Troutman Wealth Management LLC

ITEM 5 FEES AND COMPENSATION

Fees and other charges

1. Individually Managed Accounts:
Fees for individually managed accounts (including separate accounts of insurance products purchased
through DPL as disclosed in Item 4 above) are priced within a range of .5% to 1.0% depending upon the
amount of the assets in the account, the complexity of the financial plan and the advisory services
necessary for the particular Client. The asset management fee will be determined at the time of the
advisory agreement.

The above fees may be adjusted, in the sole discretion of Adviser, based on the facts and circumstances of
each particular client. All asset-based fees are deducted by the qualified custodian of record on a
quarterly basis in Advance, or as otherwise indicated in the client agreement. Client statements for prior
deductions will be provided on a quarterly basis.

All fees paid to Adviser for investment advisory services are separate and distinct from the expenses
charged by Investment Companies to their shareholders. These fees and expenses are described to the
client in separate disclosures and will generally include an Investment Company management fee, other
fund expenses, and in some situations a possible distribution fee for the Investment Company shares.

Adviser will provide investment advisory services and portfolio management services but will not provide
custodial or other administrative services. At no time will Adviser accept or maintain custody of a client’s
funds or securities except for authorized fee deduction. The Client may contact the Custodian directly for
disbursements, or account record changes, and may also do so in writing to the custodian. Adviser may
act at the client’s convenience to facilitate such written communications to the Custodian, provided that
such action is not construed to be custody of client assets.

Client is responsible for all custodial and securities execution fees charged by the custodian and executing
broker-dealer. Fees paid to Adviser are separate and distinct from the custodian and execution fees.

Clients may request to terminate their advisory contract with Troutman Wealth Management, in whole or
in part, by providing advance written notice. Upon termination, any fees paid in advance will be prorated
to the date of termination and any excess will be refunded to client through the Custodian. Client’s
advisory agreement with the Advisor is non-transferable without Client’s written approval.

                Fee Deduction Disclosure:

Where Adviser deducts its management fee from client accounts utilizing a qualified custodian, the
Adviser will meet the following requirements.

   a. Possess written authorization from the client to deduct advisory fees from an account held by a
   qualified custodian;

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   b. The firm must send the qualified custodian a written invoice detailing the fee amount to be deducted
   from the client account; and,

   c. The firm must either send the client a written invoice itemizing the fee, including the formulae used
   to calculate the fee, the time period covered by the fee and the amount of assets under management on
   which the fee was based; or the adviser may reasonably rely upon the statements issued by the
   custodian to customers, provided such statements include the deduction of the fee.

3. Right of Cancellation

In addition to the right to terminate an agreement pursuant to its terms, a client may cancel an agreement
with Adviser within five (5) business days of first receiving a copy of this disclosure brochure and
supplement without penalty or fee.

Other types of fees or expenses clients may pay in connection with firm’s advisory services.

In addition to our advisory fee, you may be required to pay other charges such as:

    •   custodial fees
    •   brokerage commissions
    •   transaction fees
    •   internal fees and expenses charged by mutual funds or exchange traded funds (“ETFs”)
    •   other fees and taxes on brokerage accounts and securities transactions.

Mutual fund companies, ETFs, and variable annuity issuers charge internal fees and expenses for their
products. These fees and expenses are in addition to any advisory fees charged by us. Complete details of
these internal fees and expenses are explained in the prospectuses for each investment. You are strongly
encouraged to read these explanations before investing any money. You may ask us any questions you
have about fees and expenses.

If you purchase mutual funds through the custodian/broker-dealer, you may pay a transaction fee that
would not be charged if the transactions were made directly through the mutual fund company. Also,
mutual funds held in accounts at brokerage firms may pay internal fees that are different from funds held
at the mutual fund company. While you may purchase shares of mutual funds directly from the mutual
fund company without a transaction fee, those investments would not be part of our advisory relationship
with you. This means that they would not be included in our investment strategies, investment
performance monitoring, or portfolio reallocations.

Investment Management Fees Payable in Advance

Adviser's investment management fees are payable quarterly in advance. Upon termination, any fees paid
in advance will be prorated to the date of termination and any excess will be refunded to client by check
issued to the customer as soon as practicable.

Neither the Adviser nor its supervised persons accept any compensation for the sale of securities or other
investment products.

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ITEM 7 TYPES OF CLIENTS

We provide advisory services to individuals and high net worth individuals, including their trusts, estates
and retirement accounts. We also provide services to corporations or business entities including their
pension and profit sharing plans.

The minimum account size for starting and maintaining an advisory relationship is $50,000. We, at our
sole discretion, may accept clients with smaller portfolios or lower minimums based upon certain factors
including:

    •   anticipated future earning capacity
    •   anticipated future additional assets
    •   account composition
    •   related accounts
    •   pre-existing client relationships

We may consider the portfolios of your family members to determine if your portfolio meets the
minimum size requirement.