Compass Private Wealth Group LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or
more written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid monthly at the end of each month, pursuant to the terms of the wealth
management agreement. Wealth management fees are based on the market value of assets under management
at the end of each month. Wealth management fees range from 0.50% to 2.00% annually on a tiered schedule or
fixed annual rate. Fees are based on several factors, including the scope and complexity of the services to be
provided, the level of assets to be managed, and the overall relationship with the Advisor. Relationships with
multiple objectives, specific reporting requirements, portfolio restrictions, and other complexities may be charged
a higher fee.

The wealth management fee in the first month of service is prorated from the inception date of the account[s] to
the end of the first month. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take
into consideration the aggregate assets under management with the Advisor across all accounts unless otherwise
agreed in writing. All securities held in accounts managed by CPW will be independently valued by the Custodian.
CPW will conduct periodic reviews of the Custodian’s valuations to ensure accurate billing.

Clients may make additions to and withdrawals from their account[s] at any time, subject to the Advisor’s right to
terminate an account. Additions may be in cash or securities provided that CPW reserves the right to liquidate
any transferred securities or decline to accept particular securities into a Client’s account[s]. Clients may withdraw
account assets on notice to CPW, subject to the usual and customary securities settlement procedures. However,
CPW designs its portfolios as long-term investments, and the withdrawal of assets may impair the achievement
of a Client’s investment objectives. CPW may consult with its Clients about the options and ramifications of
transferring securities. However, Clients are advised that when transferred securities are liquidated, they may be
subject to transaction fees, fees assessed at the mutual fund level (i.e., contingent deferred sales charge), and/or
tax ramifications.

The Advisor’s fee is exclusive of and in addition to any applicable securities transaction and custody fees and
other related costs and expenses described in Item 5.C. below, which may be incurred by the Client. However,
the Advisor shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers – As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment
portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor does not earn
any compensation from an Independent Manager. The Advisor will only earn its wealth management fee as
described above. Independent Managers typically do not offer any fee discounts but may have a breakpoint schedule
which will reduce the fee with an increased level of assets placed under management with an Independent Manager.
The terms of such fee arrangements are included in the Independent Manager’s disclosure brochure and any
applicable contract[s] with the Independent Manager, or as outlined in the Advisor’s Wealth Management contract.
The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will not exceed 2.00%
annually.

Financial Planning Services
CPW provides standalone financial planning services on an hourly basis or a fixed engagement fee. Financial
planning fees are billed at an hourly rate of up to $300 per hour. Fixed fees are based on the expected hours to
complete the engagement at the hourly rate. Fees may be negotiable based on the nature and complexity of the
services to be provided and the overall relationship with the Advisor. An estimate for total hours and/or costs will
be determined and provided to Clients prior to engaging for these services.

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an annual asset-based fee ranging from 0.25% to 1.00%
based on the size of the Plan and the scope of services to be provided. Fees are typically billed in advance of

                                          Compass Private Wealth Group, LLC
                                  51 JFK Parkway, 1st FL W, Suite 107, Short Hills, NJ 07078
Page 7                               Phone: (908) 615-2249 | Fax: (973) 576-5240
                                                   www.compasspw.com

each calendar quarter, pursuant to the terms of the retirement plan advisory agreement. Retirement plan fees are
based on the market value of assets under management in the Plan at the end of the prior quarter. Fees may be
negotiable depending on the size and complexity of the Plan.

Educational Book
The Advisor may charge up to $24.95 for the book, depending on the format selected.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] following the end of each month. The amount due is calculated by applying
the monthly rate (annual rate divided by 365 x days in the month) to the market value of assets under management
as of the end of the month. Clients will be provided with a statement, generally monthly, from the Custodian
reflecting the deduction of the wealth management fee. Clients are urged to also review and compare the
...

Item 7 – Types of Clients

CPW offers advisory services to individuals, high-net-worth individuals, families, trusts, estates, businesses, and
retirement plans. CPW generally does not impose a minimum relationship size.