portfolio Management of Held Away Accounts – Employee Benefit Plan
Custodians (401K+)

The annual advisory fee is 0.80% of the total assets under management in the Held Away
Accounts held at Employee Benefit Plan Custodians.

For its services provided to Held Away Accounts (accounts with Custodians other than our
primary approved custodians) MWM LLC will be paid a management fee referenced on the
Schedule A of their Investment Advisory Contract, based on the fair market value of the
Client's Account. The fee will be calculated quarterly in arrears, and billed monthly in an
amount equal to 1/3 of the quarterly calculated amount. Fees are prorated based on the
number of days service is provided during each billing period. If asset management services
are commenced in the middle of a billing period, the prorated fee for the initial billing
period is billed in arrears at the same time as the next full billing period’s fee is billed.

The final fee schedule is attached as Schedule A of the Investment Advisory Contract. MWM
LLC, at its discretion, may adjust the annual fee set forth above. Clients may terminate the
agreement without penalty for a full refund of MWM LLC's fees within five business days of
signing the Investment Advisory Contract. Thereafter, clients may terminate the Investment
Advisory Contract with 30 days' written notice.

401K EZInvest Service Fee

Clients are charged either a recurring monthly fee of $125 per account or an asset based fee.
Clients paying a recurring monthly fee may receive a discount for prepaying six months of
service.

The annual fee under the asset-based arrangement is 0.35% of the fair market value of the
Client's Account. The fee will be calculated quarterly in arrears and billed monthly in an
amount equal to 1/3 of the quarterly calculated amount. Fees are prorated based on the
number of days service is provided during each billing period. If asset management services
are commenced in the middle of a billing period, the prorated fee for the initial billing period
is billed in arrears at the same time as the next full billing period’s fee is billed.

Fees for this service may be negotiated with the client based on individual circumstances.

401K CoPilot Service Fee

Absolute Capital charges clients an annual asset-based fee. The maximum annual fee
charged to clients for advisory services is 2.00%. Fees for this service may be negotiated
with the client based on individual circumstances.

Fees are payable quarterly in advance, on a rolling three-month basis, or as otherwise agreed
to in writing and automatically deducted from each client’s account(s). The initial fee is
calculated as a percentage of the market value of the managed assets in your account as of the
Acceptance Date and is pro-rated up to the first of the month of your next quarterly billing
cycle.

Absolute Capital pays MWM a co-advisor and promoter fee ranging from 0.50% to 0.80% on
client assets based on the market value as reported by Account Custodian.

Financial Planning Fees

The negotiated fixed rate for creating client financial plans is between $450 - $4,000,
depending on the complexity of the plan. Fees are charged 50% in advance, but never more
than six months in advance nor more than $500, with the remainder due upon presentation
of the plan.

Clients may terminate the agreement without penalty for a full refund of MWM LLC's fees
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

B. Payment of Fees

Payment of Asset-Based Portfolio Management Fees– Charles Schwab and Co. and Trade-
PMR/First Clearing as Institutional Custodians
...

Item 7: Types of Clients

MWM LLC generally provides advisory services to the following types of clients:

           Individuals
           High-Net-Worth Individuals

Minimum Assets Under Management per Household

       MWM LLC requires the following minimum assets under management per household:

            Portfolio Management – accounts held at Schwab and Trade PMR - $200,000.
            Portfolio Management of Held Away Accounts:
                  401K+ and 401K EZInvest – $100,000.
                  401K CoPilot - $40,000

               These minimums are waivable at the discretion of MWM LLC.