Ohiggins Asset Management Inc

Item 5 – Fees and Compensation

Our fee for portfolio management services is based on a percentage of your assets managed, ¼ %
per quarter for Income (predominantly bond) accounts, ¼ % per quarter for the MOAR Strategy
options. Our portfolio management fee is billed and payable quarterly in advance based on the
value of your account on the last day of the previous quarter. If the portfolio management
agreement is executed at any time other than the first day of a calendar quarter, our fees will
apply on a pro rata basis, which means that the advisory fee is payable in proportion to the
number of days in the quarter for which you are a client.

Clients may terminate the agreement in writing at any time. Fees will be refunded on a pro-rata
basis upon request.

The firm will send out quarterly account valuations along with an advisory fee statement and will
deduct our fee directly from your account through the qualified custodian holding your funds and
securities. Written authorization permitting the fees to be paid directly from your account is part
of the Investment Management Agreement. Further, the qualified custodian will deliver an
account statement to you at least quarterly. These account statements will show all disbursements
from your account. Although we will receive a duplicate copy of your account statements, we
encourage you to review all statements received from the qualified custodian for accuracy. We
encourage you to reconcile our invoices with the statement(s) you receive from the qualified
custodian. If you find any inconsistent information between our invoice and the statement(s) you
receive from the qualified custodian, please call our main office number located on the cover
page of this brochure.

Additionally, we charge a fee for financial planning services for those clients who request the
service. This fee is based on the complexity of each individual case and there is no assurance that
similarly situated clients will be assessed comparable fees. This service is optional.

O’Higgins Asset Management, Inc. fees are exclusive of brokerage commissions, transaction
fees, and other related costs and expenses which shall be incurred by the client. Clients may
incur certain charges imposed by custodians, brokers, third party investment and other third
parties such as fees charged by managers, custodial fees, deferred sales charges, odd-lot
differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
brokerage accounts and securities transactions. Mutual funds and exchange traded funds also
charge internal management fees, which are disclosed in a fund’s prospectus. Such charges, fees
and commissions are exclusive of and in addition to O’Higgins Asset Management, Inc. fees,
and O’Higgins Asset Management shall not receive any portion of these commissions, fees, or
costs. Additional information regarding brokers' and brokerages' commissions can be found in
section 12.

Item 7 – Types of Clients

O’Higgins Asset Management, Inc. provides portfolio management services to individuals, high
net worth individuals, corporations, corporate pension and profit-sharing plans and private
investment funds. Minimum account size is One Million Dollars, although exceptions may be
made under certain circumstances.