Strong Tower Advisory Services LLC

Item 5 - Fees and Compensation
General Fee Information
Fees paid to STAS are separate from all custodial and transaction costs paid to the client’s
custodian, brokers or other third- party consultants. Please see Item 12 – Brokerage Practices
for additional information. Fees paid to STAS are also separate and distinct from the fees and
expenses charged by mutual funds, ETFs (exchange traded funds) or other investment pools to
their shareholders (generally including a management fee and fund expenses, as described in
each fund’s prospectus or offering materials). The client should review all fees charged by funds,
brokers, STAS and others to fully understand the total amount of fees paid by the client for
investment and financial- related services.

Either STAS or the client may terminate their Investment Advisory Agreement at any time, subject
to any written notice requirements in the agreement. In the event of termination, any paid but
unearned fees will be promptly refunded to the client, and any fees due to STAS from the client
will be invoiced or deducted from the client’s account prior to termination.

Fees vary Industry-wide and lower fees for comparable services may be available from other
Advisers.

Wrap Fee Programs
STAS does not offer a Wrap Fee Program.

Portfolio Advisory Fees
STAS’s Advisory Fees are a percentage of assets under management and subject to the following
breakpoint schedule (the breakpoint fee is retroactive to the first dollar):

     Total Assets Under Management                                Advisory Fee
               $0 - $500,000                                         1.50%
           $500,001 - $1,000,000                                     1.35%
          $1,000,001 - $5,000,000                                    1.25%
         $5,000,001 - $10,000,000                                    1.00%
        $10,000,001 - $20,000,000                                    0.75%
            Above $20,000,001                                        0.50%

The Advisory Fee of Client assets shall be calculated and billed at the stated rate quarterly in
advance as indicated in Schedule A of the Investment Management Agreement, based upon the
total market value of the assets as to which investment advisory services are being rendered on
the Effective Date of the Investment Management Agreement and thereafter on the beginning or
last trading day of each month or quarter.

STAS may, at its discretion, make exceptions to its fee arrangements or negotiate special fee
arrangements where STAS deems it appropriate under the circumstances.

With client authorization and unless other arrangements are made, fees are normally debited

directly from client account(s).

Financial Planning/Consulting Services
Fixed fee services range from $1,000 to $10,000. These are negotiated fees based on the scope
and complexity of the services provided. Clients may be invoiced directly, monthly in arrears for
financial planning and/or consulting services charged on an hourly or flat fee basis.

Retirement Plan Advisory Fees
Retirement Plan Advisory Fees are either a percentage of assets under management ranging from 0.20%
to 0.50% annually, or an annual fixed fee ranging from $10,000 to $100,000. These are negotiated fees
based on the scope and complexity of the services provided. Clients may be invoiced directly, or
the fees may be paid from plan assets. The fee arrangement is further described in the
Retirement Plan Services Agreement executed by each plan sponsor.

Compensation for the Sale of Securities or Other Investment Products
Investment Adviser Representatives (“IARs”) of STAS are also Registered Representatives of a broker-
dealer and licensed independent insurance agents. IARs will earn commission-based compensation for
selling brokerage products and/or insurance products. Brokerage and insurance commissions earned by
these IARs are separate and in addition to our advisory fees. This practice presents a conflict of interest
because the IAR has an incentive to recommend brokerage and/or insurance products to you due to the
fact these sales generate additional compensation for the IAR. You are under no obligation, contractually
or otherwise, to purchase insurance products through any person affiliated with our firm.

Item 7 - Types of Clients
STAS serves individuals, small businesses, trusts, and estates. The minimum portfolio size is
$1,000,000 under certain circumstances and in its sole discretion, STAS may negotiate such
minimum.