RALL Capital Management Inc

Item 5 – Fees and Compensation

Wealth Management
The annual fee shall be based upon a percentage of the market value of the assets being
managed by RCM.The annual fee shall be prorated and charged quarterly, in advance, based
upon the marketvalue of the assets on the last day of the previous quarter. The blended annual
fee shall vary depending upon the market value of the assets under management:

                                                        Rall Capital Management, Inc. 8

        March 26, 2026 FORM ADV PART 2A (“FIRM BROCHURE”)
                        FOR RALL CAPITAL MANAGEMENT, INC.

             Portfolio Size                                  Annual Advisory Fee

             First $500,000                                  1.25%
             $500,001 to $1,000,000                          1.00%
             $1,000,001 to $3,000,000                        0.75%
             $3,000,001 to $5,000,000                        0.50%
             $5,000,001 to $10,000,000                       0.25%
             Above $10M                                       0.10%

*Client accounts may be aggregated for fee calculations.
Existing clients may have a different fee structure. Clients may negotiate a lesser fee based on
specific circumstances. For example, at its discretion, RCM may allow members of the same
household to be aggregated for purposes of determining the advisory fee. Such aggregation may
be allowed when RCM services accounts on behalf of children of current clients, individual and
joint accounts for a spouse.
For the initial quarter of investment management services, the first quarter’s fees shall be
calculated on a pro rata basis.
Payment for management fees will be made by the qualified custodian holding the client’s funds
and securities, provided the client provides written authorization permitting the fees to be paid
directly from the client’s account. RCM will not have access to client funds for payment of fees
without client consent in writing. Further, the qualified custodian agrees to deliver a quarterly
account statement directly to the client showing all disbursements from the account. The client is
encouraged to review their account statements for accuracy. RCM will receive a duplicate copy
of the statement that was delivered to the client. Alternatively, RCM may invoice clients directly
for portfolio management fees. When clients are billed directly, payment is due upon receipt of
RCM’s invoice.

General Information Regarding Advisory Services and Fees
RCM does not represent, warrant, or imply that the services or methods of analysis used by RCM
can or will predict future results, successfully identify market tops or bottoms, or insulate clients
from losses due to market corrections.
Advice offered by RCM may involve investments in mutual and exchange-traded funds. Clients
are hereby advised that all fees paid to RCM are separate anddistinct from the fees and expenses
charged by mutual funds to their shareholders, as described in each fund’s prospectus. These fees
will generally include a management fee and other fund expenses. Further, transaction charges
may be applicable when purchasing and selling securities. RCM does not share in any portion of
the management fee or other fund expense, brokerage feesand/or transaction charges imposed by
the broker-dealer/custodian holding the client funds or securities. Clients should review all fees

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        March 26, 2026 FORM ADV PART 2A (“FIRM BROCHURE”)
                        FOR RALL CAPITAL MANAGEMENT, INC.

charged by mutual funds, RCM, and others to fully understand the total amount of fees to be paid
by the client.
Clients may also incur “account termination fees” upon the transfer of an account from one
brokerage firm (broker-dealer/custodian) to another. These account termination fees are believed
to range generally from $0 to $200 at present, but at times may be much higher. Clients should
contact their custodians (brokerage firms, banks, or trust companies, etc.) to determine the amount
of account termination fees which may be charged and deducted from their accounts for any
existing accounts which may be transferred.
Such charges, fees, and commissions are exclusive of and in addition to the firm’s fee, and the
firm does not receive any portion of these commissions, fees, and costs.
Item 12 further describes the factors that the firm considers in selecting or recommending
broker-dealers for client transactions and determining the reasonableness of their compensation
(e.g., commissions).
The vast majority of clients pay RCM’s fees based upon a percentage of the assets advised upon.
This is a very common form of compensation for registered investment supervisory firms and
avoids the multiple inherent conflicts of interest associated with commission-based compensation
(RCM does not accept commission-based compensation of any nature, nor does RCM accept 12b-
1 fees).
Asset-advised-upon percentage method of compensation can still at times lead to conflicts of
interest between our firm and our client as to the advice we provide. For example, conflicts of
interest may arise relating to the following financial decisions in life: incurrence or paying down
of debt; gift funds to charities or to individuals; purchases of a (larger) home or cars or other non-
investment assets; purchase of a lifetime immediate annuity; expenditures of funds for travelor
other activities; investment in private equity investments (private real estate ventures, closely held
businesses, etc.), and the amount of funds to place in non-managed cash reserve accounts.
RCM’s goal is that advice to the client always remains in your best interest, disregarding anyimpact
of the decision upon RCM.
Termination
The client may terminate any new agreement without penalty by providing written notice of such
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Item 7 – Types of Clients
RCM offers personalized wealth management services to individuals. Client relationshipsvary
in scope and length of service.
Required Minimum Client Accounts
There is no account size minimum.