Merit Financial Partners LLC

Item 7 - Types of Clients

                  We provide our services to individual investors, trusts, estates, re rement plans, and charitable organiza ons to
                  assist them in mee ng their nancial objec ves in what is believed to be a cost-e ec ve way.

                  Our ability to provide our service and advice depends on access to important informa on. Accordingly, you are
                  expected to provide us with an adequate level of informa on and suppor ng documenta on throughout the
                  term of the engagement, including but not limited to source of funds; income levels, your (or your legal agent’s)
                  authority to act on behalf of the account, among other informa on. This helps us determine the appropriateness
                  of our nancial planning or investment strategy for you and your account.

                  It is very important that you keep us up to date on signi cant changes that may call for an update to your
                    nancial and investment plans. Events such as job changes, re rement, change in marital status, or the purchase
                  or sale of a home can have a tremendous impact on your circumstances and needs. If we are aware of such
                  events, we can make the adjustments needed through changes to your plan or with more suitable advice to keep
                  you on track toward your goals.

                  We do not require minimum income levels, minimum level of assets, or other condi ons for our nancial
                  planning and investment consulta on services; however, for our investment management services program, we
                  require a minimum fee of $3,000 per year, paid in quarterly installments.

                  Our rm reserves the right to waive or reduce certain fees based on unique individual circumstances, special
                  arrangements, pre-exis ng rela onships, or as otherwise may be determined by a rm principal. We also
                  reserve the right to decline services to any prospec ve client for any reason.

               Merit Financial Partners
               Form ADV Part 2 – March 2026                                                                                                                                                                                   Page 10 of 21
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