JCM Strategic Wealth Partners LLC

Item 5: Fees and Compensation
Method of Compensation and Fee Schedule
 ASSET MANAGEMENT
 Werner Financial offers direct asset management services to advisory Clients. Werner
 Financial charges an annual investment advisory fee based on the total assets under
 management as follows:
        Assets Under Management                                       Annual Fee

               $0 to $25,000                                             1.50%

           $25,001 to $100,000                                           1.35%

          $100,001 to $250,000                                           1.20%

          $250,001 to $750,000                                           1.10%

         $750,001 to $2,000,000                                          1.00%

               $2,000,001+                                             Negotiable
   This is a tiered or breakpoint fee schedule, the entire portfolio is charged the same asset management fee.
 The annual fee is negotiable based upon certain criteria (e.g., historical relationship, type of
 assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts
 of assets to be managed, related accounts, account composition, negotiations with Clients, etc.).
 Fees are billed monthly in arrears based on an average daily balance of the account for the
 previous month. The calculation for the average daily balance is based on the formula (A/D) x
 (F/P).
         A = the sum of the daily balances in the billing period
         D = number of days in the billing period
         F = annual management fee
         P = number of billing periods per year

Clients may terminate their account within five (5) business days of signing the Investment
Advisory Agreement with no obligation and without penalty. After the initial five (5) business
days, the agreement may be terminated by Werner Financial with thirty (30) days written
notice to Client and by the Client at any time with written notice to Werner Financial. For
accounts opened or closed mid-billing period, fees will be prorated based on the days services
are provided during the given period. All unpaid earned fees will be due to Werner Financial.
Client shall be given thirty (30) days prior written notice of any increase in fees. Any increase in
fees will be acknowledged in writing by both parties before any increase in said fees occurs.
ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and will not exceed 1%.
The annual fee is negotiable and may be charged as a percentage of the Included Assets or as a
flat fee. Fees may be charged quarterly or monthly in arrears or in advance based on the assets
as calculated by the custodian or record keeper of the Included Assets (without adjustments
for anticipated withdrawals by Plan participants or other anticipated or scheduled transfers or
distribution of assets). If the services to be provided start any time other than the first day of a
quarter or month, the fee will be prorated based on the number of days remaining in the
quarter or month. If this Agreement is terminated prior to the end of the billing cycle, Werner
Financial shall be entitled to a prorated fee based on the number of days during the fee period
services were provided or Client will be due a prorated refund of fees for days services were
not provided in the billing cycle.
The fee schedule, which includes compensation of Werner Financial for the services is
described in detail in Schedule A of the ERISA Plan Agreement. The Plan is obligated to pay the
fees, however the Plan Sponsor may elect to pay the fees. Client may elect to be billed directly
or have fees deducted from Plan Assets. Werner Financial does not reasonably expect to
receive any additional compensation, directly or indirectly, for its services under this
Agreement. If additional compensation is received, Werner Financial will disclose this
compensation, the services rendered, and the payer of compensation. Werner Financial will
offset the compensation against the fees agreed upon under the Agreement.

FINANCIAL PLANNING AND CONSULTING
ONE-TIME FINANCIAL PLANNING FEES
Werner Financial charges an hourly fee of $500 for financial planning. Prior to the planning
process the Client will be provided an estimated plan fee.
Fees for financial plans are billed 50% in advance with the balance due upon plan delivery.
Services are completed and delivered inside of 30 days contingent upon timely delivery of all
required documentation. Client may cancel within five (5) business days of signing Agreement
with no obligation and without penalty. If the Client cancels after five (5) business days, any
unearned fees will be refunded to the Client, or any unpaid earned fees will be due to Werner
Financial. Werner Financial reserves the right to waive the fee should the Client implement the
plan through Werner Financial.
ON-GOING FINANCIAL CONSULTING FEES
Financial Consulting Services are offered based for a flat fee of $1,000 - $30,000 per year.
Payments will be required at the end of each month. For example, if the annual fee is $10,000
the monthly payment will be $833. Payment may be remitted by check from the Client or
deducted from a non-qualified account managed by Werner Financial. Ongoing services will
continue indefinitely unless cancelled by either party.
Client may cancel within five (5) business days of signing Agreement with no obligation and
without penalty. If the Client cancels after five (5) business days, any unearned fees will be
refunded to the Client, or any unpaid earned fees will be due to Werner Financial. Werner

 Financial reserves the right to waive the fee should the Client implement the plan with Werner
 Financial.
 BOOKKEEPING SERVICES
 Bookkeeping services fee ranges from $450 - $1,000 payable in advance or monthly in arrears
 based on complexity and workload required.

Client Payment of Fees
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Item 7: Types of Clients
Description
  Werner Financial generally provides investment advice to individuals, high net worth
  individuals, trusts, estates, corporations or business entities. Client relationships vary in scope
  and length of service.
Account Minimums
 Werner Financial requires a minimum of $250,000 to open an account. In certain instances, the
 minimum account size may be lowered or waived.