One8Zero8 LLC

Item 5: Fees and Compensation

Investment Advisory, Wealth Management and Estate Planning Fees (“Advisory Fees”)

1808 Capital offers fee-only advisory services based upon assets under management and
charges an annual fee of up to 2% based on assets under management. Advisory fees are
negotiable and detailed in each client’s advisory agreement. We may group multiple accounts
of a client (or group of related clients) together for Advisory Fee billing purposes. Fees may
change over time and as discussed below, different Advisory Fee schedules may apply to
different types of clients, strategies and advisory arrangements. When appropriate, 1808
Capital reserves the right to offer alternative fee schedules.

The actual Advisory Fee charged to a particular client is disclosed in the investment advisory
agreement between the Adviser and each client. Factors considered in determining the Advisory
Fees charged include but are not limited to the complexity of the client’s portfolio; assets to be
placed under management; anticipated future assets; related accounts; portfolio style;
account composition; or other special circumstances or requirements. The Advisory Fee is
typically deducted directly from each client’s account, if authorized by the client. Otherwise,
clients are invoiced for their quarterly Advisory Fee.

Clients generally will pay the Advisory Fee quarterly in advance, however, this is subject to the
discretion of 1808 Capital and they may charge fees in arrears in some cases. Clients should
review their individual investment management agreement for information on their specific
fees. If an account is opened after the start of a quarter, Advisory Fees will be prorated
accordingly. Subsequently, the quarterly Advisory Fee is based on the value of the assets in the
account(s) on the last business day of the previous calendar quarter. If the investment advisory
agreement is terminated before the end of the calendar quarter in which an Advisory Fee has
been paid, the Adviser will provide a refund of the unearned Advisory Fee to the client based on
the number of days in the quarter prior to the termination date that assets remain in any account
you established through 1808 Capital and its relationships with third party custodians.

1808 Capital also charges fixed fees, or fees on an hourly basis for certain services.

In addition to the Advisory Fee, there are additional costs and expenses imposed by companies
other than the Adviser and may include, but may not be limited to, mutual fund and
exchange-traded fund (“ETF”) management fees and expenses, brokerage fees paid to clear
transactions, mark-ups/mark-downs on fixed income trades, annual fees paid for custodial
services, spreads paid to market makers, fees for trades executed away from the custodian,
wire transfer fees and other fees and taxes on brokerage accounts and securities transactions.
If clients are custodied and traded through Raymond James, 1808 Capital covers the trading
fees for clients.

Separate Account Manager Fees

When a Manager is utilized, the Manager’s fees will either be included in the Advisory Fee

charged by the Adviser or billed to the client separately by the Manager. This arrangement will
be outlined in the agreement with the Separate Account Manager.

General Information on Compensation and Other Fees and Expenses

Although 1808 Capital has established the Advisory Fee schedule above, the Adviser retains the
discretion to negotiate or waive certain fees on a client-by-client basis. Client facts,
circumstances and needs are considered in determining a negotiated Advisory Fee schedule.
The specific annual Advisory Fee schedule is identified in the agreement between 1808 Capital
and each client.

The Adviser will bill you directly for our services, or you may authorize us to have your Advisory
Fees deducted directly from your account. This authorization will be included in the advisory
agreement and custodian account opening documents that you will execute to engage our
services.

Your custodian will provide you with statements that show the amount of the Advisory Fees paid
directly to us. Your custodian does not verify the accuracy of our Advisory Fee calculations.

Clients are advised that if securities transferred into the client’s account are sold, there may be
transaction costs, fees assessed at the mutual fund level (i.e., contingent deferred sales
charge), and/or potential tax ramifications. 1808 Capital will cover the transaction fees charged
by Raymond James, however there may be fees charged to the client account if the account is
held a custodian other than Raymond James.

Please see Item 12 - Brokerage Practices, in this brochure which further describes the factors
that 1808 Capital considers in selecting or recommending broker-dealers for client transactions
and determining the reasonableness of their compensation (e.g., commissions), if applicable.

Types of Clients

1808 Capital provides advisory services primarily to individuals, high net worth individuals,
banking or thrift institutions, charities, and corporations. Generally, 1808 Capital has an account

minimum of $1,000,000 but reserves the right to waive it or take on smaller accounts.