Nabity-Jensen Investment Management Inc

Item 5 – Fees and Compensation

Investment Management Services

Nabity-Jensen charges fees according to a written agreement with our clients called the Discretionary Investment
Management Agreement. The fee for our Investment Management Services is an annual percentage of the value of
assets under our management. The percentage is determined by a regressive rate schedule (lower rates for larger
household accounts). An example is included below.

         Asset levels for each percentage             Fee Percentage        Maximum Percentage

          Up to    $250,000                            1.25 %                1.75%
          From $250,000 to $1,000,000                  1.00 %                1.75%
          From $1,000,000 to $5,000,000                0.75 %                1.75%
          $5,000,000 and over                          0.50 %                1.75%

Example: The total annual fee for a billable balance of $425,000 is $4,875 calculated as follows.

                       Schedule                                         Calculation
                          Tier                              Tier x (Rate)                  Annual Fee
                   $0.00 to $250,000                      $250,000 x 1.25%                  $3,125
                 $250,000 to $1,000,000                   $175,000 x 1.00%                  $1,750
                                                              TOTAL                         $4,875

Fees are not normally negotiable. However, alternative fee arrangements might be made for accounts outside the
customary balanced accounts (bonds and stocks). In such cases the fee will be set at a mutually agreed upon rate.
Exceptions to the standard fee schedule outlined above may include:

•   Large accounts usually more than $5,000,000 in billable asset value
•   Charitable and non-profit accounts
•   Clients who began a business relationship with Nabity-Jensen under our prior fee schedule
•   Accounts of current and former employees of Nabity-Jensen and its advisory affiliates
•   Accounts with the potential for additional account deposits
•   Accounts of family members of current clients may be negotiated on a case-by-case basis

Investment Management fees are payable in advance at the beginning of each quarter. The amount is based on the
market value of the account as of the end of the prior quarter. Unless the client pays us directly, Schwab Advisor
Services, the custodian holding the account, will facilitate the payment according to the authorization provided in
the Schwab account application. Nabity-Jensen provides both you and Schwab Advisor Services with a notice of the
fee amount. In addition to that notice the monthly statements you receive from Schwab Advisor Services will also
show the management fee amount. Nabity-Jensen does not have custody of client funds or securities.

The fee for the quarter in which our management begins will be prorated based on the number of days remaining in
the quarter as of the date the assets are first deposited. Upon written notice, either party may end the Investment
Management Agreement. If termination occurs before the end of a calendar billing period, a pro-rata refund of
unearned fees will be made.

The fees in the schedule above make up all fees and charges for the services of Nabity-Jensen. You can incur
charges from the custodian (Schwab Advisor Services), brokers or other third parties. Mutual funds, exchange
traded funds and other investment products have internal expenses which are disclosed in the product’s prospectus.

Special Investment Counsel & Financial Planning and Advisory Services

Compensation for special investment counsel, planning and advisory services is based on one of two methods and is
documented in the Financial Advisory Agreement prior to providing the service.

1) Flat Fee per project and stated in the client agreement

         or

2) Hourly at the following rates:
   Professional time: $150
   Staff time:           $85

In addition to the amounts above, clients will be billed for all out-of-pocket expenses accompanying these services.
Billing for these services follows one of two methods; (1) quarterly, in arrears, as work progresses or, (2) one half at
the beginning (but not more than six months in advance of the service) and the remainder at the end of the project.

Exceptions to the standard fee schedule outlined above may include:

•   Financial Planning services based on client’s financial situation and background

Item 7 – Types of Clients
Nabity-Jensen provides portfolio management services to individuals, high net worth individuals, corporations and
charitable institutions.

As a condition for starting and maintaining an investment advisory relationship with Nabity-Jensen, we impose a
minimum client household value of $500,000 in assets under management. Nabity-Jensen may, in its sole
discretion, accept clients with smaller household values based upon certain criteria, including anticipated future
earning capacity, anticipated future additional assets, , related/legacy accounts, , pre-existing client and account
retention.