Peltoma Capital Partners LLC

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing an Advisory Contract, the
Advisory Contract may be terminated by the Client within five (5) business days of signing the Advisory Contract
without penalty.

How we are paid depends on the type of advisory services we perform. Below is a brief description of our fees,
however, you should review your executed Advisory Contract for more detailed information regarding the exact
fees you will be paying. No increase to the agreed-upon advisory fees outlined in the Advisory Contract shall
occur without prior Client consent. Lower fees for comparable services may be available from other sources.

Wealth Management Services

The fee for Wealth Management Services for Clients with up to $1,000,000 in managed assets consists of an
annual flat fee ranging from $8,000 to $18,000 (based on complexity). Clients with more than $1,000,000 in
assets under management with PCP will also pay a fee based on a percentage of assets under management based
on the following fee schedule:

                       Assets Under Management                      Annual Advisory Fee
                        $1,000,000 - $10,000,000                            0.50%
                         $10,000,001 and Above                              0.25%

For example, a client paying an annual flat fee of $12,000 with assets under management of $2,000,000 would
pay an annual asset-based fee of 0.50% on the assets above $1,000,000 in addition to the flat fee. The quarterly
asset-based fee is determined by the following calculation: ($1,000,000 x 0.50%) / 4 = $1,250. All together, the
client's quarterly fee would be $3,000 (flat fee) + ($1,250) (asset-based fee) = $4,250.

We may offer discounted fees for members of the same household. PCP relies on the valuation as provided by
Client’s custodian in determining assets under management. Our advisory fee is prorated for any partial billing
periods occurring during the engagement, including the initial and terminating billing periods. Clients may make
additions or withdrawals from their account at any time; however, PCP reserves the right to adjust our advisory
fees on a pro-rata basis on account of any such cash-flow transactions.

Standalone Investment Management Services

The fee for Investment Management Services is based on a percentage of assets under management and is
negotiable. The annualized fees for investment management services are based on the following fee schedules:

                  Asset-based Fee Schedule for Individual Clients and Institutional Clients

                       Assets Under Management                      Annual Advisory Fee
                             $0 - $10,000,000                               0.50%
                         $10,000,001 and Above                              0.25%

                      Asset-based Fee Schedule for Institutional Treasury Management

                       Assets Under Management                      Annual Advisory Fee
                             $0 - $10,000,000                               0.30%
                         $10,000,001 and Above                              0.20%

The annual advisory fee is paid quarterly in arrears based on the value of Client’s account(s) as of the last day of
the billing period. The advisory fee is a blended fee schedule. For example, for assets under management for an
Individual Client of $10,500,000, a Client would pay 0.50% on the first $10,000,000, and 0.25% on the remaining
balance. The quarterly fee is determined by the following calculation: (($10,000,000 x 0.50%) + ($500,000 x
0.25%)) ÷ 4 = $12,812.50. The minimum quarterly fee for this service is $2,000.

We may offer discounted fees for members of the same household. PCP relies on the valuation as provided by
Client’s custodian in determining assets under management. Our advisory fee is prorated for any partial billing
periods occurring during the engagement, including the initial and terminating billing periods. Clients may make
additions or withdrawals from their account at any time; however, PCP reserves the right to adjust our advisory
fees on a pro-rata basis on account of any such cash-flow transactions.

Project-Based Financial Planning

In circumstances when a client does not want an ongoing relationship, PCP may be open to charging a flat hourly
fee for Project-Based Financial Planning. Our hourly rate starts at $500. Fees are negotiable and the final agreed
upon fee will be outlined in your Advisory Contract. PCP collects a portion of the fee to be collected in advance
with the remainder due upon completion of the services. PCP will not bill an amount above $1,200 more than 6
months or more in advance of rendering the services.

Retirement Plan Consulting

The fee is a flat fee and is negotiable, ranging from $6,000 to $50,000, paid semi-annually in advance. This does
not include fees to other parties, such as record keepers, custodians, or third-party administrators. PCP relies on
the valuation as provided by Client’s custodian in determining assets under management. Our advisory fee is
prorated for any partial billing periods occurring during the engagement, including the initial and terminating
billing periods.

Fee Payment

Asset-based fees are deducted from one or more account(s) held at an unaffiliated third-party custodian, as
directed by the Client. Please refer to Item 15 of this Brochure regarding our policy on direct fee deduction.

Flat fees for wealth management and/or financial planning may be paid either by the deduction from one or more
account(s), by electronic funds transfer (EFT), or check. Flat Fees for Retirement Plan Consulting are paid by
electronic funds transfer (EFT) or check. We use an independent third party payment processor in which the
Client can securely input their banking information and pay their fee. We do not have access to the Client’s
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Item 7: Types of Clients
We provide financial planning and investment management services to individuals, high net-worth individuals,
and corporations or other businesses.

The minimum quarterly fee for Wealth Management Services or Standalone Investment Management Services is
$2,000. We do not have a minimum account size requirement.