Oldfather Financial Services LLC

Item 5: Fees and Compensation
Oldfather Financial Services, LLC is a purely fee-only firm. We receive no cash compensation from anyone
but our client. We receive no compensation from the sale of any securities or investment products. We receive no
commissions, fees, markups, service fees, awards or prizes for recommending any individual product. You should
note that similar investment advisory services may or may not be available from other registered investment
advisors for similar or lower fees. We do receive brokerage services from Charles Schwab. See Item #12.

Below is a brief description of our fees, however, you should review your executed Advisory Contract for more
detailed information regarding the exact fees you will be paying. No increase to the agreed-upon advisory fees
outlined in the Advisory Contract shall occur without prior client consent.

Investment Management Services
Our investment management fees are negotiable and as a result, clients with similar assets may have different
fee schedules and pay different fees. Fees are paid in advance either monthly, quarterly, semiannually or
annually. Our fees are based on a percentage of assets under management. OFS charges an annualized
management fee that ranges up to 1.50%. Fees are based on the aggregate amount of all household assets held
under management. Fees are also based on the client’s financial situation, assets under management, and
complexity of services offered. Percentage of asset fees are based on the account value at the beginning of the
billing period.

If the portfolio management agreement is executed at any time other than the first day of a calendar quarter, our
fees will apply on a pro rata basis, which means that the advisory fee is payable in proportion to the number of
days in the quarter for which you are a client. Our advisory fee is negotiable, depending on individual client
circumstances.

We may also negotiate a flat fee or a constant dollar annual retainer with the client in advance. This fee is based
on the account size, the types of assets it contains, and the amount of supervision and other work required. We
have no minimum account size. We retain the discretion to negotiate alternative fees on a client-by client basis.

At our discretion, we may combine the account values of family members living in the same household to
determine the applicable advisory fee. For example, we may combine account values for you and your minor
children, joint accounts with your spouse, and other types of related accounts.

We will send you an invoice for the payment of our advisory fee, or we will deduct our fee directly from your
account through the qualified custodian holding your funds and securities. We will deduct our advisory fee only
when you have given our firm written authorization permitting the fees to be paid directly from your account.
Further, the qualified custodian will deliver an account statement to you at least quarterly. These account
statements will show all disbursements from your account. You should review all statements for accuracy.

We encourage you to reconcile our invoices with the statement(s) you receive from the qualified custodian. If you
find any inconsistent information between our invoice and the statement(s) you receive from the qualified
custodian call our main office number located on the cover page of this brochure.

You may terminate the portfolio management agreement upon 30 days written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which means you
will incur advisory fees only in proportion to the number of days in the quarter for which you are a client. If you
have pre-paid advisory fees that we have not yet earned, you will receive a prorated refund of those fees.

Financial Planning Services
OFS charges either a fixed or hourly fee for Financial Planning Services. Fixed fee rates range between
$500 to $10,000. Our hourly rate is $250.

The fee range is dependent upon variables including the specific needs of the Client, complexity, estimated
time, research, and resources required to provide services to you, among other factors we deem relevant.
Fees are negotiable and the final agreed upon fee and timing in which we collect our fee will be outlined in
your Advisory Contract.

An estimate of the total time/cost will be determined at the start of the advisory relationship. In limited
circumstances, the cost/time could potentially exceed the initial estimate. In such cases, we will notify you and
request that you approve the additional fee.

We also offer advice on single subject financial planning/general consulting services at the same hourly rate.

We will not require payment of a fee more than six months in advance and in excess of $1,200.

At our discretion, we may offset our financial planning fees to the extent you implement the financial plan through
our Investment Management Service.

You may terminate the financial planning agreement upon written notice to our firm. If you have pre-paid financial
planning fees that we have not year earned, you will receive a prorated refund of those fees. If financial planning
fees are payable in arrears, you will be responsible for a prorated fee based on services performed prior to
termination of the financial planning agreement.

Retirement Plan Services
Fees charged for retirement plan services may be charged in advance or in arrears depending on the service
provided. Fees may be fixed or asset based (not to exceed 1.50% annually), and are negotiable depending on the
complexity of the service. Fee levels (whether fixed or asset based) are primarily based on actual services to be
provided. Fees may be deducted directly from client accounts on a quarterly basis, or clients may elect to
alternatively pay fees by check or wire transfer. Services may be terminated at any time by either party with 30
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Item 7: Types of Clients
We provide financial planning and investment management services to individuals, high net-worth individuals,
pension and profit-sharing plans, trusts, foundations, endowments, charitable organizations, and corporations or
other businesses not listed above.

We do not have a minimum account size requirement.