OFO Partners LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into a written
agreement with the Advisor.

A. Fees for Advisory Services
Wealth Management Services / Investment Management Services
Investment advisory fees are paid quarterly in advance, pursuant to the terms of the investment advisory
agreement. Investment advisory fees are based on the market value of assets under management at the end of
prior quarter. Investment advisory fees are based on the following schedule:

                              Assets Under Management ($)                   Annual Rate (%)
                            $0 to $15,000,000                                   0.88%
                            $15,000,001 to $50,000,000                          0.67%
                            $50,000,001 to $100,000,000                         0.56%
                            $100,000,001 to $250,000,000                        0.35%
                            Above $250,000,000                                  0.24%

The investment advisory fee in the first quarter of service is prorated from the inception date of the account[s] to the
end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take into
consideration the aggregate assets under management with the Advisor. All securities held in accounts managed
by O.F.O. Partners will be independently valued by the Custodian. The Advisor will conduct periodic reviews of the
Custodian’s valuation to ensure accurate billing.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However,
the Advisor shall not receive any portion of these commissions, fees, and costs.

Use of Independent Managers
As noted in Item 4, the Advisor will implement all or a portion of a Client’s investment portfolio utilizing one or more
Independent Managers. To eliminate any conflict of interest, the Advisor does not earn any compensation from an
Independent Manager. The Advisor will only earn its investment advisory fee as described above. Independent
Managers typically do not offer any fee discounts but may have a breakpoint schedule which will reduce the fee
with an increased level of assets placed under management with an Independent Manager. The terms of such fee
arrangements are included in the Independent Manager’s disclosure brochure and applicable contract[s] with the
Independent Manager. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will
not exceed 2.00% annually.

Financial Consulting Services
O.F.O. Partners offers ongoing financial consulting services for a fixed monthly fee ranging up to $25,000.
Financial consulting fees are paid monthly in advance, pursuant to the terms of the financial consulting agreement.
The Advisor may also offer project-based financial consulting services for up to $25,000. Fees may be negotiable
based on the nature and complexity of the services to be provided and the overall relationship with the Advisor.

B. Fee Billing
Wealth Management Services / Investment Management Services
Investment advisory fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s]
at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be
deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by
                                                    O.F.O. Partners LLC
                                       18 Shipyard Drive, Suite 3D, Hingham, MA 02043
                                        Phone: (617) 829-8800 | https://ofopartners.com

applying the quarterly rate (annual rate divided by 4) to the total assets under management with O.F.O. Partners
at the end of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian
reflecting deduction of the investment advisory fee. Clients provide written authorization permitting advisory fees
to be deducted by O.F.O. Partners to be paid directly from their account[s] held by the Custodian as part of the
investment advisory agreement and separate account forms provided by the Custodian.

Use of Independent Managers
For Client accounts implemented through an Independent Manager, the Client’s overall fees may include O.F.O.
Partners’s investment advisory fee (as noted above) plus investment management fees and/or platform fees
charged by the Independent Manager[s], as applicable. In certain instances, the Independent Manager or the
Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the Client’s
account[s].

Financial Consulting Services
Financial consulting fees are invoiced by the Advisor and are due in advance of services rendered.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than O.F.O. Partners, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custodial and securities
execution fees charged by the Custodian, if applicable. The investment advisory fee charged by O.F.O. Partners is
separate and distinct from these custody and execution fees.

In addition, all fees paid to O.F.O. Partners for investment advisory services are separate and distinct from the
expenses charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are
described in each fund’s prospectus. These fees and expenses will generally be used to pay management fees for
...

Item 7 – Types of Clients
O.F.O. Partners provides investment advisory services to individuals, high net worth individuals, families, trusts,
charitable organizations, corporations, and estates. The relative percentage of each type of Client is available on
O.F.O. Partners’ Form ADV Part 1. These percentages will change over time. O.F.O. Partners does not impose a
minimum account or relationship size.