Portland Financial Advisors Inc

Item 5: Fees and Compensation

Wealth Management Service Fees
MWM charges an annual investment advisory fee for its Wealth Management Service, which is a
combination of investment management and financial planning. The fee will either be a percentage of the
Client’s assets under management, or a fixed advisory fee. When structured as a percentage of assets under
management, the fee is directly tied to the value of the Client’s assets. When structured as a fixed fee, total
assets under management are considered as one factor in determining the amount.
The fee for each client is set forth in the Client’s Agreement, and is based upon the following factors:
   •   Total assets managed (not including residence and personal property)
   •   Client financial complexity
   •   Anticipated or requested frequency of client interaction
The standard fee as a percentage of managed assets will not exceed the safe harbor maximum of 2.00%.
Fees are paid quarterly in advance. Fees in the initial quarter of service are prorated based on the number
of days remaining in the current quarter.

Financial Planning Fees
Fees for financial planning services will be billed at the rate of $400 per hour plus out-of-pocket expenses,
which will be pre-approved by the Client. Services will be billed monthly and will be due and payable
within ten (10) days from the date of invoice. A late charge of 1½ percent per month will be charged upon
any unpaid balance within one month of the invoice date.
Clients may terminate their Agreement for financial planning services, without penalty, at any time upon
written notice. At the time of termination, any prepaid fees will be prorated based on the amount of work
completed by the Firm as of the date the notice of termination is received, and any unearned fees will be
returned to the Client. It is possible that if the client seeks to terminate their Agreement with MWM, and

Firm CRD Number 127371                                                                                       6

Form ADV Part 2A (Firm Brochure)
Portland Financial Advisors Inc, dba Markiz Wealth
Management
substantial work has been done to provide services to the client, the client may not receive any return of the
initial payment.
If clients wish to engage MWM for wealth management services, within six months of completion of the
financial plan, the fees paid for the financial plan will be credited toward the first year’s wealth management
fee.

How Wealth Management Fees are Paid
Wealth Management Fees are generally deducted directly from the Client’s Account.
Financial Planning Fees are generally invoiced directly to the Client but may also be deducted from another
account held with MWM.
MWM, in its sole discretion, may charge a lesser fee based upon certain criteria (e.g., historical relationship,
type of assets, anticipated future earning capacity, anticipated future additional assets, dollar amounts of
assets to be managed, related accounts, account composition, negotiations with Clients, etc.).
For all services, Clients may terminate their engagement with MWM within five (5) business days of
signing an Agreement with no obligation and without penalty. After the initial five (5) business days, the
Agreement may be terminated by MWM with thirty (30) days written notice to Client and by the Client at
any time with written notice to MWM. For advisory accounts opened or closed mid-billing period, fees will
be prorated based on the days services are provided during the given period. In the case of hourly
engagements, fees will be prorated based on the work completed at the stated hourly rate. All unpaid earned
fees will be due to MWM, and all unearned fees will be refunded to the Client. Any increase in fees will be
acknowledged in writing by both parties before any increase in said fees occurs.
Additional Fees in Connection with Wealth Management Services
Custodians may charge brokerage commissions, transaction fees, and other related costs on the purchases
or sales of mutual funds, equities, bonds, and exchange-traded funds. Mutual funds, money market funds,
and exchange-traded funds may also charge internal management fees, which are disclosed in the fund’s
prospectus. Clients may also incur an account termination fee upon transfer from one custodian to another.
MWM does not directly receive any compensation from these fees. All of these fees are in addition to the
management fee you pay to MWM. For more details on the brokerage practices, see Item 12 of this
brochure.
Prepayment of Fees
Wealth Management fees are paid quarterly in advance.
External Compensation for the Sale of Securities
MWM does not receive any external compensation from the sale of securities.

Firm CRD Number 127371                                                                                        7

Form ADV Part 2A (Firm Brochure)
Portland Financial Advisors Inc, dba Markiz Wealth
Management

Item 7: Types of Clients
MWM’s Clients are generally individuals and their families, including high net worth individuals and trusts.
MWM may also provide investment advice to plan participants, as well as foundations, other institutions
and business entities. Client relationships vary in scope and length of service.
MWM requires a minimum of $500,000 to open an advisory account. However, the firm reserves the right
to accept or decline a potential client for any reason at its sole discretion. Clients are not required to have a
certain amount of investment experience or sophistication.