MFT Wealth Management Inc

Item 5 – Fees and Compensation

Financial Planning Services Fees
Financial planning services are offered on a project basis. The fee for a financial plan typically ranges from $5,000
to $15,000, but may be substantially higher for highly complex engagements. The fee may be negotiable depending
upon the complexity and scope of the services provided. The exact fee and services agreed upon are described in
the client financial planning services agreement. Lower fees for comparable services may be available from other
investment advisers or financial planners.

Payment Methods
MFT generally requires a 50% upfront deposit with the remaining balance due upon completion and delivery of the
financial plan.

Other Fees and Expenses
Implementation of a financial plan will incur additional costs such as custodial fees and brokerage fees, which clients
should carefully review. The Firm may recommend its Investment Management Services and/or the purchase of
insurance or annuity products. Mr. Tabiekh is a licensed insurance agent with multiple insurance carriers. He receives
commissions directly from insurance sales in addition to financial planning fees paid to MFT; this represents a
material conflict of interest, as representatives may be incentivized to recommend insurance or annuity products
based on the compensation received rather than solely on clients' needs. Insurance and annuity commissions do
not offset financial planning fees. Clients are under no obligation to purchase any insurance or annuity products
from Mr. Tabiekh or to implement any recommendations.

Termination Provisions, Refunds, and Assignments
Prior to initiating financial planning services, the client will be required to enter into a written agreement that sets
forth the terms and conditions of the engagement and describes the scope of services provided.

Either party may terminate the agreement at any time upon written notice. If the agreement is terminated prior to
plan delivery, any prepaid fees shall be refunded based on the percentage of work completed as reasonably
determined by MFT. No refund is available after the written financial plan has been delivered to the client.

Investment Management Services Fees
The annual fee for MFT's Investment Management Services is billed as a percentage of assets under management,
up to a maximum of 1.50%. Fees may be negotiable and will be specified in the investment management agreement.
Lower fees for comparable services may be available from other investment advisers.

Payment Methods
Fees for Investment Management Services are billed quarterly in advance based on the account value as of the
last trading day of the prior quarter. The initial quarter’s fee is prorated based on the number of calendar days form
the effective date of the agreement. Fees are directly deducted from the client's account(s) at the client's qualified

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custodian (Schwab or Fidelity). For Clients receiving non-discretionary advice on held-away accounts, fees
attributable to those accounts are calculated based on the value of such accounts and are either deducted from a
designated account maintained at Schwab or Fidelity or billed directly to the Client. Clients will receive statements
from their qualified custodian on at least a quarterly basis. Should you believe your fee is calculated incorrectly,
please contact MFT promptly to resolve this issue.

Fees are calculated based on the account value as of the last trading day of the prior quarter. The timing of deposits
and withdrawals during the billing period may significantly impact advisory fees, as fees are based on the prior
quarter-end account value.

Other Fees and Expenses
The investment management fee excludes brokerage costs such as commissions, markups, markdowns,
transaction fees, and underlying exchange-traded fund ("ETFs") expenses. MFT does not receive or share in any
such fees.

When MFT recommends ETFs, clients pay two layers of fees:

    1) The direct advisory fee paid to MFT,
    2) The indirect fees and expenses charged by the ETF (management fees, operating expenses, etc.)

For more information on brokerage costs, please carefully review "Item 12 – Brokerage Practices."

Termination Provisions, Refunds, and Assignments
Prior to providing Investment Management Services, the client will be required to enter into a written agreement.
The agreement sets forth the terms and conditions of the engagement and describes the scope of services to be
provided. The agreement may be terminated by either party upon written notice. Upon termination, any earned,
unpaid fees will be due to MFT. Any unearned prepaid fees will be promptly refunded on a pro rata basis.

Short-Term Trading Services Fees

The annual fee for MFT's Short-Term Trading Services is billed as a percentage of assets under management, up
to a maximum of 2.00%. Fees may be negotiable and will be specified in the short-term trading services agreement.
Lower fees for comparable services may be available from other investment advisers.

Payment Methods

Fees for Short-Term Trading Services are billed quarterly in advance based on the account value as of the last
trading day of the prior quarter. Fees are directly deducted from the client's account at the client's qualified
custodian (Schwab or Fidelity). Clients will receive statements from their qualified custodian on at least a quarterly
basis. Should you believe your fee is calculated incorrectly, please contact MFT promptly to resolve this issue.

The timing of deposits and withdrawals during the billing period may significantly impact advisory fees, as fees are
based on the prior quarter-end account value.

Other Fees and Expenses

The short-term trading fee excludes brokerage costs such as commissions, markups, markdowns, and
...

Item 7 – Types of clients

MFT offers investment advisory services to individuals, high net worth individuals, trusts, estates, and business
entities (including corporations, limited liability companies, and partnerships).

The Firm has the following account minimums:

    •   Investment Management Services: $1,000,000
    •   Short-term Trading Services: $500,000

MFT reserves the right to waive these minimums at its discretion.