Lionsbridge Wealth Management LLC

Item 5 – Fees and Compensation

Asset Management Fees
The LBWM fee schedule is calculated and charged on assets invested and managed in our
investment models. The fees are calculated on the average monthly balance in the account. The
fee will be deducted from the account on the first day of the following month.
                           Account Size           Asset Based Fee

                             <$1MM                      1.00%
                           $1MM - $2MM               .90 – 1.00%

                           $2MM - $5MM                .75 - .90%

                          $5MM - $10MM                .50 - .75%

                             >$10MM                   Negotiable

The specific manner in which fees are charged by LBWM is established in a client’s written
agreement with LBWM. LBWM will bill its fees on a monthly basis, in arrears, based on the
percentage of assets under management. Fees are directly debited from client accounts.

Management fees shall be prorated for each capital contribution and withdrawal made during
the applicable calendar month. Accounts initiated or terminated during a calendar month will
be charged a prorated fee. Upon termination of any account, any prepaid, unearned fees will
be promptly refunded, and any earned, unpaid fees will be due and payable. The client has the
right to terminate an agreement without penalty within five business days after entering into
the agreement. All fees are subject to negotiation.

LBWM’s fees are exclusive of brokerage commissions, transaction fees, and other related costs
and expenses which shall be incurred by the client. Clients may incur certain charges imposed
by custodians, brokers, and other third parties, such as custodial fees, deferred sales charges,
odd-lot differentials, transfer taxes, wire transfer and electronic fund fees, and other fees and
taxes on brokerage accounts and securities transactions. Mutual funds and exchange traded
funds also charge internal management fees, which are disclosed in a fund’s prospectus. Such
charges, fees and commissions are exclusive of and in addition to LBWM’s fee, and LBWM does
not receive any portion of these commissions, fees, and costs.

Clients have the option to purchase investment products that LBWM recommends through
other brokers or agents that are not affiliated with LBWM; however, such purchases would
be made without the benefit of the extensive experience and tailored advice LBWM provides
to clients through the various asset management services it offers.

Fixed Annuities
When a fixed annuity is sold to a LBWM client, the issuer of the annuity product will calculate
LBWM’s advisory fee based on the cash value in the annuity and will deduct LBWM’s advisory
fee directly from that cash value and will pay that fee to LBWM directly. Other than the
advisory fee, LBWM does not receive any commissions or additional fees with regard to a
client’s purchase of a fixed annuity product.

Trade Errors
From time-to-time LBWM may make an error in submitting a trade order on a client’s behalf.
When this occurs, LBWM may place a correcting trade with the broker-dealer which has
custody of the Client’s account. If an investment gain results from the correcting trade, the
gain will remain in the Client’s account unless: a) the same error involved other Client
account(s) that should have received the gain; b) it is not permissible for the Client to retain
the gain; or c) LBWM confers with the Client and the Client decides to forego the gain (e.g., due
to tax reasons). If the gain does not remain in the Client’s account and Charles Schwab & Co.
Inc. (“Schwab”) is the custodian, Schwab will donate the amount of any gain $100 and over to
charity. If a loss occurs greater than $100, LBWM will pay for the loss. Schwab will maintain the
loss or gain (if such gain is not retained in the Client’s account) if it is under $100 to
minimize and offset its administrative time and expense. Generally, if related trade errors
result in both gains and losses in a client’s account, they may be netted.

Item 12 further describes the factors that LBWM considers in selecting or recommending
broker-dealers for client transactions and determining the reasonableness of their
compensation (e.g., commissions).

Item 7 – Types of Clients

LBWM provides portfolio management services to individuals, high net worth individuals,
charitable institutions, foundations, endowments and trust programs.