PCB Capital LLC

Item 5. Fees and Compensation
  PCB Capital offers its services on a fee basis, which may include fixed fees, as well as fees based
  upon assets under management. Additionally, certain of PCB Capital’s Supervised Persons, in their
  individual capacities, may offer insurance products under a commission arrangement. For all
  services, PCB Capital’s annual fee is exclusive of, and in addition to brokerage commissions,
  transaction fees, and other related costs and expenses which are incurred by the client. PCB Capital
  does not, however, receive any portion of these commissions, fees, and costs.

  Financial Planning Fees:
  PCB Capital’s financial planning and consulting fees are negotiable, but generally are $400 on an
  hourly rate basis, and from $1,000 to $25,000 on a fixed fee basis, depending upon the level and
  scope of the service(s) required and the professional(s) rendering the service(s). Prior to engaging
  PCB Capital to provide financial planning or consulting services, clients will be required to enter
  into a Financial Planning Agreement with PCB Capital setting forth the terms and conditions of the
  engagement, describing the scope of the services to be provided, and the portion of the fee that is
  due from the client prior to PCB Capital commencing services

  Investment Management Fees:
  PCB Capital’s investment management fee schedule (“Advisory Fees”) for accounts managed by
  PCB Capital is based on a percentage of assets (generally net of any debit balances) and is set forth
  below. The Advisory Fees represent the highest fee that may be charged absent special

PCB Capital LLC (CRD #309784)
May 2026

  circumstances:

  Advisory Assets                                              Annual Fee
  0 - $1,000,000                                                  1.50%
  $1,000,001 - $5,000,000                                         1.25%
  $5,000,001 – 10,000,000                                         1.00%
  All assets in excess of $10 million                             0.75%

  PCB Capital’s Advisory Fees shall also be prorated and paid monthly, in advance, based upon the
  market value of the assets on the last business day of the previous month. PCB Capital’s actual fees
  may be negotiated, and a client may pay more or less than similar clients depending on the particular
  circumstances of the client, which may include considerations related to size of the client’s account,
  additional and/or differing levels of service or as negotiated. Clients that negotiate fees may end up
  paying a higher fee than that set forth in the fee schedules above as a result of fluctuations in the
  client’s assets under management and/or account performance.

  Fees Charged by Financial Institutions
  PCB Capital generally recommends that clients utilize the brokerage and clearing services of
  Charles Schwab & Co., Inc. Advisor Services for investment management accounts.

  PCB Capital may only implement its investment management recommendations after the client has
  arranged for and furnished PCB Capital with all information and authorization regarding accounts
  with appropriate financial institutions. Clients may incur certain charges imposed by the Financial
  Institutions and other third parties such as fees charged by Independent Managers, custodial fees,
  charges imposed directly by a mutual fund or ETF in the account, which are disclosed in the fund’s
  prospectus (e.g., fund management fees and other fund expenses), deferred sales charges, odd-lot
  differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and taxes on
  brokerage accounts and securities transactions.

  Additionally, clients may incur brokerage commissions and transaction fees. Such charges, fees and
  commissions are exclusive of and in addition to PCB Capital’s fee. PCB Capital’s Agreement and the
  separate agreement with any Financial Institutions may authorize PCB Capital or Independent
  Managers to debit the client’s account for the amount of PCB Capital’s fee and to directly remit that
  management fee to PCB Capital or the Independent Managers. Any Financial Institutions
  recommended by PCB Capital have agreed to send a statement to the client, at least quarterly,
  indicating all amounts disbursed from the account including the amount of management fees paid
  directly to PCB Capital. Alternatively, clients may elect to have PCB Capital send an invoice for
  payment.

  Fees for Management During a Partial Month of Service
  For the initial period of investment management services, the fees are calculated on a pro rata basis.
  The Agreement between PCB Capital and the client will continue in effect until terminated by either
  party pursuant to the terms of the Agreement. PCB Capital’s fees are charged in advance so that any
  termination date shall be prorated, and all unearned advisory fees will be returned to the client.
  Clients may make additions to and withdrawals from their account at any time, subject to PCB
  Capital’s right to terminate an account. Additions may be in cash or securities provided that PCB
  Capital reserves the right to liquidate any transferred securities or decline to accept particular
  securities into a client’s account.

PCB Capital LLC (CRD #309784)
May 2026

  Clients may withdraw account assets on notice to PCB Capital, subject to the usual and customary
  securities settlement procedures. However, PCB Capital designs its portfolios as long-term
  investments and the withdrawal of assets may impair the achievement of a client’s investment
  objectives. PCB Capital may consult with its clients about the options and ramifications of
  transferring securities. However, clients are advised that when transferred securities are
  liquidated, they are subject to transaction fees, fees assessed at the mutual fund level (i.e. contingent
  deferred sales charge) and/or tax ramifications.
...

Item 7. Types of Clients
  PCB Capital provides its services to individuals, trusts, estates, non-profits and business entities.