1230 Advisors LLC

Item 5 – Fees and Compensation
The following paragraphs detail the fee structure and compensation methodology for services provided by the Advisor.
Each Client engaging the Advisor for services described herein shall be required to enter into a written agreement with
the Advisor.

                                                       1230 Advisors, LLC
                                         25 Autumn Ridge Road, Pound Ridge, NY 10576
                                                    Phone: (917) 692-1095

A. Fees for Advisory Services
Wealth management fees are paid either monthly or quarterly (the “Billing Period”). Fees are calculated and deducted
in advance of the Billing Period, pursuant to the terms of the wealth management agreement. Wealth management
fees are based on the market value of assets under management at the end of the prior Billing Period. Wealth
management fees range from 0.65% to 2.00% annually. The wealth management fee in the first Billing Period of
service is prorated from the inception date of the account[s] to the end of the period. Fees may be negotiable at the
sole discretion of the Advisor. The Client’s fees will take into consideration the aggregate assets under management
with the Advisor. All securities held in accounts managed by 1230 Advisors will be independently valued by the
Custodian. 1230 Advisors will conduct periodic reviews of the Custodian’s valuations.

Clients may make additions to and withdrawals from their account[s] at any time. However, reconciliations are
performed every month to capture if, on any given day, assets are deposited into or withdrawn from an account after
the start of the billing period. An adjustment will be made in the form of a credit or debit the following month or quarter
to reflect the interim change in portfolio value from the date of the deposit/withdrawal until the end of the month or
quarter.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and other
related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the Advisor
shall not receive any portion of these commissions, fees, and costs.

B. Fee Billing
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at the
Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted from
the Client’s account[s] at the beginning of the respective Billing Period. The amount due is calculated by applying the
monthly or quarterly rate (as applicable) to the total assets under management with 1230 Advisors at the end of the
prior Billing Period. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction
of the investment advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to
the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients provide
written authorization permitting advisory fees to be deducted by 1230 Advisors to be paid directly from their account[s]
held by the Custodian as part of the wealth management agreement and separate account forms provided by the
Custodian.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than 1230 Advisors, in connection with
investments made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities
execution fees charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge
securities transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms
and conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by 1230 Advisors are separate and distinct from these custody and
execution fees.

In addition, all fees paid to 1230 Advisors for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds, other
fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible distribution
fee. A Client may be able to invest in these products directly, without the services of 1230 Advisors, but would not
receive the services provided by 1230 Advisors which are designed, among other things, to assist the Client in
determining which products or services are most appropriate for each Client’s financial situation and objectives.
Accordingly, the Client should review both the fees charged by the fund[s] and the fees charged by 1230 Advisors to
fully understand the total fees to be paid. Please refer to Item 12 – Brokerage Practices for additional information.

                                                       1230 Advisors, LLC
                                         25 Autumn Ridge Road, Pound Ridge, NY 10576
                                                    Phone: (917) 692-1095

D. Advance Payment of Fees and Termination
1230 Advisors may be compensated for its wealth management services in advance of the Billing Period in which
services are rendered. Either party may terminate the wealth management agreement, at any time, by providing
advance written notice to the other party. The Client may also terminate the wealth management agreement within five
(5) business days of signing the Advisor’s agreement at no cost to the Client. After the five-day period, the Client will
incur charges for bona fide advisory services rendered to the point of termination and such fees will be due and
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Item 7 – Types of Clients
1230 Advisors offers investment advisory services to individuals, high net worth individuals, trusts, and estates. 1230
Advisors generally does not impose a minimum relationship size.