Opus Private Wealth Group LLC

Item 5: Fees & Compensation

    How We Are Compensated for Our Advisory Services

    Wrap Comprehensive Portfolio Management:

    Please see our Wrap Fee Program Brochure for information regarding our fees and compensation
    for Wrap Comprehensive Portfolio Management services.

    Financial Planning & Consulting:

    We charge on an hourly fee basis for financial planning and consulting services. The total estimated
    fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our
    engagement with you. Our hourly fee is $300. We require a retainer of fifty percent (50%) of the
    ultimate financial planning or consulting fee with the remainder of the fee directly billed to you and
    due to us within thirty (30) days of your financial plan being delivered or consultation rendered to
    you. In all cases, we will not require a retainer exceeding $1,200 when services cannot be rendered
    within 6 (six) months.

ADV Part 2A – Firm Brochure                        Page 5                               Opus Private Wealth Group, LLC

    *Use of Pontera to manage assets “held away”: Our firm does not charge an additional fee for
    managing held-away assets for clients that engage us under our Wrap Comprehensive Portfolio
    Management agreement, however, Pontera charges a 0.30% fee for those assets. Our firm will not
    charge clients the 0.30% Pontera fee and will cover the additional cost of this service.

    Other Types of Fees & Expenses

    Wrap clients will not incur transaction costs for trades by their chosen custodian. More information
    about this is disclosed in our separate Wrap Fee Program Brochure. Fidelity Brokerage Services
    (“Fidelity”) eliminated transaction fees for U.S. listed equities and exchange traded funds for clients
    who opt into electronic delivery of statements or maintain at least $1 million in assets at Fidelity.
    Non-Wrap Clients who do not meet either criteria will be subject to transaction fees charged by
    Fidelity for U.S. listed equities and exchange traded funds.

    Clients may also pay holdings charges imposed by the chosen custodian for certain investments,
    charges imposed directly by a mutual fund, index fund, or exchange traded fund, which shall be
    disclosed in the fund’s prospectus (e.g., fund management fees, distribution fees, surrender charges,
    variable annuity fees, IRA and qualified retirement plan fees, mark-ups and mark-downs, spreads
    paid to market makers, fees for trades executed away from custodian, wire transfer fees and other
    fees and taxes on brokerage accounts and securities transactions). Our firm does not receive a
    portion of these fees.

    Termination & Refunds

    We may charge our advisory fees quarterly or monthly in advance. In the event that you wish to
    terminate our services, we will refund the unearned portion of our advisory fee to you. You need to
    contact us in writing and state that you wish to terminate our services. Upon receipt of your letter of
    termination, we will proceed to close out your account and process a pro-rata refund of unearned
    advisory fees.

    Our Financial Planning & Consulting and Pension Consulting services may be terminated at any time
    by providing written notice. For purposes of calculating refunds, all work performed by us up to the
    point of termination shall be calculated at our hourly fee. You will receive a pro-rata refund of
    unearned fees based on the time and effort expended by our firm and Planner.

    Commissionable Securities Sales

    We do not sell securities for a commission in our advisory accounts.

Item 7: Types of Clients & Account Requirements

    We have the following types of clients:
       • Individuals and High Net Worth Individuals;
       • Trusts, Estates or Charitable Organizations;
       • Corporations, Limited Liability Companies and/or Other Business Types.

ADV Part 2A – Firm Brochure                        Page 6                             Opus Private Wealth Group, LLC

    We do not have any requirement for opening and maintaining accounts or otherwise engaging us.
    However, clients who opt into electronic delivery of statements or maintain at least $1 million in
    assets at Fidelity will not be charged transaction fees for U.S. listed equities and exchange traded
    funds.