Owen Larue LLC

Item 5 – Fees and Compensation
Investment Management Fees and Compensation
We charge a fee as compensation for providing Investment Management services on your account. These services
include advisory and consulting services, trade entry, investment supervision, and other account-maintenance
activities. Our custodian may charge trans- action costs, custodial fees, redemption fees, retirement plan and
administrative fees or commissions. See Additional Fees and Expenses below for additional details.

The fees for investment management are based on an annual percentage of assets under management and are
applied to the household asset value on a pro-rata basis and billed quarterly in advance. The initial fee will be
based upon the account market value from date the account is accepted for management by execution of the

 Disclosure Brochure

advisory agreement by Owen LaRue or when the assets are transferred through the last day of the current quarter.
Thereafter, the quarterly fee will be calculated on the market value on the last day of the quarter. The market
value will be determined as reported by the Custodian. Fees are assessed on all assets under management,
including securities, cash and money market balances.

Our maximum investment advisory fee is 2.50% or we may negotiate a fixed fee. The specific advisory fees are
set forth in your Investment Advisory Agreement. Fees may vary based on the size of the account, the complexity
of the portfolio, the extent of activity in the account, or other reasons agreed upon by us and you as the client. In
certain circumstances, our fees and the timing of the fee payments may be negotiated. Our employees and their
family related accounts are charged a reduced fee for our services.

We aggregate related client accounts for the purposes of determining the account size and annualized fee. The
common practice is often referred to as “house-holding” portfolios for fee purposes and may result in lower fees
than if fees were calculated on portfolios separately. Our method of house-holding accounts for fee purposes
looks at the overall family dynamic and relationship. With the permission of our client, we often will include
multi-generational factors such as the account values of adult children and grandchildren as part of the family
dynamic pricing.

The independent qualified custodian holding your funds and securities will debit your account directly for the
advisory fee and pay that fee to us. You will provide written authorization permitting the fees to be paid directly
from your account held by the qualified custodian. Further, the qualified custodian agrees to deliver an account
statement to you on a quarterly basis indicating all the amounts deducted from the account including our advisory
fees. There may be a possibility for price or account value discrepancies due to quarter-end transactions in an
account. Dividends or trade date settlements may occur and our third-party billing software may report a slight
difference in account valuation at quarter end compared to what is reported on your Statement from the Custodian.
Our firm has the ability to produce billing summaries, which can be provided upon request.

Either Owen LaRue or you may terminate the management agreement immediately upon written notice to the
other party. The management fee will be pro-rated to the date of termination, for the quarter in which the
cancellation notice was given and refunded to your account. Upon termination, you are responsible for monitoring
the securities in your account, and we will have no further obligation to act or advise with respect to those as-
sets. In the event of client’s death or disability, Owen LaRue will continue management of the account until we
are notified of client’s death or disability and given alternative instructions by an authorized party.

Financial Planning Fees
Our fees for financial planning services range from $325 to $15,000 or at an hourly rate of $325.00 an hour. Fees
are negotiable and may be waived in certain circumstances.
Financial Planning fees are billed with 50% upfront at the time of executing an Agreement with the remaining
50% due upon delivery of the financial plan. The client may cancel within five business days of signing the
Investment Advisory Agreement without fee or penalty. If termination occurs thereafter, fees will be prorated to
the date of termination and any unearned portion of the fee will be refunded to you based on an hourly rate of
$325.00.

 Disclosure Brochure

When both investment management or plan implementation and financial planning services are offered, there is
a conflict of interest since there is an incentive for us offering financial planning services to recommend products
or services for which Owen LaRue receives compensation. However, Owen LaRue will make all
recommendations independent of such considerations and based solely on our obligations to consider your
objectives and needs. As a financial-planning client, you have the right not to act upon any of our
recommendations and not affect the transaction(s) through us if you decide to follow the recommendations.

We will not require prepayment of more than $1,200 in fees per client, six (6) or more months in advance of
providing any services.

Retirement Plan Advisory Services
For Retirement Plan Advisory Services, we charge an annual fee as negotiated with the Plan Sponsor and
disclosed in the Plan Sponsor Advisory Agreement. Our maximum investment advisory fee for Retirement Plans
Services is 1.00%.

Plan advisory services begin with the effective date of the Agreement, which is the date you sign the Investment
Advisory Agreement. For that calendar quarter, fees will be adjusted pro rata based upon the number of calendar
days in the calendar month or quarter that the Agreement was effective. Our fee is billed in arrears on the last
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Item 7 – Types of Clients
We provide investment advice to individuals, high-net-worth individuals, trusts, foundations, estates, institutions,
charitable organizations, and employee sponsored retirement plans. Our minimum initial household value is
$250,000; however, we may accept households and accounts for less than the minimum at our sole discretion.