Matter LLC

ITEM 5 – FEES AND COMPENSATION

ASSETS UNDER MANAGEMENT AND FAMILY OFFICE SERVICES

Matter Family Office negotiates a fixed annual fee with each Family Client. Such fees are generally
based on the amount of work we do for each Family Client and the value we bring to the
relationship. Matter’s fees are subject to adjustment upon written notice to the Family Client. Matter
may decide to charge a lower management fee for a given Family Client in its discretion.

When preferred by the Family Client, Matter may charge a fee based on a percentage of assets under
management or a combination of a fixed annual fee and a percentage-based fee

When Matter is providing only investment advisory services to an Investment Advisory Client, Matter
typically charges an ongoing asset-based fee, known as an AUM-based fee, for investment advisory
services, billed quarterly, based on the value of the assets in a Client’s advisory account.

Depending on the Client engagement, a fee could be a combination of a flat fixed fee and an AUM-based
fee.

Fees and other compensation are negotiable in certain circumstances and arrangements with any
particular Client may vary. Although Matter believes its fees are competitive, lower fees for comparable
services may be available from other investment advisers.

ASSET CONSULTING GROUP, LLC

Matter Family Office engages the services of Asset Consulting Group, LLC (ACG) for economic,
market, and specific manager due diligence and modeling. ACG is an investment consulting firm
focused on providing objective, sophisticated, detailed research, and investment advice to a
select group of endowments, institutions, and large single-family offices. ACG was founded in
1989 and advises on more than $100 billion in client assets.

•      ACG is a registered investment adviser that specializes in assisting pension, insurance,
and high net worth family office clients with a variety of investment consulting and money
management needs.

•        We use ACG’s in-depth capital market research, and proprietary economic and risk
management models to develop the customized investment allocations that are the basis of each
client’s personal Investment Policy Statement.
•        We rely on ACG’s rigorous investment manager selection and evaluation process to
identify the money managers to recommend for each sub-class of investment.
•        ACG develops customized asset allocation models at the sub-class level, recommends
managers for each sub-class, and provides ongoing performance monitoring, review, and
recommendations for rebalancing of model portfolios.

Matter Family Office pays for ACG services directly; there is no additional charge to the client for
the information ACG provides.

ITEM 7 – TYPES OF CLIENTS
We provide services to high-net-worth families and non-high net worth individuals associated with
those families. Matter Family Office does not serve institutional clients, except where an existing
client has created a donor-advised fund or has gifted money to a non-profit organization or
foundation. All clients are required to execute an agreement for services to establish a client
arrangement with Matter Family Office. In the case where you have gifted money to a non-profit
organization or foundation, if the account is in the name of the organization or foundation (e.g.,
an irrevocable gift), we require an advisory agreement with them directly, even though you may
continue to oversee the administration of the account.

MINIMUM INVESTMENT AMOUNTS REQUIRED

Due to the multi-generational aspect of our families, our client portfolios vary in size.