Mokosak Advisory Group LLC

Item 5: Fees and Compensation
A. Fee Schedule
Advisory Fee for Portfolio Management
                                Tiered Advisory Fee Schedule
                       Total Assets Under Management         Annual Fee
                       $0 - $500,000                         1.40%
                       $500,001 - $1,000,000                 1.00%

                       $1,000,001 - $4,000,000               0.75%
                       $4,000,001 - $10,000,000              0.50%
                       $10,000,001 – And Above               0.25%
The advisory fee is payable quarterly in advance in increments of one-fourth the annual rate
based on a tiered advisory fee schedule. This fee schedule allows the client to pay a reduced
advisory fee on additional assets once a client reaches the next tier. For example, if a client has
already invested $500,000 at an advisory fee of 1.4%, the next $1 over the $500,000 tier will be a
1% advisory fee. The quarterly advisory fee will be withdrawn directly from the client account
unless the client instructs Advisor otherwise. The advisory fee is generally based upon the value
of the account as of the last business day of the previous quarter. However, when a client adds
assets to, or withdraws assets from, an account during the quarter, we refund a portion of the
advisory fee for withdrawals (on a prorated basis) and we charge an additional advisory fee for
additions to the client account (also on a prorated basis). The refund or charge is applied to the
next quarterly advisory fee. We use an independent third-party service provider to calculate the
advisory fee.

The initial advisory fee will be pro-rated based on the value of the new assets transferred into the
account for the first partial quarter. The initial calculation period will begin the day assets are
deposited and will end on the last day of that same quarter. Should assets be received at different
times, the pro-rated calculation will apply to each deposit received.

The advisory fee may be reduced based on the size of the portfolio and nature of the services
provided. Additionally, all fees can be waived or negotiated in certain circumstances. The final
advisory fee schedule is attached as Exhibit B of the Investment Advisory Agreement. Clients
may terminate the agreement without penalty for a full refund of Mokosak Advisory Group's
advisory fee within five business days of signing the Investment Advisory Agreement. Clients
that have been with the firm for greater than five business days may terminate the Investment
Advisory Agreement by giving notice of termination. The effective termination date will be
immediately after receipt of the termination notice. We will make any applicable refunds within
30 days of the next quarter end.

B. Payment of Fee
Payment of Portfolio Management Fee
The client has provided written authorization to withdraw the advisory fee for portfolio
management from the clients’ accounts on a quarterly basis. The fee is paid in advance. For
variable annuities, client may elect to have the advisory fee paid from a separate brokerage
account, deducted directly from the annuity, or paid via a check to Advisor.

C. Client Responsibility For Third Party Fees
Clients are responsible for the payment of all third party fees (i.e. custodian fees, brokerage fees,
mutual fund fees, transaction fees, etc.). Those fees are separate and distinct from the fees and
expenses charged by Mokosak Advisory Group. Please see Item 12 of this brochure regarding
custodian.

D. Prepayment of Fees
Mokosak Advisory Group collects certain fees in advance and certain fees in arrears, as indicated.
Refunds for fees paid in advance will be returned within 30 days of the next quarter end to the
client via check or deposit back into the client’s account.

For all advisory fees paid in advance, the fee refunded will be equal to the balance of the fees
collected in advance minus the daily rate* times the number of days elapsed in the billing period
up to and including the date of termination. (*The daily rate is calculated by dividing the annual
asset-based fee rate by 365.)

E. Outside Compensation For the Sale of Securities to Clients
Neither Mokosak Advisory Group nor its supervised persons accept any compensation for the
sale of investment products, including asset-based sales charges or service fees from the sale of
mutual funds.

Item 7: Types of Clients
Mokosak Advisory Group generally provides advisory services to the following types of clients:
      • Individuals & Families
      • Medical Professionals
      • Widows/Widowers
      • Business Owners
      • High-Net-Worth Individuals
      • Charitable Organizations

There is generally no required minimum portfolio balance for our Portfolio Management
Services.