Oakstreet Wealth Management Inc

ITEM 5: FEES, COMPENSATION AND TERMINATION OF SERVICES

A. Description of Compensation and Basic Fee Schedule
Clients retain OakStreet by entering into a written agreement for services. The contract is
cancelable upon 30 days written notice by either party. Upon initiation of any investment
advisory relationship, the client is obligated to pay a fee for three months work as
compensation for OakStreet’s efforts in reviewing the portfolio and developing basic asset
allocation strategies. If either party cancels the contract after the initial three months, the fee
would be prorated through the date of cancellation. If cancelled during the first three months,
the full three months of fees, calculated based upon the initial value of the account, will be due.
Fees are due the earlier of the date of termination of the contract or after each calendar
quarter in arrears.

Market Value of Portfolio       Maximum Annual Rate

   Total Value                                   2.00%

                             Minimum fee is $5,000 annually

                                Annual Asset Based Chart

                             0-5 million up to           40 bps

                             The next 5 million up to 35 bps

                             The next 5 million up to 30 bps

                             The next 5 million up to 25 bps

                             The next 5 million up to 20 bps

                             The next 5 million up to 15 bps

                             The next 5 million up to 12 bps

                             The next 5 million up to 10 bps

                                 Annual Fixed Fee Chart

                                 Minimum fee of $5,000

                            0-5 million up to $5,000 to $20,000

                            The next 5 million up to $17,500

                            The next 5 million up to $15,000

                            The next 5 million up to $12,500

                            The next 5 million up to $10,000

                             The next 5 million up to $7,500

                             The next 5 million up to $6,000

                             The next 5 million up to $5,000

The maximum fee of 2.00% will be charged on all assets under management, including cash and
or money market funds. This fee will be a flat fee charged on all assets under management for
the client. The fee paid by a client may be less than 2.00% and will be negotiated on a case-by-
case basis with each client.

To the extent mutual funds are selected to fill components of the overall investment strategy,
the annual advisory fee set forth above does not include the customary fees and expenses
associated with investing in mutual funds or other costs of establishing and maintaining an
account with mutual funds including Rule 12b-1 fees and expenses. The client is advised that, in
addition to the annual advisory fee set forth above, each mutual fund in which assets are
invested will incur separate investment advisory fees and other expenses for which client will
bear a proportionate share.

The advisory fees paid to the firm will be paid by the respective client for whom investment
consulting is provided. It is expected that these fees will be based upon assets under
management that are being advised by the Firm.

The Advisory Fee will be payable quarterly, in arrears, and will be based on the Net Asset Value
of the Securities under management in the Account. The "Net Asset Value" of the Account shall
mean the average of the current value of the Account at the end of the respective quarterly
period, computed utilizing the values of the Account at the end of each of the previous four
months. The Advisory Fee for the initial quarterly period shall be prorated for the period
covered by this Agreement. The term "quarter" as used herein shall mean a calendar quarter.

B. Payment of Fees
Fees are negotiable depending upon the facts and circumstances of each client. An annual
minimum fee of $5,000 is applied, payable in quarterly increments.

OakStreet will only be permitted to make withdrawals from accounts as specifically directed by
clients. When authorized by clients, OakStreet will take payment of fees when due out of a
client’s account. At OakStreet’s discretion, a sufficient number of shares of mutual funds in the
account will be redeemed at the current net asset value to pay fees when due.

C. Other Fees
Additionally, the advisory fee does not include certain costs or charges associated with
securities transactions with or through a broker/dealer including brokerage commissions and
dealer mark-ups or mark-downs in principal transactions or stock exchange fees, transfer taxes
or other charges mandated by law, which will be separately charged to the client’s account.

D. Prepayment of Fees
OakStreet does not normally require prepayment of its advisory fees.

E. Other Compensation
Neither the Firm nor its supervised persons accept any compensation/commission for the
recommendation of securities or non-securities products including asset-based sales charges or
service fees from the sale of mutual funds or insurance products.

ITEM 7: TYPES OF CLIENTS
OakStreet provides investment advisory services on a discretionary and non-discretionary basis
to qualified retirement plans. OakStreet provides fiduciaries of 401(k) plans and other types of
qualified retirement plans with objective setting, criteria for selecting appropriate asset classes,
and assists in the specific asset selection.