WMG Financial Advisors LLC

Item 5: Fees and Compensation

2. Fee Schedule
Portfolio Management Services Fees

                  Total Assets Under Management              Maximum Annual Fee
                                 All Assets                           2.00%

These fees are negotiable, and the final fee schedule is attached as part of the Investment Advisory
Contract.

WMG uses the last day of previous quarter for purposes of determining the market value of the assets upon
which the advisory fee is based. Fees are paid quarterly in advance.

Clients may terminate the agreement without penalty for a full refund of WMG’s fees within five business
days of signing the Investment Advisory Contract. Thereafter, clients may terminate the pension
consulting agreement generally with 30 days’ written notice. WMG bills based on the balance on the first
day of the billing period.

Retirement Plan Consulting Services Fees

Asset-Based Fees for Retirement Plan Consulting

                         Total Assets Under               Maximum Annual Fee
                           Management
                                 All Assets                           2.00%

The advisory fee is calculated using the value of the assets on the last business day of the prior billing
period
These fees are generally negotiable, and the final fee schedule is attached as part of the pension
consulting agreement.
Clients may terminate the agreement without penalty for a full refund of WMG’s fees within five business
days of signing the Investment Advisory Contract. Thereafter, clients may terminate the pension consulting
agreement generally with 30 days’ written notice. WMG bills based on the balance on the first day of
the billing period
Financial Planning Fees
Fixed Fees
The negotiated fixed rate for creating client financial plans is between $1,500 and $10,000.
Hourly Fees
The negotiated hourly rate for creating client financial plans is between $100 and $1,000 per hour.
Clients may terminate the agreement without penalty, for full refund of WMG’s fees, within five
business days of signing the Financial Planning Agreement. Thereafter, clients may terminate the Financial
Planning Agreement generally upon written notice.
Financial Institution Consulting Services
WMG receives a consulting fee based on the Assets Under Management from Brokerage Customers who
have provided written consent to a broker/dealer to receive the investment consulting service from WMG
and have entered into a written advisory contract with WMG. The consulting fee is calculated from the
Assets Under Management as of the end of a calendar quarter period multiplied by the annualized rate of
.17% basis points. The initial fee is paid only after the completion of one full calendar quarter period
following the date of the executed agreement with broker/dealers.
Selection of Other Advisers Fees
When WMG directs clients to third-party investment advisers, WMG will be compensated via a fee share
from the advisers to which it directs those clients. The fees shared are negotiable and will not exceed
a total annual advisory fee of 2% or any limit imposed by any regulatory agency. The notice of
termination requirement and payment of fees for third-party investment advisers will depend on the
specific third-party adviser selected. The client will receive a copy of the ADV Part 2A or wrap fee
brochure of the third-party adviser describing that adviser’s fees and will also receive a final fee
schedule indicating our fee, the third-party advisor’s fee and the total fee.
When clients are offered market linked or traditional CD’s as an alternative product that meets the
best interests of their overall portfolio, there is assessed a one-time upfront fee.
B. Payment of Fees
Payment of Portfolio Management Fees
Portfolio management fees are withdrawn directly from the client's accounts with client's written
authorization on a quarterly basis. Fees are paid in advance.
Payment of Retirement Plan Consulting Fees

Asset-based retirement plan consulting fees are withdrawn directly from the client's accounts with

client's written authorization on a quarterly basis. Fees are paid in advance.
Payment of Financial Planning Fees
Financial planning fees are paid via check.
Fixed financial planning fees are paid 100% in advance, but never more than six months in advance.
Hourly fees are paid after the services are rendered using a one-time invoice. Fees are either paid via
check or withdrawn from the client account if requested.
Payment of Selection of Other Advisers Fees
Fees for selection of third-party investment advisers are withdrawn by the third-party adviser
directly from client accounts. WMG then receives its portion of the fees from the third-party
advisor; WMG does not directly deduct these advisory fees.
Educational Seminars/Workshops
Representatives of WMG provide periodic educational seminars and workshops to clients and the
general public. Educational seminars and workshops are offered for a fee of $100 per session,
payable in advance and non-refundable.
C. Client Responsibility for Third Party Fees
WMG will wrap third party fees (i.e., custodian fees, brokerage fees, mutual fund fees, transaction fees,
etc.). WMG will charge clients one fee and pay all transaction fees using the fee collected from the client.
D. Prepayment of Fees
WMG collects fees in advance. Refunds for fees paid in advance will be returned within fourteen days to
the client via check or return deposit back into the client’s account.
For all asset-based fees paid in advance, the fee refunded will be equal to the balance of the fees collected
in advance minus the daily rate* times the number of days elapsed in the billing period up to and
including the day of termination. (*The daily rate is calculated by dividing the annual asset-based fee rate
by 365.)
Fixed fees that are collected in advance will be refunded based on the prorated amount of work completed
at the point of termination.

Item 7: Types of Clients
WMG generally provides advisory services to the following types of clients:
❖       Individuals                                         ❖       Corporations or Business Entities

❖       High-Net-Worth Individuals                          ❖       There is no account minimum

❖       Retirement and Profit-Sharing Plans