Unify Financial LLC

FEES & COMPENSATION

 Discovery Meeting
 The discovery meeting is an initial consultation with Unify. During this meeting, Unify seeks to
understand your financial circumstances, goals, and concerns, while providing an overview of its
services, investment philosophy, and planning approach. Unify conducts this meeting in a
manner consistent with its fiduciary standard; however, no advisory relationship is established
until a formal agreement is executed.
 The objectives of the discovery meeting include:

            Understanding your current financial situation, priorities, and objectives
            Identifying potential areas where Unify’s services may provide value
            Addressing general questions about your financial circumstances and Unify’s advisory process
            Reviewing, at a high level, your current investment strategy, fees, and overall approach
            Explaining Unify’s investment methodology and service offerings
            Answering questions you have regarding our business and services

 6   You may, at any time, impose restrictions in writing on the securities we may recommend (i.e., limit the types/amounts of particular securities
     purchased for your account, etc.).

     All information provided by you, and given to you, will be kept entirely confidential. Such information will be disclosed to third
     parties only with mutual written consent or as may be permitted by law.

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The discovery meeting is educational and exploratory in nature and does not constitute
personalized investment advice or a recommendation to take any specific action.

If you choose to engage Unify, a formal advisory agreement will be provided. If you choose not
to engage Unify, you will be responsible for implementing any ideas discussed, and Unify will not
provide ongoing advice, monitoring, or supervision.

Portfolio Management Fee
Portfolio management is provided on an asset-based fee8 arrangement. Regardless of portfolio
size, our management fee is negotiable and will not exceed 1.25% annually.

Portfolio Asset-based fees are assessed on all billable assets under management, including
securities, cash, and money market funds. The initial fee will be based on a client's account
value as of the date the Investment Advisory Agreement (IAA) is signed and will be prorated
based on the number of days from the first day of management to the end of the month in which
the IAA was signed. Subsequently, fees are determined in arrears on the last trading day of each
month and collected during the following month.

Unify retains discretion to negotiate management fees on a client-by-client basis depending on
the size, complexity, and nature of the portfolio. All management fees will be fully disclosed in
the advisory agreement prior to the provision of services.

A minimum initial investment of $100,000 is generally required to open a managed account;
however, Unify reserves the right to waive or reduce this minimum at its discretion.

  Protocols for Portfolio Management Services

     Discretion
     Unless otherwise requested by the client, Unify will maintain discretionary trading authority
     to execute securities transactions without prior client approval.

     Billing
     Accounts are billed in arrears based on the value of the portfolio, including cash and cash
     equivalents, as of the last trading day of each month. Fees are collected during the following
     month.

     Advisory fees will be deducted first from available cash or money market balances. If
     sufficient cash is not available, a portion of account assets may be liquidated to cover the
     advisory fee.

8 An asset-based fee is a percentage charged based on your assets under management for our financial advice and investment
management. We receive no other compensation for this advisory service unless first disclosed to you.

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 Management Fee Exclusions
    Custodial Fees
    The management fee does not include fees charged by the custodian(s) holding your
    account. These fees may include, but are not limited to, transaction fees, transfer taxes,
    wire transfer fees, margin interest, account service fees, and other costs associated with
    maintaining and trading in your account. These charges are separate from and in addition
    to Unify’s management fee.

    Unify does not receive any portion of these fees. Custodians may change their fee schedules
    at any time, and such changes are outside of Unify’s control.

 For more information on the custodial firms, see Item 12, “Brokerage Practices”.

    Investment Company Fees
    Fees paid to Unify for portfolio management services are separate from fees and expenses
    charged by investment companies, such as mutual funds and exchange-traded funds (ETFs).
    These expenses typically include management fees, operating expenses, and other fund-
    related costs, which are described in each investment’s prospectus.

    Unify does not receive any portion of these fees. Clients are encouraged to review the
    prospectus of any investment for a complete description of associated costs.

Termination of Portfolio Management Service
Either party may terminate the advisory agreement at any time by providing written notice to
the other party at least five (5) days prior to the termination date.
Clients may provide instructions regarding the disposition of account assets upon termination,
including liquidating the account, transferring assets, or maintaining current positions.
If termination occurs during a billing period, the management fee will be prorated based on
the number of days services were provided during the month.
Upon termination, Unify will cease providing investment advice and portfolio management
...

TYPES OF CLIENTS

 The Unify offers investment advisory services to individuals and their families, retirement plan
 participants, trusts, estates, charitable organizations, and businesses.

 Additional information regarding the nature of Unify’s advisory services is described under “Who
 We Are” in Item 4, “Advisory Business.”

 Unify’s minimum account size for portfolio management services is disclosed under “Portfolio
 Management Fee” in Item 5, “Fees & Compensation.” Unify reserves the right to waive or reduce
 account minimums at its discretion.

 9   Financial plans are generally completed within 30 to 45 days from signing the Agreement. However, implementing the plan with outside
      professionals (e.g., attorneys, CPAs) may require additional time beyond our control. Therefore, when we refer to the completion of
      the financial plan, we are referring to our delivery of the financial plan.

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