One One Wealth Management LLC

Item 5 Fees and Compensation
Portfolio Management Services
Our annual portfolio management fees are billed quarterly in advance (1/4 of annual rate) based upon
the market value of the assets at the end of the prior quarter as valued by the Custodian based on the
fee schedule set forth below.

                                         Annual Fee Schedule

      For relationships less than $1,000,000, the base fee is 1.50%.

      For relationships greater than $1,000,000, the fee tier is based on the
      following:

            Assets Under Management                                       Annual Fee
                 $0 - $1,999,999                                            1.00%

              $2,000,000 - $4,999,999                                           0.75%

                  Over $5,000,000                                               0.50%

As part of our portfolio management services, we also service employee benefit plans and their

fiduciaries based upon the needs of the plan and the services requested by the plan sponsor or named
fiduciary. These pension consulting services will generally be non-discretionary and advisory in nature
where the ultimate decision to act on behalf of the plan shall remain with the plan sponsor or other
named fiduciary. Our annual portfolio management fee for these services is billed and payable,
quarterly in advance, may be based on average daily balance or on the balance the last day of the
quarter.

We will include fee based annuity accounts in the total value used for our advisory billing/fee
computation. The value of the annuity sub accounts will be added to the value of your total assets for
billing purposes. If the portfolio management agreement is executed at any time other than the first day
of a calendar quarter, our fees will apply on a pro rata basis, which means that the advisory fee is
payable in proportion to the number of days in the quarter for which you are a client. Our advisory fee
is negotiable, depending on individual client circumstances.

At our discretion, we may combine the account values of family members other than those living in the
same household to determine the applicable advisory fee. For example, we may combine account
values for family members living in different households in addition to you and your minor children,
joint accounts with your spouse, and other types of related accounts. Combining account values may
increase the asset total, which may result in your paying a reduced advisory fee based on the
available breakpoints in our fee schedule stated above.

We will deduct our fee directly from your account through the qualified custodian holding your funds
and securities, or clients may be billed directly. We will deduct our advisory fee only when you have
given our firm written authorization permitting the fees to be paid directly from your account. Further,
the qualified custodian will deliver an account statement to you at least quarterly. These account
statements will show all disbursements from your account. You should review all statements for
accuracy.

You may terminate the portfolio management agreement upon written notice. You will incur a pro rata
charge for services rendered prior to the termination of the portfolio management agreement, which
means you will incur advisory fees only in proportion to the number of days in the quarter for which you
are a client. If you have pre-paid advisory fees that we have not yet earned, you will receive a prorated
refund of those fees.

Held Away Accounts
Our annual portfolio management fee for using Pontera is billed and payable quarterly in advance
based on the balance of the last day of the quarter. Specifically, the exact amount charged is
determined by the account value of the directly managed held away accounts, on the day the account
is under our firm's management, and quarterly thereafter. If the portfolio management agreement is
executed at any time other than the first day of a calendar quarter, our fees will apply on a pro rata
basis, which means that the advisory fee is payable in proportion to the number of days in the quarter
for which you are a client. The client does not pay an additional fee to Pontera. Fees will be based
upon your negotiated fee in accordance with our portfolio management fee schedule and your
Agreement. Refer to Item 4 - Portfolio Management, Item 12 - Brokerage Practices, Item 13 - Review
of Accounts and Item 15 - Custody for further information.

Selection of Other Advisers
Our recommendation to use third party money managers ("TPMM") is included in our portfolio
management fee (see tier schedule above). We do not charge you a separate advisory fee for the
selection of other advisers. Any advisory fees you may pay to the TPMM are established and payable
in accordance with the brochure provided by each TPMM to whom you are referred. Any fees that you
pay to the TPMM are established and payable in accordance with the Form ADV Part 2 ("Disclosure
Brochure"). These fees may or may not be negotiable.

Additional Fees and Expenses
As part of our investment advisory services to you, we may invest, or recommend that you invest, in
mutual funds and exchange traded funds. The fees that you pay to our firm for investment advisory
services are separate and distinct from the fees and expenses charged by mutual funds or exchange
traded funds (described in each fund's prospectus) to their shareholders. These fees will generally
include a management fee and other fund expenses. You will also incur transaction charges and/or
brokerage fees when purchasing or selling securities. These charges and fees are typically imposed by
the broker-dealer or custodian through whom your account transactions are executed. We do not
share in any portion of the brokerage fees/transaction charges imposed by the broker-dealer or
custodian. To fully understand the total cost you will incur, you should review all the fees charged by
...

Item 7 Types of Clients
We offer investment advisory services to individuals, including high net worth individuals, pension and
profit-sharing plans, charitable organizations, corporations or other businesses, and other investment
advisers.

In general, we do not require a minimum dollar amount to open and maintain an advisory account.