Natural Bridges Financial Advisors LLC

Item 5 – Fees and Compensation

There are Legacy Clients of the Firm who receive different services under different fee
structures that are no longer on offer by the firm.

Open Retainer

Annual Fee: $12,000 - $50,000
The Annual Fee is payable quarterly, in advance, meaning that the firm invoices the client at the
beginning of every three-month calendar billing period. Fees are calculated based on the Firm’s
understanding of the complexity of the client’s financial situation and the scope, amount, type,
and extent of the services that the client needs.

Clients authorize the Firm to deduct its fee directly from the clients’ accounts held at an
independent custodian. Clients authorize the Firm to instruct the custodian to deduct its fee as
it becomes due and payable. If a client has more than one account, the Firm will make the
determination as to which account it will take the fee based on the client’s best interest or the
client’s instruction. Clients consent to the Firm billing their accounts disproportionately if
necessary due to insufficient funds in a given account or if it is in their best interest.

In the event that the Firm cannot directly deduct its fee from a client’s account or if a client
elects to pay the fee directly, we will invoice the client for the fee as it becomes due and
payable. When clients make payment directly, we accept payment by check, ACH, or credit
card.

Clients are entitled to a refund of any fee paid in advance and not earned at the time an
advisory contract is terminated. Natural Bridges Financial Advisors will promptly refund any
prepaid unearned fee.

Sub-Advisor Fee
The fees of the Sub-Advisor are separate from and in addition to Advisor’s fee, and those fees
are set out in the Sub-Advisor’s disclosure documents and any separate advisory services
agreement that the client signs with the Sub-Advisor. The client is responsible for Sub-
Advisor’s fee. We do not receive any portion of Sub-Advisor’s fee. Clients authorizes the Sub-
Advisor to deduct its fee directly from their accounts at the independent qualified custodian
where their assets are held.

Other fees
Clients may incur certain charges imposed by custodians, brokers, third party investment and
other third parties such as fees charged by managers, custodial fees, deferred sales charges,
odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and
taxes on brokerage accounts and securities transactions. Exchange traded funds and Mutual
funds also charge internal management fees, which are disclosed in a fund’s prospectus. Such
charges, fees and commissions are exclusive of and in addition to the Firm’s fee, and we do not
receive any portion of these commissions, fees, and costs.

Item 7 – Types of Clients
Advisor provides holistic financial planning and investment advisory services primarily to
individuals and families. We maintain no minimum net-worth or asset requirements.