Plan Group Financial Inc

Item 5          Fees and Compensation

Plan Group charges an asset-based advisory fee for portfolio management services. The firm’s standard annual fee
generally does not exceed 2.00% of assets under management. Actual fees are negotiable and may be lower based on
the scope of services, account size, household relationships, complexity, legacy pricing, and other factors. The specific
fee arrangement for each client is set forth in the client’s written advisory agreement. Some clients are charged under a
tiered or breakpoint fee schedule, and certain larger relationships may pay negotiated rates. When breakpoint pricing
applies, the fee is calculated in accordance with the schedule stated in the client’s advisory agreement.

Advisory fees are billed in arrears on either a monthly or quarterly basis, as set forth in the applicable advisory
agreement. Fees are generally calculated based on the value of the account on the last calendar day of the applicable
billing period, using a prorated portion of the annual fee rate. The client’s advisory agreement will specify the applicable
fee schedule, billing frequency, and calculation methodology.

Fees are typically deducted from client accounts unless otherwise agreed.

In addition to the advisory fee, clients incur other fees and expenses, including brokerage, custodian, transaction, and
internal fund or ETF expenses.

For purposes of calculating our advisory fees, we will rely on the independent Custodian that will maintain your
account(s). The Custodian may use various pricing services such as ICE, Reuters, or Standard & Poor’s to price
securities held in your account. For actively traded securities, these services use the actual last reported sale price.
For less actively traded securities such as bonds, these services will use the appropriate valuation methodology to
determine the value of the security.

Additional deposits to the account are subject to the same fee schedules unless noted otherwise. Because advisory fees
are calculated and billed in arrears, withdrawals, deposits, and market appreciation or depreciation during the billing
period are reflected in the account value used to calculate the fee at the end of the billing period (or, if the account is
terminated mid-period, as of the termination date) and fees are prorated as applicable. Termination. Clients may
terminate, without penalty, the Adviser’s Agreement within five business days of execution. Thereafter, either the firm

or the client may terminate the advisory agreement by providing written notice. Upon termination, advisory fees are
calculated in arrears and prorated through the effective termination date based on the account value used for billing as
of the termination date, consistent with the fee methodology described above. The client will not be charged for advisory
services after the effective termination date.

Third-Party Advisors. Plan Group may engage Perissos Wealth Management (“Perissos”), an unaffiliated third-party
asset manager, to manage certain client assets. For those assets managed by Perissos, Plan Group’s advisory fee
includes a manager fee component of 0.50% (annualized) of the assets managed by Perissos, which Plan Group pays
to Perissos. Clients do not pay Perissos separately. The manager fee component applies only to the portion of the
account managed by Perissos. The total advisory fee paid by the client to Plan Group, inclusive of any manager fee
component, will not exceed the annual fee schedule described above.

Broker-Dealer Commissions and Fees. Several of our advisory representatives are also registered representatives of
Private Client Services, (“PCS”). Through PCS, they will receive compensation for the sale of securities or other
investment products, including asset- based sales charges or service fees from the sale of mutual funds. If you elect to
purchase securities through these representatives in their role as registered representatives, this will not occur in
advisory accounts of Plan Group Financial, Inc. but rather in brokerage accounts held at PCS.
This presents a conflict of interest as it gives our advisory representatives incentives to recommend investment
products based on the compensation received, rather than on your needs. To address this conflict, our firm reviews a
list of broker-dealer activity prior to our advisory representatives being compensated for those broker-dealer activities.
Our advisory representatives will not be compensated by Plan Group and by PCS on the same assets.

Fee-Based Financial Plans. In addition to our standard advisory services, our firm may offer fee-based financial planning
services. The financial planning fee is negotiable and is based on factors such as the scope and complexity of the
engagement and the expected time and resources required. The Client pays a deposit of 50% of the agreed planning fee
at the start of the engagement, with the balance due upon delivery of the financial plan. If the engagement is terminated
before delivery, the Client will be responsible only for fees for work actually performed through the termination date,
up to the agreed planning fee, and any unearned portion of the deposit will be refunded.

Fees for Retirement Plan Consulting Services. Our fees for retirement plan consulting services consist of annual asset-
based management fees (typically ranging from 0.20% - 0.50% of the market value of the plan’s account per annum).
Asset-based fees for retirement plan consulting services are charged at a frequency determined by agreement with the
in arrears and are pro-rated for partial billing periods.
Family Office Consulting fees. Rather than charging a percentage of assets, Family Office Consulting clients are charged
either (a) a one-time project-based fee for a defined scope of services, or (b) a monthly consulting retainer based on the
complexity and ongoing advisory needs.
Project fees are billed in arrears. Retainers are billed in advance.
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Item 7          Types of Clients
We typically work with individuals, trusts, estates, and other businesses. We have no minimum account size.