Rainier Family Wealth Inc

Item 5: Fees and Compensation
Please note, unless a Client has received this brochure at least 48 hours prior to signing
an Advisory Contract, the Advisory Contract may be terminated by the Client within
five (5) business days of signing the Advisory Contract without penalty or incurring
any fees.

How we are paid depends on the type of advisory services we perform. Below is a
brief description of our fees, however, you should review your executed Advisory
Contract for more detailed information regarding the exact fees you will be paying. No
increase to the agreed-upon advisory fees outlined in the Advisory Contract shall
occur without prior Client consent

Wealth Management Services

The fee is based on a percentage of assets under management and is negotiable. The
annualized fees for investment management services are based on the following fee
schedule:

        Assets Under Management                          Annual Advisory Fee
                $0 - $2,000,000                                  1.00%
           $2,000,001 - $5,000,000                               0.80%
           $5,000,001 - $10,000,000                              0.65%
           $10,000,001 and Above                                 0.50%

The annual advisory fee is paid quarterly in advance based on the value of Client’s
account(s) as of the last day of the billing period. The advisory fee is a blended tier.
For example, for assets under management of $3,000,000, a Client would pay 1.00%
on the first $2,000,000 and 0.80% on the remaining balance. The quarterly fee is
determined by the following calculation: (($2,000,000 x 1.00%) + ($1,000,000 x
0.80%)) ÷ 4 = $7,000.

In determining the advisory fee, we may allow accounts of members of the same
household to be aggregated. RFW relies on the valuation as provided by Client’s
custodian in determining assets under management. Our advisory fee is prorated for
any partial billing periods occurring during the engagement, including the initial and
terminating billing periods. Clients may make additions or withdrawals from their
account at any time; however, RFW reserves the right to adjust our advisory fees on a
pro-rata basis on account of any such cash-flow transactions.

We charge a fee of 0.50% for providing ongoing advice and supervision on accounts
that the client chooses to have us monitor and provide recommendations for but
cannot be transferred to one of our recommended custodians listed in Item 12.

Family Office Services

Our fees for our Family Office Services are largely dependent on the scope of
services we provide to each Family Office Client, and clients will be billed either a
fee based on the account’s assets under management, an hourly fee, or a flat fee.
Specific fees and billing procedures will be agreed upon with the Family Office
Client and disclosed in the advisory agreement signed by the Family Office Client.
Hourly fees will not exceed $500, and annual flat fees will not exceed $500,000.
Annual fees based on the assets under management fees will be negotiable based
on the following fee schedule:

        Assets Under Management                           Annual Advisory Fee
               $0 - $25,000,000                                    0.65%
          $25,000,001 - $50,000,000                                0.55%
          $50,000,001 - $75,000,000                                0.45%
         $75,000,001 - $100,000,000                                0.40%
           $100,000,001 and Above                                  0.30%

Fee Payment

We deduct our advisory fee from one or more account(s) held at an unaffiliated
third-party custodian, as directed by the Client. Please refer to Item 15 of this
Brochure regarding our policy on direct fee deduction. Clients may also pay by
electronic funds transfer (EFT) or check. We use an independent third party payment
processor in which the Client can securely input their payment information to pay
their fee. We do not have access to the Client’s banking or credit information at any
time. The Client will be provided with their own secure portal in order to make
payments.

Other Types of Fees and Expenses

Our fees are exclusive of brokerage commissions, transaction fees, and other related
costs and expenses which may be incurred by the Client. Clients may incur certain
charges imposed by custodians, brokers, and other third parties such as custodial fees,
deferred sales charges, odd-lot differentials, transfer taxes, wire transfer, and electronic
fund fees, and other fees and taxes on brokerage accounts and securities transactions.
Mutual fund and exchange-traded funds also charge internal management fees, which
are disclosed in a fund's prospectus. Such charges, fees, and commissions are exclusive
of and in addition to our fee, and we shall not receive any portion of these

commissions, fees, and costs. As a courtesy to our clients, we will refund wire transfer
fees.

Item 12 further describes the factors that we consider in selecting or recommending
custodians for Client’s transactions and determining the reasonableness of their
compensation (e.g., commissions).

Clients may incur fees from third-party professionals such as accountants and
attorneys that RFW may recommend, upon Client request. Such fees are separate and
distinct from RFW’s advisory fees.

Terminations and Refunds

The Advisory Contract may be terminated with written notice at least 30 calendar days
in advance.  Upon termination of the Advisory Contract, a prorated refund will be
provided to the Client. Clients will be responsible for payment of fees up to the date
of termination. ​

Sale of Securities or Other Investment Products

Advisor and its supervised persons do not accept compensation for the sale of
securities or other investment products including asset-based sales charges or service
fees from the sale of mutual funds.

Item 7: Types of Clients
We provide financial planning and investment management services to individuals,
high net-worth individuals, charitable organizations, corporations or other businesses.

Our minimum AUM relationship size requirement is $500,000 to engage our firm for
Wealth Management Services. Our minimum AUM relationship size requirement for
Family Office Services is $25,000,000. RFW may reduce or waive the minimum
account size requirement on a case-by-case basis.