Pettyjohn Wood & White Inc

Item 5

                               Additional Compensation

       Employees of Pettyjohn, Wood & White, Inc. receive compensation from
other business activities that are detailed in Item 4 above. Employees may receive
additional compensation in the form of a bonus for obtaining new clients for the firm
With the approval of the Board of Directors, an account officer of the firm may
receive additional compensation when serving as a trustee of a trust established by
a client, or as an executor or administrator of the estate of a deceased client. Any

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{2321241-2, 705731-00000-07}

such fee shall not exceed the compensation customarily charged for similar fiduciary
services in the applicable jurisdiction.

Item 7             Types of Clients

The firm provides services primarily to families and individuals, including high net worth
individuals. The firm also provides services to trusts, business entities, estates, qualified
retirement plans, individual retirement accounts, charities, and foundations. Although subject to
negotiation, we reserve the right to require a minimum account balance of $1,000,000. Subject
to requirements for minimum account size, the firm has not established minimum income or
asset requirements for its clients.