Pacific Excel Wealth Advisors Inc

Item 5 – Fees and Compensation

A. Fee Schedule
ASSET MANAGEMENT
Pacific Excel offers asset management services to advisory Clients. Pacific Excel charges an annual
investment advisory fee based on the total assets under management as follows:
       Assets Under Management                        Maximum Annual Fee

       Under $1,999,999                               1.50%

       $2,000,000 - $4,999,999                        1.40%

       $5,000,000 - $9,999,999                        1.15%

       $10,000,000 - $19,999,999                      0.95%

       $20,000,000 and Above                          0.85%

This is a blended fee schedule, meaning different asset levels are assessed different fees, as shown
above. Fees are billed quarterly in arrears based on the amount of assets managed as of the close of
business on the last business day of the previous billing period. Lastly, please note that Pacific Excel

may group certain related Client accounts, often known as “householding”, for the purposes of
achieving the minimum account size and determining the annualized fee.

ERISA PLAN SERVICES
The annual fees are based on the market value of the Included Assets and shall not exceed 0.85%.
Fees are charged quarterly in arrears based on the assets as calculated by the custodian or record
keeper of the Included Assets (without adjustments for anticipated withdrawals by Plan participants
or other anticipated or scheduled transfers or distribution of assets) on the last business day of the
previous billing period.

The fee schedule, which includes compensation of Pacific Excel for the services provided is described
in detail in the ERISA Plan Agreement. The Plan is obligated to pay the fees, however the
Plan Sponsor may elect to pay the fees. Clients may elect to be billed directly or have fees deducted
from Plan Assets. Pacific Excel does not reasonably expect to receive any additional compensation,
directly or indirectly, for its services. If additional compensation is received, Pacific Excel will disclose
this compensation, the services rendered, and the payer of compensation.

FINANCIAL PLANNING AND CONSULTING
Pacific Excel charges a fixed fee for financial planning and consulting. Prior to the planning process
the Client will be provided an estimated plan fee which will be based on the complexity of the
engagement. Pacific Excel reserves the right to waive the fee should the Client implement the plan
through Pacific Excel.

        ONE-TIME FIXED FEES
        Fixed Fee Services are offered based on a fixed fee ranging from a minimum of $500 to a
        maximum of $10,000, depending on the complexity of the engagement. Fees are billed upon
        completion of the plan or consultation.

        ONGOING ANNUAL FEES
        Ongoing Fee Services are offered based on a fixed annual fee ranging from a minimum of $500
        to a maximum of $10,000, depending on the complexity of the engagement. Ongoing Fee
        Services will continue year over year until canceled, in writing, by either Pacific Excel or the
        Client.

B. Payment of Fees
Asset Management Fees are deducted directly from the Client’s Account.

ERISA Fees are deducted directly from the Client’s Account.

Financial Planning and Consulting Fees are generally invoiced directly to the Client but may also be
deducted from another account held with Pacific Excel.

Pacific Excel, in its sole discretion, may charge a lesser investment advisory fee based upon certain
criteria (e.g., historical relationship, type of assets, anticipated future earning capacity, anticipated
future additional assets, dollar amounts of assets to be managed, related accounts, account
composition, negotiations with Clients, etc.).

For all services, Clients may terminate their engagement with Pacific Excel within five (5) business
days of signing an Agreement with no obligation and without penalty. After the initial five (5) business
days, the Agreement may be terminated by Pacific Excel with thirty (30) days written notice to Client
and by the Client at any time with written notice to Pacific Excel. For accounts opened or closed mid-

billing period, fees will be prorated based on the days services are provided during the given period. All
unpaid earned fees will be due to Pacific Excel and all unearned fees will be refunded to the Client. Any
increase in fees will be acknowledged in writing by both parties before any increase in said fees occurs.

C. Additional Fees
Custodians may charge brokerage commissions, transaction fees, and other related costs on the
purchases or sales of mutual funds, equities, bonds, options, margin interest, and exchange-traded
funds. Mutual funds, money market funds, and exchange-traded funds may also charge internal
management fees, which are disclosed in the fund’s prospectus. Pacific Excel does not directly
receive any compensation from these fees. All of these fees are in addition to the management fee
you pay to Pacific Excel. For more details on the brokerage practices, see Item 12 of this brochure.

D. Prepayment of Fees
Pacific Excel does not expect Clients to prepay fees.

E. External Compensation for the Sale of Securities
Pacific Excel does not receive any external compensation from the sale of securities.

Item 7 – Types of Clients & Account Minimums

Pacific Excel’s Clients are generally individuals, small businesses, trusts, estates, high net-worth
individuals, pooled investment vehicles, and charities. Client relationships vary in scope and length of
service.

There is no minimum account size and Clients are not required to have a certain amount of investment
experience or sophistication.