Tigeroak Management LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, in advance of each quarter, pursuant to the terms of the wealth
management agreement. Wealth management fees are based on the market value of assets under management at
the end of the prior quarter. Wealth management fees range up to 1.75% annually based on several factors, including:
the scope and complexity of the services to be provided; the level of assets to be managed; and the overall
relationship with the Advisor. Relationships with multiple objectives, specific reporting requirements, portfolio
restrictions and other complexities may be charged a higher fee. The wealth management fee in the first quarter of
service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be negotiable at
the sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under
management with the Advisor. All securities held in accounts managed by HS Wealth Partners will be independently
valued by the Custodian. The Advisor will conduct periodic reviews of the Custodian’s valuation to ensure accurate
billing. As noted in Item 4.D, the Advisor’s wealth management fees will include Covered Costs. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

The Client may make additions or withdrawals from the account[s] at any time, subject to the Advisor’s right to
terminate an account or the overall relationship. Additions may be in cash or securities provided that the Advisor
reserves the right to liquidate any transferred securities or decline to accept particular securities into a Client’s
account[s]. Clients may withdraw account assets on notice to HS Wealth Partners, subject to the usual and customary
securities settlement procedures. However, withdrawals from the Client's account[s] may impede the Advisor's ability
to implement the investment strategy designed for the Client. Clients are advised that when such securities are
liquidated, they may be subject to securities transaction fees, short-term redemption fees, and/or tax ramifications. HS
Wealth will adjust its fees for contributions or withdrawals during the quarter of $50,000 or more. Such adjustments
may be made during the quarter or with the next billing period.

                                    TigerOak Management, L.L.C. d/b/a HS Wealth Partners
                                      25 Music Square East, Suite 200, Nashville, TN 37203
                                           Phone: 505-361-2223 | Fax: 505-300-4851

Retirement Plan Advisory Services
Fees for retirement plan advisory services are charged an asset-based fee that typically ranges up to 1.00% annually.
Fees are negotiable depending on the size and complexity of the Plan. Fees in the first quarter of the engagement are
prorated from the effective date of the Agreement to the end of the first quarter.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate/days in a year, multiplied by the days in the quarter) to the total assets under management
with HS Wealth Partners at the end of the prior quarter. Clients will be provided with a statement, at least quarterly,
from the Custodian reflecting deduction of the investment advisory fee. Clients are urged to also review and compare
the statement provided by the Advisor to the brokerage statement from the Custodian, as the Custodian does not
perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by HS
Wealth Partners to be paid directly from their account[s] held by the Custodian as part of the investment advisory
agreement and separate account forms provided by the Custodian.

Retirement Plan Advisory Services
Fees are typically deducted from the assets of the Plan in advance of each calendar quarter, based on the market
value in each Plan Participant’s account at the end of the prior quarter. Fees may also be directly invoiced to the Plan
Sponsor upon request.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf of
the Client’s account[s]. HS Wealth Partners includes Covered Costs as part of its overall wealth management fee
through the HS Wealth Partners Wrap Fee Program. Securities transaction fees for Client-directed trades may be
charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.

In addition, all fees paid to HS Wealth Partners for wealth management services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
the funds, other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a
possible distribution fee. A Client may be able to invest in these products directly, without the services of HS Wealth
Partners, but would not receive the services provided by HS Wealth Partners which are designed, among other
things, to assist the Client in determining which products or services are most appropriate for each Client’s financial
...

Item 7 – Types of Clients

HS Wealth Partners offers investment advisory services to individuals, high net worth individuals, trusts and estates,
and retirement plans. HS Wealth Partners generally does not impose a minimum relationship size.