Nova R Wealth Inc

Item 5 Fees and Compensation
Wealth Management Services
Our fee for wealth management services is a Tiered Fee based on a percentage of the assets in your
account and is set forth in the following annual fee schedule:

                                      Annual Tiered Fee Schedule

           Assets Under Management                                            Annual Fee
                  $0 - $100,000                                                 1.50%

               $100,001 - $500,000                                               1.00%
              $500,001 - $1,000,000                                              0.85%
             $1,000,001 - $2,000,000                                             0.75%
             $2,000,001 - $3,000,000                                             0.65%
             $3,000,001 - $5,000,000                                             0.55%
            $5,000,001 - $10,000,000                                             0.45%
            $10,000,001 - $30,000,000                                            0.35%

Our annual fee is billed and payable on a quarterly basis, in advance, based upon the market value of
the assets being managed by us on the last business day of the previous quarter as reflected by our
performance reporting solution. Our wealth management fee is negotiable, depending on your individual
client circumstances. Certain legacy accounts will have a different fee schedule than what is published
above. The fee is based on a Tiered Fee Schedule, it is not a volume rate based on a fixed percentage
across all assets. Each tier of the billable assets are charged the applicable rate shown in the Tiered
Fee Schedule.

For example, $3,750,000 in assets would be charged the following fees:

         Assets                   Annualized Fee               Dollar Amount                Fee Charged
     $0 - $100,000                     1.50%                       $100,000                     1.50%
  $100,001 - $500,000                  1.00%                       $400,000                     1.00%
 $500,001 - $1,000,000                  0.85%                      $500,000                     0.85%
$1,000,001 - $2,000,000                 0.75%                     $1,000,000                    0.75%
$2,000,001 - $3,000,000                 0.65%                     $1,000,000                    0.65%
$3,000,001 - $5,000,000                 0.55%                      $750,000                     0.55%
$5,000,001 - $10,000,000                0.45%                          -                           -
$10,000,001 - $30,000,000               0.35%                          -                           -
          Total                                                   $3,750,000                    0.74%

The two left columns show the Tiered Fee Schedule, the two right columns show the dollar amount and
applicable rate charged for each tier of the example. For the above example of $3,750,000 the blended
effective annual fee of the total amount is 0.74%. As assets increase or decrease the effective rate will
change. Assets that are charged a fee that is different from the Tiered Fee Schedule or are excluded
will not be included in the Tiered Fee calculation and will be billed separately if applicable.

There may be immaterial differences between the quarter end market value reflected on your custodial
statement and the valuation as of the last business day of the calendar quarter used for billing purposes,
given timing and account activity. Such differences may be caused by, but not limited to, the timing of
the receipt and processing of dividends by the custodian. A dividend received by the custodian may
occur at the end of the month, but not fully processed and added to the account value in the custodian's
system for a few days. While the billing system will add these dividends to the account value when
notice of the dividend is first received. Thus causing a difference in reported account value between the
two systems during the time billing amounts are calculated.

Adjustments will be made for individual deposits and withdrawals in excess of $10,000 during the
quarter. The advisory fee will be adjusted in the following quarter to reflect the fee difference. The wealth

management fee is calculated by applying the quarterly rate (calendar days in the quarter divided by
days in the year, multiplied by the annual rate) to the total assets under management at the end of the
prior quarter. If the wealth management agreement is executed at any time other than the first day of a
calendar quarter, our fees will apply on a pro rata basis, which means that the management fee is
payable in proportion to the number of days in the quarter for which you are a client. Assets in each of
your account(s) are included in the fee assessment unless specifically identified in writing for exclusion.

At our discretion, we may combine the account values of family members to determine the applicable
advisory fee. For example, we may combine account values for you and your minor children, joint
accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying a reduced advisory fee.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities. We will deduct our advisory fee only when you have given our Firm written authorization
permitting the fees to be paid directly from your account. We provide the custodian with an invoice
indicating the amount of the fee to be deducted from your account. Further, the qualified custodian will
deliver an account statement to you at least quarterly. These account statements will show all
disbursements from your account. You should review all statements for accuracy.

Either party may terminate the wealth management agreement at any time by providing written notice to
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Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals, trusts, estates,
charitable organizations, corporations and business entities.

In general, we do not impose a minimum size for establishing a relationship. However, certain
Independent Managers may impose minimums for their investment strategies.