Northlanding Financial Partners LLC

Item 5. Fees and Compensation
NLFP offers its services on a fee basis, which may include hourly and/or fixed fees, as well as fees based upon assets
under management or advisement. Additionally, certain of NLFP’s Supervised Persons, in their individual capacities, offer
securities brokerage services and insurance products under a separate commission arrangement from time to time.

Financial Planning and Consulting Fees
NLFP generally charges either an hourly or a fixed fee to provide clients with stand-alone financial planning or consulting
services. These fees are largely determined by the scope and complexity of the agreed upon services and range from
$2,250 to $25,000+ on a fixed fee basis (either one-time or per annum, depending on whether the stand-alone financial
planning or consulting arrangement with the client is ongoing or not) or $250.00 on an hourly basis.

The specific terms and fee structure are negotiated in advance and set forth in the Agreement with NLFP. Generally, NLFP
requires one-half of the financial planning or consulting fee payable upon execution of the Agreement and the balance due
at the time the financial plan is delivered or the underlying services are rendered to completion. Clients may elect to have
NLFP directly debit fees from a non-qualified account or send them an invoice for payment. Clients will be invoiced for
hourly fees incurred to-date upon completion or termination of an hourly engagement. If a fixed fee financial planning and
consulting engagement is terminated before delivery of the services is completed, the portion of the fixed fee already
received by NLFP will be netted against the percentage of the services completed, and a credit balance will be refunded
to the client. Any remaining outstanding balance of the fixed fee shall be invoiced to the client.

Investment Management Fees

NLFP provides investment management services for an annual blended fee based on the amount of assets under the
firm’s management. This blended fee varies depending upon the size of a client’s portfolio and the type of services
rendered, based on the following progressive tiered fee schedule:

                                      Annual Management Fee – Choice Based Fee Schedule

     Select Advisor Access                                           Investment Only

     $0 to $500,000                1.00% of assets                   $0 to $1,000,000                  0.50% of assets
     $500,001 to $1,000,000        0.75% of assets over $500,000     $1,000,001 to $2,000,000          0.40% of assets
     $1,000,001 to $3,000,000      0.50% of assets over $1,000,000   $2,000,001 to $5,000,000          0.30% of assets
     $3,000,001 to $5,000,000      0.40% of assets over $3,000,000   $5,000,001 to $10,000,000         0.25% of assets
     $5,000,001 to $10,000,000     0.25% of assets over $5,000,000   >$10,000,000                      Negotiable
     >$10,000,000                  Negotiable                                           Minimum Annual Fee - $1,000

This blended fee is calculated based on average daily account balance and charged quarterly in arrears, based upon the
market value of the assets being managed by NLFP.

NLFP acts as portfolio manager using the strategy and portfolio selected with the client. Clients may receive advisor

                                                       Date of Brochure: March 18 ,2026

service on a comprehensive basis (“Select Advisor Access”) or receive only account investment management (“Investment
Only”.) If “Investment Only” services are selected, the client may only receive other advisory services by completion of a
separate contract for those services that allows them to pay an additional hourly or flat fee. Additional services may be
received after completion of a separate contract for services that allow the client to pay an additional flat or hourly fee.

In the event the Agreement is terminated or in the event of a client death, the fee for the final billing period is prorated
through the effective date of the termination and the outstanding balance is charged to the client, as appropriate.

Fee Discretion
NLFP, in its sole discretion, may negotiate to charge a lesser fee based upon certain criteria, such as anticipated future
earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts, account
composition, pre-existing client relationship, account retention and pro bono activities. As such, different clients receiving
substantially identical services may pay different fees. Our overriding mission regarding Fee Discretion is to treat clients
and their unique situations in a fair and reasonable manner.

Additional Fees and Expenses
In addition to the advisory fees paid to NLFP, clients will generally also incur certain charges imposed by other third parties,
such as broker-dealers, custodians, trust companies, banks and other financial institutions (collectively “Financial
Institutions”). These additional charges may include securities brokerage commissions, transaction fees, custodial fees,
fees charged by the Independent Managers, charges imposed directly by a mutual fund or ETF in a client’s account, as
disclosed in the fund’s prospectus (e.g., fund management fees and other fund expenses), deferred sales charges,
odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on brokerage accounts
and securities transactions. To the extent an Independent Manager has been retained to manage all or a portion of a
client’s account, the fee payable to such Independent Manager by the client shall be memorialized in a written agreement.

Variable Annuities
For variable annuity contracts, the Firm charges a flat advisory fee that is separate from and not calculated under the
Firm’s standard asset-based fee schedule. The flat fee may be charged as a dollar amount or as a fixed percentage rate
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Item 7. Types of Clients
NLFP provides its services primarily to high net worth individuals, but also to a limited number of trusts, estates, charitable
organizations, corporations and other business entities.

Minimum Account Requirements
NLFP does not impose a minimum portfolio value for starting and maintaining an investment management, or FCA
relationship. The Investment Only fee minimum is $1,000 annually. The minimum fee for a stand-alone financial
planning/FCA process is $2,250.00 for Basic services and a minimum fee $3,250.00 for Advanced services.

This minimum fee may have the effect of making NLFP’s services cost prohibitive for certain clients. NLFP, in its sole
discretion, may waive its minimum annual fee based upon certain criteria, such as anticipated future earning capacity,
anticipated future additional assets, dollar amount of assets to be managed, related accounts, account composition, pre-
existing client relationships, account retention, and pro bono activities. Certain Independent Managers may impose more
restrictive account requirements and varying billing practices than NLFP. In these instances, NLFP may alter its
corresponding account requirements and/or billing practices to accommodate those of the Independent Managers.

                                                      Date of Brochure: March 18 ,2026