Parker Financial Advisors LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for investment management
services. Each new Client shall sign an Agreement that details the responsibilities of PFA and the Client.

                                       A. Fees for Advisory Services
Account Portfolio Management and Advanced Planning Services
Wealth management fees are paid quarterly in advance under the terms of the Agreement. Wealth management fees
are based on the market value of assets under management at the end of each calendar quarter. Wealth management
fees range from 1.00% to 0.00% based on the following progressive schedule:
The annual fee for investment management services provided are based upon a percentage (%) of the market
value of the Assets under management in accordance with the fee schedule in the Agreement signed by the
Client. PFA considers cash to be an asset class and part of Assets under management and subject to the same fee
calculation as the Client’s non-cash investments.

                                                                          Management Fee
                             Market Value of Assets
                              Under Management                      Quarter %           Annual %

                                 Up to $2,000,000                     0.2500%                1.00%

                        Above $2,000,000 up to $3,000,000             0.1875%                0.75%

                        Above $3,000,000 up to $4,000,000             0.1500%                0.60%

                        Above $4,000,000 up to $5,000,000             0.1125%                0.45%

                       Above $5,000,000 up to $10,000,000             0.0750%                0.30%

                               Above $10,000,000                      0.0000%                0.00%

The wealth management fee encompasses all aspects of PFA’s advisory business, both the advanced planning and
investment management services. The minimum quarterly fee is $3,000.
PFA does not recommend investing with borrowed funds, or margin. Client may elect to use margin as a short-
term borrowing tool to facilitate personal cash flow. Firm does not reduce the value of Client’s managed portfolio
by the margin balance when computing wealth management fees but uses the gross market value of managed
accounts (before margin).
Certain services outside of the scope of the Agreement, as agreed upon by the Client and PFA, will be billed on an
hourly basis at a rate not to exceed $250 per hour. An estimate for total billable hours will be determined and
agreed upon by PFA and Client before Client receives an hourly billing.

                                            Parker Financial Advisors, LLC
                                  14800 St. Mary’s Lane, Suite 245, Houston, TX 77079-2943
                                        Phone: (832) 476-3495 * Fax: (832) 726-0828                        4
                                              www.parkerfeeonly.com

                                                    B. Fee Billing
Account Portfolio Management and Advanced Planning Services
The Custodian will deduct wealth management fees from the Client Account. The Advisor will submit to Custodian
the fee to deduct from the Client Account after the quarter-end date. The fee amount is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with PFA at the end of each calendar
quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of the
fee. PFA provides a report itemizing the fee, including the calculation period covered, the account value, and the
methodology used to calculate the fee. It is the responsibility of the Client to verify the accuracy of these fees as
listed on Custodian’s brokerage statement as the Custodian does not assume this responsibility. Clients provide
written authorization permitting PFA to be paid directly from their accounts held by the Custodian as part of the
Agreement and the account forms provided by the Custodian.
Work Outside Scope of Wealth Management Agreement
As noted above, fees for work outside the scope of the Agreement are agreed to in advance of any billing, are
invoiced by Advisor, and are due upon receipt. PFA may bill up to 50% of the estimated fees in advance of
commencing any hourly project work.

                                          C. Other Fees and Expenses
Clients may incur fees or charges imposed by third parties, other than PFA, in connection with investments made
on behalf of the Client’s account[s]. The Client is responsible for all custodial and securities execution fees charged
by the custodian and executing broker-dealer. The wealth management fee charged by PFA is separate and distinct
from custodian and execution fees.
All fees paid to PFA are separate and distinct from any expenses charged by mutual funds and exchange-traded
funds. Fees and expenses are described in each fund’s prospectus. These fees and expenses are generally used to
pay fund management fees, other fund expenses, account administration (e.g., custody, brokerage and account
reporting), and possibly a distribution fee. Clients may be able to invest in these products directly, without the
services of PFA. Still, they would not receive the services provided by PFA, designed, among other things, to assist
the Client in determining which products or services are most appropriate for the Client’s financial condition and
objectives. Client should consider both fees charged by the fund[s] and fees charged by PFA to determine total fees
paid.

                             D. Advance Payment of Fees and Termination
PFA is normally compensated for its services in advance of the quarter in which services are rendered. A client may
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Item 7 – Types of Clients

PFA provides wealth management services to the following types of Clients:

    •    Individuals, High Net Worth Individuals, Personal Trusts and Estates – private investors, investing their
         personal assets

    •    Pension and Profit-Sharing Plans – retirement plan sponsors or company plans

    •    Corporations or other business entities – private entities that hold personal investable assets of individual
         clients

The relative percentage each type of Client is available on PFA’s Form ADV Part 1. These percentages will change
over time. PFA generally does not impose a minimum account size for establishing a relationship; however, there
is a minimum quarterly fee of $3,000.