Financial Integrity Advisors LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 FIA offers direct asset management services to advisory Clients. FIA charges an annual
 investment advisory fee of no more than 1% based on the total assets under management.
 The annual fee may be negotiable. Accounts within the same household may be combined
 for a reduced fee. Fees are billed monthly in advance based on an average daily balance of
 the account for the previous month. The calculation for the average daily balance is based
 on the formula (A/D) x (F/P).
        A = the sum of the daily balances in the billing period
        D = number of days in the billing period
        F = annual management fee
        P = number of billing periods per year
 Step 1: Based on monthly billing cycle: Calculate the average of the values of the Client’s
 account over the course of the entire month to determine the average daily balance.
           Day   Balance Day Balance Day Balance
            1    $587,654 11 $587,664 21          $587,677
            2    $587,999 12 $588,009 22          $588,022
            3    $600,021 13 $600,031 23          $600,044
            4    $601,187 14 $601,197 24          $601,210
            5    $599,862 15 $599,872 25          $599,885
            6    $599,884 16 $599,894 26          $599,907
            7    $587,135 17 $587,145 27          $587,158
            8    $597,635 18 $597,645 28          $597,658
            9    $602,587 19 $602,597 29          $602,610
           10    $599,358 20 $599,368 30          $599,381
                           Total of days 1-30   $17,890,296
                         Average daily balance
                      ($17,890,296 (A)/30 (D)) = $596,343.20
 Step 2: Calculate the annual fee: $596,343.20 x 0.85% (F) = $5,068.92
 Step 3: Determine the monthly fee: $5068.92/12 (P)=$422.41
 Lower fees for comparable services may be available from other sources. Fees for asset
 management services are deducted from a designated Client account to facilitate billing.
 Clients may terminate their account within five (5) business days of signing the Investment
 Advisory Agreement with no fee and without penalty. After five days of signing the
 agreement, Clients may cancel by providing written notice to FIA and FIA may terminate
 advisory services with thirty (30) days written notice to the Client. For accounts opened or
 closed mid-billing period, fees will be prorated based on the days services are provided

during the given period. All unearned fees will be refunded to the Client. Client shall be given
thirty (30) days prior written notice of any increase in fees. Any increase in fees will be
acknowledged in writing by both parties before any increase in said fees occurs.
ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed
1%. The annual fee is negotiable and may be charged as a percentage of the Included Assets
or as a flat fee. Fees may be charged quarterly or monthly in arrears or in advance based on
the assets as calculated by the custodian or record keeper of the Included Assets (without
adjustments for anticipated withdrawals by Plan participants or other anticipated or
scheduled transfers or distribution of assets). If the services to be provided start any time
other than the first day of a quarter or month, the fee will be prorated based on the number
of days remaining in the quarter or month. If this Agreement is terminated prior to the end
of the billing cycle, FIA shall be entitled to a prorated fee based on the number of days during
the fee period services were provided or Client will be due a prorated refund of fees for days
services were not provided in the billing cycle.
The fee schedule, which includes compensation of FIA for the services is described in detail
in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the fees, however
the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly or have fees
deducted from Plan Assets. FIA does not reasonably expect to receive any additional
compensation, directly or indirectly, for its services under this Agreement. If additional
compensation is received, FIA will disclose this compensation, the services rendered, and the
payer of compensation. FIA will offset the compensation against the fees agreed upon under
the Agreement.
INSTITUTIONAL ASSET MANAGEMENT & PENSION CONSULTING SERVICES
FIA’s advisory fees are based on a percentage of client’s assets under advisement and may
vary depending on the value of the client’s assets and the services provided. The minimum
account size of $10 million. The fees are negotiable and vary based on the level of service
selected by the Client.
FIA affords each client the opportunity to choose among the following payment options:
   1) “Hard Dollar Fee” including substantially all of the services described above.
      Minimum basic annual fees are:
           •   $15,000 yearly per fund, or investment manager plus,
           •   $10,000 yearly for aggregate relationship with minimum agreed fee of
               $50,000 (Excludes execution services)
   2) “Asset Based Fee” includes all the services described above, execution and custody
      services not included.
The annual fee schedule is set forth below:
           Account Asset Value                                   FIA Fee
          On the first $5,000,000                                 1.00%
          On the next $5,000,000                                  0.60%
          On the next $10,000,000                                 0.50%
          On the next $10,000,000                                 0.15%
          On the next $10,000,000                                 0.10%
          On the next $40,000,000                                 0.05%
             Over $40,000,000                                   Negotiable

 FINANCIAL PLANNING AND CONSULTING
...

Item 7: Types of Clients
Description
 FIA generally provides investment advice to:

     •   Individuals
     •   Investment companies
     •   Pension and profit sharing plans
     •   Trusts, estates, or charitable organizations
     •   Corporations or business entities
 Client relationships vary in scope and length of service.
Account Minimums
 FIA requires a minimum of $250,000 to open an account. In certain instances, the minimum
 account size may be lowered or waived.