Mason & Associates LLC

FEES & COMPENSATION
A.​ Adviser is compensated for its advisory services primarily by fees charged based on a client's assets
    under management with Adviser ("Investment Management Fees"). Investment Management Fees
    are negotiable, do not exceed two percent (2.00%) per annum, and typically decrease as client
    assets under Adviser's management increase. To the extent a client designates any assets to be
    under Adviser's management that are held inside of an annuity product such assets shall be
    separately billed at a flat rate not to exceed 1.00% per annum. For the delivery of an initial financial
    plan, Adviser typically charges a negotiable flat fee ranging from $3,000 to $20,000 depending on the
    nature and complexity of the particular client's financial situation (the "Initial Planning Fee"). The
    Initial Planning Fee may be waived in whole or in part in Adviser's sole discretion.​
    ​
    For the delivery of ongoing financial planning services, Adviser typically charges a recurring fixed fee
    ranging from $100 to $1,000 per month depending on the nature and complexity of the particular
    client’s financial situation and the specific financial planning services to be rendered by Adviser (the
    “Ongoing Planning Fee”). The Ongoing Planning Fee is generally waived for so long as a client
    maintains at least $700,000 under Adviser’s management.​
    ​
    To the extent Adviser provides separate divorce planning services or delivers an educational seminar
    to clients, it will typically charge a negotiated fixed fee, in arrears, based on the nature and scope of
    the specific services to be rendered.​
    ​
    To the extent a client has engaged Adviser and the Third-Party Tax Consultant for tax preparation
    and filing services, such client will typically pay a one-time fixed fee to the Third-Party Tax Consultant
    ranging from $0 to $10,000 as agreed between the client, Adviser, and the Third-Party Tax
    Consultant. At Adviser’s sole discretion and only if memorialized in the written agreement between a
    client and the Third-Party Tax Consultant, Adviser may elect to pay the Third-Party Tax Consultant’s
    fixed fee on behalf of a client.​
    ​
    Fees are negotiable, and each client’s specific fee schedule is included as part of the investment
    advisory agreement signed by Adviser and the client.​

B.​ Investment Management Fees are deducted in arrears on a quarterly basis from clients’ assets and
    are based upon the average daily balance of clients’ assets under Adviser’s management during the
    quarter. Financial Planning Fees are charged monthly in arrears.​

C.​ In addition to the fees charged by Adviser, clients will incur brokerage and other transaction costs.
    Please refer to Item 12: Brokerage Practices, for further information on such brokerage and other
    transaction-related practices. Clients will also typically incur additional fees and expenses imposed
    by independent and unaffiliated third-parties, which can include qualified custodian fees, mutual fund
    or exchange traded fund fees and expenses, mark-ups and mark-downs, spreads paid to market
    makers, wire transfer fees, check-writing fees, early-redemption charges, certain deferred sales
    charges on previously-purchased mutual funds, margin fees, charges or interest, IRA and qualified
    retirement plan fees, and other fees and taxes on brokerage accounts and securities transactions.
    These additional charges are separate and apart from the fees charged by Adviser.​

D.​ If Adviser or client terminates the investment management and/or financial planning agreement
    before the end of a billing period, Adviser’s pro rata fees earned through the effective date of the
    termination will be billed to the client (or waived at Adviser’s sole discretion).​

                       Form ADV Part 2A Brochure ● Date of Brochure: June 01, 2026

E.​ Neither Adviser nor any of its supervised persons accepts compensation for the sale of securities or
    other investment products.

                      Form ADV Part 2A Brochure ● Date of Brochure: June 01, 2026

TYPES OF CLIENTS
Adviser generally provides its services to individuals, high-net-worth individuals, and trusts.
Adviser does not require any minimum amount of assets to open or maintain an account.

                           Form ADV Part 2A Brochure ● Date of Brochure: June 01, 2026

            METHODS OF ANALYSIS, INVESTMENT
            STRATEGIES & RISK OF LOSS
A.​ The investment strategies used by Adviser when formulating investment advice and managing assets
    include the implementation of strategic asset allocation. Investing in securities involves risk of loss
    that clients should be prepared to bear. Past performance does not guarantee future returns.​

B.​ Like any investment strategy, the implementation of strategic asset allocation involves material risks.
    Such material risks are described in further detail below:​

      i.​    Investing for the long term means that a client’s account will be exposed to short- term
             fluctuations in the market and the behavioral impulse to make trading decisions based on such
             short-term market fluctuations. Adviser does not condone short-term trading in an attempt to
             “time” the market, and instead coaches clients to remain committed to their financial goals.
             However, investing for the long term can expose clients to risks borne out of changes to
             interest rates, inflation, general economic conditions, market cycles, geopolitical shifts, and
             regulatory changes.​

C.​ Investing in mutual funds does not guarantee a return on investment, and shareholders of a mutual
    fund may lose the principal that they’ve invested into a particular mutual fund. Mutual funds invest into
    underlying securities that comprise the mutual fund, and as such clients are exposed to the risks
    arising from such underlying securities. Mutual funds charge internal expenses to their shareholders
    (which can include management fees, administration fees, shareholder servicing fees, sales loads,
    redemption fees, and other fund fees and expenses, e.g.), and such internal expenses subtract from
    its potential for market appreciation. Shares of mutual funds may only be traded at their stated net
    asset value (“NAV”), calculated at the end of each day upon the market’s close.​
    ​
    Investing in ETFs bears similar risks and incurs similar costs to investing in mutual funds as described
    above. However, shares of an ETF may be traded like stocks on the open market and are not
    redeemable at an NAV. As such, the value of an ETF may fluctuate throughout the day and investors
    will be subject to the cost associated with the bid-ask spread (the difference between the price a
    buyer is willing to pay (bid) for an ETF and the seller’s offering (asking) price).​
    ​
    Clients are encouraged to carefully read the prospectus of any mutual fund or ETF to be purchased
    for investment to obtain a full understanding of its respective risks and costs.​

D.​ There can be no assurance that an Independent Adviser will timely or accurately fulfill asset allocation
    decisions, or that its recommended Model Portfolios will achieve their intended investment objectives.
    Additionally, certain Independent Advisers are dependent on the skills and service of a limited number
    of investment professionals. In the event such investment professionals terminate their relationship
    with an Independent Adviser (whether voluntarily or involuntarily), it could jeopardize the Independent
    Adviser’s ability to meet its contractual commitment to Adviser and carry out its advisory and
    administrative services.

                        Form ADV Part 2A Brochure ● Date of Brochure: June 01, 2026