Professional Financial Advisors Inc

Item 5           Fees and Compensation

   A. Below is information about the fees charged by TGS:

         INITIAL PROPOSAL
         The cost of the Initial Proposal generally ranges between $4,000 and $8,000 but may
         exceed this range depending upon the level and scope of the client’s anticipated needs
         and requirements.

         TGS FINANCIAL ADVISORS WRAP PROGRAM FEE

Under the Program, the Registrant is able to offer participants discretionary investment
management services, for a single specified annual Program fee, inclusive of trade
execution, custody, reporting, and investment management fees. The current annual
Program fee schedule is below:

Please note: Certain clients may be subject to a legacy fee schedule that is being
discontinued and no longer offered to new or existing clients.

Wrap Program Conflict. Participation in the Program may cost more or less than
purchasing such services separately. The fee that we charge for participation in the
Program may be higher or lower than those charged by other sponsors of comparable
wrap fee programs. When managing a client's account on a wrap fee basis, we shall
receive as payment for our investment advisory services, the balance of the wrap fee
after all wrap- fee costs (including account transaction fees) have been deducted.
Accordingly, we have a conflict of interest because we have an economic incentive to
maximize our compensation by seeking to minimize the number of transactions/total
costs in the client's account. ANY QUESTIONS: Registrant’s Chief Compliance
Officer, Peter Mai, remains available to address any questions that a client or
prospective client may have regarding the corresponding conflict of interest a
wrap fee arrangement may create.

TGS MEDICAL PROFESSIONAL FEES
As indicated at Item 4 above, subsequent to completion of an initial stand-alone
financial planning engagement, a qualified client who determines to engage Registrant
to provide services under the MPP is required to enter into a separate written agreement
with Registrant setting forth the terms and conditions of the engagement (including
termination), describing the scope of, and fee for, the services to be provided. The
consulting services offered under the MPP will generally be limited to financial
planning issues relevant to new medical professionals. The current one-time fee for the
initial planning phase (TriageMD Foundations Plan Agreement) is $3,500. No client is
obligated to engage the Registrant for MPP subsequent to completion of the initial
planning engagement. The current annual MPP fee will be $7,000, charged $1,750 per
quarter . Clients may only engage in the MPP for a period of three years. Thereafter,
the MPP Agreement will terminate as to each client, who will then be obligated to
execute a new investment advisory agreement with Registrant to provide ongoing
services should they so desire.

FINANCIAL PLANNING AND CONSULTING SERVICES (STAND-ALONE)
Registrant’s planning and consulting fees are negotiable, but generally range from
$1,000 to $10,000 on a fixed fee basis, depending upon the level and scope of the
service(s) required and the professional(s) rendering the service(s).

    DPL services. Registrant does not receive commissions from the sale of insurance
    products recommended through the DPL Financial Partners platform. DPL charges our
    firm an annual membership fee to access their platform and services. Insurance
    products available through
    DPL are commission-free, but not fee-free. Clients who choose to purchase insurance
    products through this platform may pay separate fees to DPL or the insurance carrier
    for the product itself. The specific fees for any recommended insurance product will be
    disclosed in the product’s prospectus or contract

B. Clients may elect to have the Registrant’s advisory fees deducted from their custodial
   account. Both Registrant's Investment Advisory Agreement and the custodial/clearing
   agreement may authorize the custodian to debit the account for the amount of the
   Registrant's investment advisory fee and to directly remit that management fee to the
   Registrant in compliance with regulatory procedures. In the limited event that the
   Registrant bills the client directly, payment is due upon receipt of the Registrant’s
   invoice. The Registrant shall deduct fees and/or bill clients quarterly in advance, based
   upon the market value of the assets on the last business day of the previous quarter.

C. As discussed below, unless the client directs otherwise or an individual client’s
   circumstances require, the Registrant generally recommends that RJFS serve as the
   broker- dealer and custodian for client investment management assets. Broker-dealers
   such as RJFS charge brokerage commissions and/or transaction fees for effecting certain
   securities transactions (i.e., transaction fees are charged for certain no-load mutual
   funds and fixed income securities transactions).

D. Registrant's annual investment advisory fee shall be prorated and paid quarterly, in
   advance, based upon the market value of the assets on the last business day of the
   previous quarter. The Registrant does not charge for intra-quarter additions, nor
   reimburse for intra-quarter withdrawals relative to existing client accounts.

    The Investment Advisory Agreement between the Registrant and the client will continue
    in effect until terminated by either party by written notice in accordance with the terms
    of the Investment Advisory Agreement. Upon termination, the Registrant shall refund
    the pro- rated portion of the advanced advisory fee paid based upon the number of days
    remaining in the billing quarter.

    Fee Dispersion. Registrant, in its discretion, may charge a lesser investment advisory
    fee, charge a flat fee, waive its fee entirely, or charge fee on a different interval, based
...

Item 7           Types of Clients

         The Registrant’s clients can include individuals, business entities, trusts, estates,
         charitable organizations, and pension and profit-sharing plans. Registrant, in its
         discretion, may charge a lesser investment advisory fee, charge a flat fee, waive its fee
         entirely, or charge fee on a different interval, based upon certain criteria (i.e.,
         anticipated future earning capacity, anticipated future additional assets, dollar amount of
         assets to be managed, related accounts, account composition, complexity of the
         engagement, anticipated services to be rendered, grandfathered fee schedules,
         employees and family members, courtesy accounts, competition, negotiations with
         client, etc.). Please Note: As a result of the above, similarly situated clients could pay
         different fees. In addition, similar advisory services may be available from other
         investment advisers for similar or lower fees. ANY QUESTIONS: Registrant’s Chief
         Compliance Officer, Peter Mai, remains available to address any questions that a
         client or prospective client may have regarding advisory fees.