Reframe Wealth LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one more
written agreements with the Advisor.

A. Fees for Advisory Services

Wealth Management Services
Wealth management fees are paid quarterly, at the end of each calendar quarter, pursuant to the terms of the wealth
management agreement. Wealth management fees are based on the market value of assets under management
at the end of the prior calendar quarter. Wealth management fees range from 0.40% to 1.00% annually based on
the following tiered schedule:

                           Assets Under Management ($)                     Annual Rate (%)
                           Up to $2,000,000                                    1.00%
                           Next $3,000,000                                     0.75%
                           Next $5,000,000                                     0.50%
                           Over $10,000,000                                    0.40%

In certain circumstances, the Advisor may engage clients on a fixed fee schedule. This is done on a case-by-case
basis.

Legacy Clients may be subject to a previous fee schedule as determined by their executed Client agreement.

The wealth management fee includes sub-advisory fees paid to Savant. The wealth management fee in the first
quarter of service is prorated from the inception date of the account[s] to the end of the first quarter. Fees may be
negotiable at the sole discretion of the Advisor. Certain Clients may be offered a fixed rate fee schedule. The
Client’s fees will take into consideration the aggregate assets under management with the Advisor. All securities
held in accounts managed by ReFrame Wealth will be independently valued by the Custodian. ReFrame Wealth will
conduct periodic reviews of the Custodian’s valuations.

ReFrame Wealth generally imposes a minimum fee of $6,000 for new clients. ReFrame Wealth, in its discretion,
may charge a lesser or higher investment advisory fee, charge a flat fee, waive its $6,000 minimum fee
requirement, waive its fee entirely, or charge fee on a different interval, based upon certain criteria (i.e. anticipated
future earning capacity, anticipated future additional assets, dollar amount of assets to be managed, related
accounts, account composition, complexity of the engagement, anticipated services to be rendered,
grandfathered fee schedules, employees and family members, courtesy accounts, competition, negotiations with
client, etc.). Please Note: As result of the above, similarly situated clients could pay different fees. In addition,
similar advisory services may be available from other investment advisers for similar or lower fees.

Fees may be negotiable at the sole discretion of the Advisor.

The Advisor’s fee is inclusive of any applicable securities transactions. Clients separately would be responsible for
certain fees including custody fees, and other related costs and expenses described in Item 5.C below. The Advisor
shall not receive any portion of these non-Covered Costs.

                                                   ReFrame Wealth, LLC
                                    3251 Blenheim Boulevard, Suite 502, Fairfax, VA 22030
                                   Phone: (571) 354-8471 | https://www.reframewealth.com/

Use of Independent Managers
For Clients referred by the Advisor to an Independent Manager, the Client’s fee may be separately billed or
deducted from the Client’s account[s] by the Independent Manager.

Financial Planning Services
ReFrame Wealth offers financial planning services for an annual subscription fee or a fixed fee engagement
ranging up to $10,000. Fees may be negotiable based on the nature and complexity of the services to be provided
and the overall relationship with the Advisor. An estimate for total costs will be determined prior to establishing the
advisory relationship.

B. Fee Billing

Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and deducted from the Client’s account[s] at
the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to be deducted
from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated by applying the
quarterly rate (annual rate divided by 4) to the total assets under management with ReFrame Wealth at the end of
the quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting deduction of
the investment advisory fee. Clients are urged to also review and compare the statement provided by the Advisor to
the brokerage statement from the Custodian, as the Custodian does not perform a verification of fees. Clients
provide written authorization permitting advisory fees to be deducted by ReFrame Wealth to be paid directly from
their account[s] held by the Custodian as part of the wealth management agreement and separate account forms
provided by the Custodian. Advisor will adjust its fee based upon any intra-quarter additions or withdrawals.

Financial Planning Services
The entire balance of the financial plan will be invoiced at the beginning of the engagement. We do not bill more than
$1,200, more than six months in advance.

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties in connection with investments made on behalf
of the Client’s account[s]. ReFrame Wealth includes Covered Costs as part of its overall investment advisory fee
through the Reframe Wealth Wrap Fee Program. Securities transaction fees for Client-directed trades may be
charged back to the Client. Please see Item 4.D. above as well as Appendix 1 – Wrap Fee Program Brochure.
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Item 7 – Types of Clients

ReFrame Wealth offers investment advisory services to individuals, high net worth individuals, trusts, and estates.
ReFrame Wealth generally does not impose a minimum relationship size.

As noted above at Item 5, ReFrame Wealth generally imposes a minimum fee of $6,000 for new clients.
ReFrame Wealth, in its discretion, may charge a lesser or higher investment advisory fee, charge a flat fee,
waive its $6,000 minimum fee requirement, waive its fee entirely, or charge fee on a different interval, based
upon certain criteria (i.e. anticipated future earning capacity, anticipated future additional assets, dollar
amount of assets to be managed, related accounts, account composition, complexity of the engagement,
anticipated services to be rendered, grandfathered fee schedules, employees and family members, courtesy
accounts, competition, negotiations with client, etc.). Please Note: As result of the above, similarly situated
clients could pay different fees. In addition, similar advisory services may be available from other investment
advisers for similar or lower fees.