Seaside Wealth Management Inc

Item 5: Fees & Compensation
    Compensation for Our Advisory Services

    Asset Management:

    The maximum annual fee charged for this service will not exceed 1.25%. Total fees to be assessed will
    be outlined in the advisory agreement to be signed by the client. Annualized fees are billed on a pro-rata
    basis quarterly in advance based on the total value of the assets in the Client’s portfolio(s) on the last
    day of the previous quarter. Adjustments will be made for deposits and withdrawals greater than or
    equal to $100,000 during the quarter. Fees are generally not negotiable and will be deducted from client
    account(s). In rare cases, our firm will agree to directly bill clients. Unless otherwise stated in writing,
    our firm bills on cash. As part of this process, clients understand the following:

         a) The client’s independent custodian sends statements at least quarterly showing the market
            values for each security included in the Assets and all account disbursements, including the
            amount of the advisory fees paid to our firm;
         b) Clients will provide authorization permitting our firm to be directly paid by these terms. Our
            firm will send an invoice directly to the custodian; and
         c) If our firm sends a copy of our invoice to the client, a legend urging the comparison of
            information provided in our statement with those from the qualified custodian will be included.

    The maximum annual fee charged to clients utilizing Third Party Managers will not exceed the maximum
    fee published above for this service. Our firm will debit fees for this service as disclosed in the executed
    advisory agreement between the client and our firm. This fee shall be in addition to any fees assessed
    by the chosen third party money manager. The third-party money managers we recommend will not
    directly charge you a higher fee than they would have charged without us introducing you to them. Third
    party money managers establish and maintain their own separate billing processes over which we have
    no control. They will directly bill you and describe how this works in their separate written disclosure
    documents.

ADV Part 2A – Firm Brochure                      Page 6 of 14                          Seaside Wealth Management, Inc.

    Financial Planning & Consulting:

    Our firm charges on an hourly or flat fee basis for financial planning and consulting services. The total
    estimated fee, as well as the ultimate fee charged, is based on the scope and complexity of our
    engagement with the client. The maximum hourly fee to be charged will not exceed $500. Flat fees will
    not exceed $10,000. Our firm requires a retainer of 50% of the ultimate financial planning or consulting
    fee at the time of signing. The remainder of the fee will be directly billed to the client and due within 30
    days of a financial plan being delivered or consultation rendered. Our firm will not require a retainer
    exceeding $1,200 when services cannot be rendered within 6 months.

    Retirement Plan Consulting:

    Our firm charges a fee based on a percentage of Plan assets under management for our Retirement Plan
    Consulting services. The maximum annual fee charged for this service will not exceed 1.00%. The fee-
    paying arrangements will be determined on a case-by-case basis and will be detailed in the signed
    consulting agreement.

    Other Types of Fees & Expenses

    Clients may incur transaction fees for trades executed by their chosen custodian via individual
    transaction charges. These transaction fees are separate from our firm’s advisory fees and will be
    disclosed by the chosen custodian. Charles Schwab & Co., Inc. (“Schwab”) does not charge transaction
    fees for U.S. listed equities and exchange traded funds.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments, charges
    imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be disclosed in the
    fund’s prospectus (i.e., fund management fees, initial or deferred sales charges, mutual fund sales loads,
    12b-1 fees, surrender charges, variable annuity fees, IRA and qualified retirement plan fees, and other
    fund expenses), mark-ups and mark-downs, spreads paid to market makers, fees for trades executed
    away from custodian, wire transfer fees and other fees and taxes on brokerage accounts and securities
    transactions. Our firm does not receive a portion of these fees.

    Our firm does not charge an additional fee for managing held-away assets for clients that engage us
    under our Comprehensive Portfolio Management agreement, however, Pontera charges a 0.25% fee
    for those assets. Our firm will not charge clients the 0.25% Pontera fee and will cover the additional
    cost of this service.

    Termination & Refunds

    Either party may terminate the advisory agreement signed with our firm for Asset Management services
    in writing at any time. Upon notice of termination our firm will process a pro-rata refund of the unearned
    portion of the advisory fees charged in advance.

    Clients may terminate their Financial Planning and Consulting agreement at any time before the delivery
    of a financial plan by providing written notice. For purposes of calculating refunds, all work performed
    by us up to the point of termination shall be calculated at the hourly fee currently in effect. Clients will
    receive a pro-rata refund of unearned fees based on the time and effort expended by our firm.

    Either party to a Retirement Plan Consulting Agreement may terminate at any time by providing written
    notice to the other party. Full refunds will only be made in cases where cancellation occurs within 5
    business days of signing an agreement. After 5 business days from initial signing, either party must
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Item 7: Types of Clients & Account Requirements

    Our firm has the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Pension and Profit-sharing Plans; &
       • Corporations, Limited Liability Companies and/or Other Business Types.

    Typically, our firm requires a minimum account balance of $1,000,000 for clients to engage us for our
    Asset Management service. However, our firm, in its sole discretion, may reduce or waive this
    requirement on a case-by-case basis.