Platt Investment Counsel LLC

Item 5.         Fees and Compensation
Our fees for Portfolio Management Services are based upon a percentage of assets under management,
in accordance with the following fee schedule:

Assets Under Management ($)                      Annual Fee (%)         Quarterly Fee (%)

First $2 million                                 Up to 0.70%            Up to 0.175%
Next $2 million                                  0.55%                  0.1375%
Above $4 million                                 0.45%                  0.1125%

Fees in General

Fees will be debited from the account in accordance with the client authorization in the Investment
Management Agreement.

We will send the client an invoice itemizing the fee including the formula used to calculate the fee, the
amount of assets under management the fee is based on, and the time period covered by the fee.

Fees are billed in arrears at the end of each quarter, based upon the billable balance on the last day of that
calendar quarter, pro-rated for additions and withdrawals.

Our advisory fees are negotiable only at the firms discretion, and the fees will be shown in detail on the
investment advisory contract.

Required account minimums are negotiable based upon certain criteria (i.e. anticipated future earning
capacity, anticipated future additional assets, dollar amount of assets to be managed, related accounts,
account composition, negotiations with client, etc.).
We may group certain related client accounts for the purposes of determining the account size and/or
annualized fee.

Under no circumstances will we earn fees in excess of $1,200 more than six months in advance of services
rendered.

Account Termination

The investment management agreement can be terminated without penalty within five (5) business days
of entering into the agreement. Thereafter, the investment management agreement may be terminated by
the client at any time by providing us with a one day written notice. Upon termination of any account,
any earned, unpaid fees through the date of termination of the account fees will be due and payable.

Mutual Fund and ETF Fees and Expenses: All fees paid to our firm for investment advisory services
are separate and distinct from the fees and expenses charged by mutual funds and ETFs to their
shareholders. These fees and expenses are described in each fund's prospectus. These fees will
generally include a management fee, other fund expenses, and a possible distribution fee. A client
could invest in a mutual fund or and ETF directly, without the services of our firm. In that case,
the client would not receive the services provided by us which are designed, among other things, to
assist the client in determining which mutual fund or funds or ETFs are most appropriate to each
client's financial condition and objectives. Accordingly, the client should review both the fees charged
by the funds and ETFs and the fees charged by us to fully understand the total amount of fees to be
paid by the client and to thereby evaluate the advisory services being provided.

Brokerage and Custodian Fees

In addition to advisory fees paid to our firm, clients will also be responsible for all transaction, brokerage,
and custodian fees incurred as part of their account management. Please see Item 12 of this Brochure
for important disclosures regarding our brokerage practices.

Item 7.       Types of Clients
Our firm generally provides advisory services to individuals, high net worth individuals and charitable
organizations.

We require a minimum account size of $500,000 of assets under management.