Barnes Wealth Management Group Inc

ITEM 5: FEES AND COMPENSATION
Portfolio Management Fees
Our fee for portfolio management services is based on a percentage of the assets in your account
and is set forth in the following annual flat fee schedule:

           Assets Under Management (AUM)                       Annual Advisory Fee
           0 to $249,999                                       1.30%
           $250,000 to $499,999                                1.20%
           $500,00 to $999,999                                 1.10%
           $1,000,000 to $2,999,999                            1.00%
           $3,000,000 to $4,999,999                            0.90%
           $5,000,000 and above                                0.80%

Our fee is charged quarterly in advance based on the value of your account (including cash, cash
equivalents, and accrued interest and/or dividends) on the last day of the calendar quarter. Should
you become a client during a quarter, our management fee will be prorated based on the number
of days that you have been a client during the quarter. Additional deposits of cash and/or
securities will be subject to the same billing procedures. Our advisory fee is negotiable,
depending on individual client circumstances.

At our discretion, we may combine the account values of family members living in the same
household to determine the applicable advisory fee. For example, we may combine account
values for you and your minor children, joint accounts with your spouse, and other types of
related accounts. Combining account values may increase the asset total, which may result in
your paying a reduced advisory fee based on the available breakpoints in our fee schedule stated

above.

We will deduct our fee directly from your account through the qualified custodian holding your
funds and securities. We will deduct our advisory fee only when you have given us written
authorization permitting the fees to be paid directly from your account. We will send you an
invoice showing the amount of the fee. Further, the qualified custodian will deliver an account
statement to you at least quarterly. These account statements will show all disbursements from
your account. You should review all statements for accuracy.

You may terminate the portfolio management agreement upon notice to us. You will incur a pro
rata charge for services rendered prior to the termination of the portfolio management agreement,
which means you will incur advisory fees only in proportion to the number of days in the quarter for
which you are a client. If you have pre-paid advisory fees that we have not yet earned, you will
receive a prorated refund of those fees.

Portfolio Management Fees - CWM
When we recommend the use of CWM to manage some or all of your assets, you will sign a tri-
party agreement between you, us and CWM. You will be charged according to the following tiered
fee schedule:

                                   Tiered Billing Fee Schedule
                        Assets Under Management                       Annual Fee
                             First $2,000,000                           1.80%
                             Next $3,000,000                            1.55%
                             Next $20,000,000                           1.00%
                             Next $25,000,000                           0.90%
                         Amounts > $50,000,000                          0.80%

Fees are based on the fair market value of your account calculated and billed quarterly in advance.
CWM may select a strategy that is sub-advised by another investment adviser. You will pay a fee
in addition the advisory fees above when a sub-adviser is used. You can terminate the CWM
agreement upon 7 days written notice. If the contract is terminated after fees have been collected, a
prorated refund of such fees will be refunded to you.

Pension Consulting Fees
Our advisory fees for these customized services will be negotiated with the plan sponsor or named
fiduciary on a case-by-case basis. The terms and conditions will be itemized in the client
agreement for these services.

Financial Planning Fees
BWMG charges an hourly or fixed fee for financial planning services. Clients are typically billed
$425 an hour for financial planning and $135 for planning support activities. Fixed fees are
charged as follows:

   ▪     $1,500 - $4,500 – Client Net Worth up to $1,000,000
   ▪     $4,500 - $25,000 – Clients Net Worth $ 1,000,001 – $5,000,000
   ▪     Negotiable – Clients Net Worth greater than $5,000,000

Hourly and fixed fees are negotiable based on your financial circumstances and range and

complexity of the services provided. Hourly and fixed fees are due and payable upon completion
of the plan.

Mutual Fund and ETF Fees
BWMG invests clients in mutual funds, including open-end funds and ETFs. Each mutual fund
charges fees to shareholders, which are described in their respective prospectus and usually
include a management fee, administrative and operations fees, and certain distribution (e.g., 12b- 1
fees) and/or redemption fees. These fees are generally referred to as a fund’s “expense ratio” and
the fees are deducted at the mutual fund level when calculating the fund’s net asset value (“NAV”)
and have a direct bearing on the fund’s performance. Certain open-ended mutual funds also charge
an up-front or back-end sales charge. In addition, some open-end mutual funds offer different
share classes of the same fund, and one share-class can have a higher expense ratio than another
share class. The most economical share class will depend on certain factors, including the amount
of time the shares are held by a client and the amount a client will be investing. ETFs do not have
12b-1 distribution fees or redemption fees but charge certain administration and operating
expenses. Mutual fund expense ratios vary by mutual fund, so it is important to read the mutual
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ITEM 7: TYPES OF CLIENTS
BWMG offers investment advisory services to individuals and high net worth individuals, trusts,
estates, pension and profit sharing plans and other businesses and corporations. There is a no
minimum required to open and maintain an investment advisory account, however, we have the
right to terminate your account if it falls below a minimum size which, in our sole opinion, is too
small to manage effectively.