Paratus Financial Inc

Item 5 - Fees and Compensation

Paratus Financial, Inc. and its employees do not receive compensation from the sale of
any investment strategy, including referrals to separate account managers or 3 rd party
advisors, like an estate attorney.
Mutual Fund shares have different share classes with varying fee structures. Clients have the
option to purchase recommended investment strategies and products from non- affiliated
firms.

Paratus Financial, Inc.’s advisors receive compensation based on the level of revenue a client
pays to the firm. Clients negotiate and agree to revenue and services each year in a written annual

contract disclosing all fees.

Our hourly rates range from $80 to $700 per hour depending on the complexity of the
work and the experience of the Paratus Financial, Inc. employees involved. Directors’ fees
range from $185 to $700 per hour. Associates’ fees range from $80 to $400 per hour.

All fees are paid directly by clients in advance of work progression. Individual contracts
identify both the work to be provided to the client and the fees owed as compensation
during the contract period. A majority of these contracts are on an annual basis. A client
may terminate a contract at any time, at which point a full refund of all unearned fees will
be returned to the client.

Item 7 - Types of Clients

Paratus Financial, Inc. provides financial planning services to high net-worth individuals,
families, trusts, estates, retirement plans, charitable organizations, endowments, and
corporations.