Strategic Asset Management LLC

Item 5: Fees and Compensation

A. Fee Schedule

Portfolio Management Fees

        Total Assets Under Management          Annual Fees
        All Assets                             2.00% - may charge up to

SAM uses the value of the account as of the last business day of the billing period, after
taking into account deposits and withdrawals, for purposes of determining the market
value of the assets upon which the advisory fee is based.

The annual fee is calculated and charged quarterly in advance, based upon the market
value of the assets being managed by SAM on the last trading day of the previous billing
period as provided by Orion, our third-party technology platform provider, unless SAM
otherwise agrees in writing. The aggregate net value of the managed account shall be
determined on the basis of such asset statements as provided by Orion or by any
investment vehicle utilized in the account. As such, you may see slight differences in the
quarter-end market value of your account from your custodian’s statement as compared
to the market value of your account from Orion, due to differences in the treatment of
accrued interest posting, trade date versus settlement date, and other variables

These fees are generally negotiable and the final fee schedule will be memorialized in the
client’s advisory agreement. Clients may terminate the agreement without penalty for a
full refund of SAM's fees within five business days of signing the Investment Advisory
Contract. Thereafter, clients may terminate the Investment Advisory Contract generally
with written notice. Upon notice of closure, a prorated amount will be refunded to the
clients account for any unused managements fees if billed in advance.

Financial Planning Fees

                                    Fixed Fees
The negotiated fixed rate for creating client financial plans is between $500 and $2,500.

Clients may terminate the agreement without penalty, for full refund of SAM’s fees,
within five business days of signing the Financial Planning Agreement. Thereafter, clients
may terminate the Financial Planning Agreement generally upon written notice.

       B. Payment of Fees

       Payment of Portfolio Management Fees

       Asset-based portfolio management fees are withdrawn directly from the client's accounts
       with client's written authorization on a quarterly basis. Fees are paid in advanced and/or
       arrears.

       Payment of Selection of Other Advisers Fees

       The timing, frequency, and method of paying fees for selection of third-party managers
       will depend on the specific third-party adviser selected.
       Payment of Financial Planning Fees

       Financial planning fees are paid via check, made payable to Strategic Asset Management, LLC.
       or may be debited from the client’s managed account with written authorization.

       Fixed financial planning fees are paid in arrears upon completion.

       C. Client Responsibility For Third Party Fees

       Clients are responsible for the payment of all third party fees (i.e. custodian fees,
       brokerage fees, mutual fund fees, transaction fees, etc.). Those fees are separate and
       distinct from the fees and expenses charged by SAM. Please see Item 12 of this brochure
       regarding broker-dealer/custodian.

       D. Prepayment of Fees

       SAM collects its fees in advanced and/or arrears. If paid in advance, fees will be debited for
       no more than 3 months in advance. If an account is billed in advance and terminates, a
       prorated amount will be refunded to the clients account for unused fees.

       E. Outside Compensation For the Sale of Securities to Clients

       Neither SAM nor its supervised persons accept any compensation for the sale of
       investment products, including asset-based sales charges or service fees from the sale of
       mutual funds.

Item 7: Types of Clients
SAM generally provides advisory services to:

Individuals, Profit Sharing Plans and Participants, Retirements Plans,

Corporations and other business entities, Trusts, Estates and

Charitable Organizations.

There is no account minimum for any of SAM’s services.