The Planner's Edge LLC

Item 5: Fees and Compensation
    Compensation Methodology and Rates
We provide financial planning engagements on an hourly basis or for a flat fee. Our hourly
rate is $300, and our flat fees typically range from $1,500 to $50,000 or more, depending
on the scope, complexity, and number of components of The Serious Money Approach™ the
client desires. Fees are determined based on factors including net worth, the breadth of
financial planning needs, and the level of ongoing coordination required. One-half of this
fee is billed up front during the first consultation and the second half of the fee is due at the
conclusion of the financial planning engagement...

Portfolio Management Services
We typically charge an asset-based fee for our portfolio management services. This fee is
based on a percentage of the assets under our management. Your specific annual fee
arrangement will be described in the written Letter of Engagement entered into between
The Planner’s Edge and you. Fees are negotiable at our sole discretion. All clients do not
pay the same fee.

Our asset-based fee is billed monthly, in arrears, based on the average daily balance of the
account for the month. If the Letter of Engagement does not span the entire monthly billing
period, the fee will be pro-rated based on the number of days the account is open during
the billing period. Your account custodian will send client statements, at least quarterly,
showing all disbursements for the account including the amount of the advisory fee, if
deducted directly from the account. We encourage you to verify the accuracy of the fee
calculation as the account custodian will not determine whether the fee has been properly
calculated. See Item 12: Brokerage Practices in this brochure for more information about
your account custodian(s).

The following is our maximum annual asset-based fee schedule for portfolio management
services. Your specific annual fee arrangement will be described in the written Letter of
Engagement entered into between The Planner’s Edge and you.

                     1.50% of the first $100,000, plus
                     1.25% of the next $150,000, plus
                     1.00% of the next $250,000, plus
                     0.85% of the next $500,000, plus
                     0.75% of the next $1,500,000, plus
                     0.65% of the next $2,500,000, plus
                     0.55% of the next $5,000,000, plus
                     0.45% of the next $15,000,000, plus
                     0.30% of the next $25,000,000, plus
                     0.20% of amounts above $50,000,000

We calculate your monthly asset-based fee by taking the total annual fee equivalent based
on the average daily balance for the previous month, as provided by your account
custodian, multiplying by the number of days in the month and dividing by 365.

You may enter into a Letter of Engagement with us where a fixed fee for portfolio
management services is determined through negotiations and agreement between you and
The Planner’s Edge®. Fixed fees are not necessarily based upon the value of assets managed
or time expended providing services. Fixed fees are normally agreed to for one year, then
renegotiated and agreed to for future periods. If you are paying a fixed fee you may pay a
fee higher or lower than one based upon the value of assets managed. Fixed fees will be
billed in arrears.

We offer an annual fixed fee option, billed monthly in arrears, for our portfolio monitoring
and reporting services as well as our ongoing portfolio management services.

Hourly Fees
We will provide advisory services for you based upon the amount of time to complete the
service times an hourly rate. The rate per hour depends upon the level of complexity of the
service and experience and expertise of the personnel used to do the work. This negotiable
rate is normally $300 per hour. The tasks and services to be performed are described in a
Letter of Engagement letter that is signed by you and The Planner’s Edge® that also
includes the hourly rate, an estimate of time to complete the project, and the procedure for
refund or partial billing if the Engagement is terminated before completion.
   How Clients Pay Advisory Fees
Portfolio management fees are typically deducted directly from your account pursuant to
your written Letter of Engagement and your written authorization to your qualified
account custodian. Fixed rate fees may be deducted direct from your account, as
applicable and authorized in writing, or paid via check or electronic funds transfer.

    Termination of Services
Either party may terminate services by submitting written notice to all appropriate parties.

If notice is received within five business days of executing the client Letter of Engagement,
services will be terminated without penalty.

If we collect any fees in advance of services being performed, these will be returned to you
at time of termination on a pro rata basis based upon the number of days the account was
with our firm, or the portion of the project completed in relation to the total agreed upon
project. Any fixed rate Engagement will remain in effect until completion of individual
components contracted for no later than six months from signing.
    Other Types of Fees and Expenses
In addition to the investment advisory fees you pay to us, you will pay fees to third-parties
such as transaction and administrative fees to your custodian or broker-dealer. Examples
of some of these fees include:

       Transaction fees to buy and sell securities
       periodic distribution fees
       electronic fund and wire transfer fees
       certificate delivery fees
       reorganization fees
       account transfer fees (outbound)
       returned check fees
       international security transfer fees
       overnight mail and check fees
       Rule 144 transfer fees
       transfer agent fees
...

Item 7: Types of Clients
The Planner’s Edge® provides advisory services to a variety of types of clients including
individuals and trusts. We do not have a required minimum account size for our client’s
accounts. Some investments such as mutual funds may have minimum investment
amounts. We reserve the right to not accept or terminate any client at any time.