Reify Wealth Advisors Inc

Item 5 Fees and Compensation
Please refer to the "Advisory Business" section in this Brochure for information on our advisory fees,
fee deduction arrangements, and refund policy according to each service we offer.

Additional Fees and Expenses
As part of our investment management services to you, we will invest, or recommend that you invest,
in mutual funds and exchange-traded funds (ETF). The fees that you pay to our firm for
investment management services are separate and distinct from the fees and expenses charged by
mutual funds or exchange-traded funds (described in each fund's prospectus) to their shareholders.
These fees will generally include a management fee and other fund expenses. You may also incur
transaction charges and/or brokerage fees when purchasing or selling securities. These charges and
fees are typically imposed by the broker-dealer or custodian through whom your account transactions
are executed. We do not share in any portion of the brokerage fees/transaction charges imposed by
the broker-dealer or custodian. To fully understand the total cost you will incur, you should review all
the fees charged by mutual funds, exchange-traded funds, our firm, and others. For information on our
brokerage practices, please refer to the "Brokerage Practices" section of this Disclosure Brochure.

IRA Rollover Considerations
As part of our investment management services to you, it is possible we will recommend that you
withdraw the assets from your employer's retirement plan and roll the assets over to an individual
retirement account ("IRA") that we will manage on your behalf. If you elect to roll the assets to an IRA
that is subject to our management, we will charge you an asset-based fee as set forth in the agreement
you executed with our firm. This practice presents a conflict of interest because persons providing
investment advice on our behalf have an incentive to recommend a rollover to you for the purpose of
generating fee-based compensation rather than solely based on your needs. You are under no
obligation, contractually or otherwise, to complete the rollover. Moreover, if you do complete the
rollover, you are under no obligation to have the assets in an IRA managed by our firm.

Many employers permit former employees to keep their retirement assets in their company plan. Also,
current employees can sometimes move assets out of their company plan before they retire or change
jobs. In determining whether to complete the rollover to an IRA, and to the extent the following options
are available, you should consider the costs and benefits of:

An employee will typically have four options:

    1.   Leaving the funds in your employer's (former employer's) plan.
    2.   Moving the funds to a new employer's retirement plan.
    3.   Cashing out and taking a taxable distribution from the plan.
    4.   Rolling the funds into an IRA rollover account.

Each of these options has advantages and disadvantages and before making a change we encourage
you to speak with your CPA and/or tax attorney.

If you are considering rolling over your retirement funds to an IRA for us to manage, here are a few
points to consider before you do so:

    1. Determine whether the investment options in your employer's retirement plan address your
        needs or whether you might want to consider other types of investments.
            a. Employer retirement plans generally have a more limited investment menu than IRAs.
            b. Employer retirement plans may have unique investment options not available to the
                public such as employer securities, or previously closed funds.
    2. Your current plan may have lower fees than our fees.
            a. If you are interested in investing only in mutual funds, you should understand the cost
                structure of the share classes available in your employer's retirement plan and how the
                costs of those share classes compare with those available in an IRA.
            b. You should understand the various products and services you might take advantage of
                at an IRA provider and the potential costs of those products and services.
    3. Our strategy may have higher risk than the option(s) provided to you in your plan.
    4. Your current plan may also offer financial advice.
    5. If you keep your assets titled in a 401k or retirement account, you could potentially delay your
        required minimum distribution beyond age 72.
    6. Your 401k may offer more liability protection than a rollover IRA; each state may vary.
            a. Generally, federal law protects assets in qualified plans from creditors. Since 2005, IRA
                assets have been generally protected from creditors in bankruptcies. However, there
                can be some exceptions to the general rules so you should consult with an attorney if
                you are concerned about protecting your retirement plan assets from creditors.
    7. You may be able to take out a loan on your 401k, but not from an IRA.
    8. IRA assets can be accessed any time; however, distributions are subject to ordinary income tax
        and may also be subject to a 10% early distribution penalty unless they qualify for an exception
        such as disability, higher education expenses or the purchase of a home.
    9. If you own company stock in your plan, you may be able to liquidate those shares at a lower
        capital gains tax rate.
    10. Your plan may allow you to hire us as the manager and keep the assets titled in the plan name.

It is important that you understand the differences between these types of accounts and to decide
whether a rollover is best for you. Prior to proceeding if you have questions, contact your investment
adviser representative or call our main number as listed on the cover page of this brochure.

Item 7 Types of Clients
We offer investment management services to individuals (other than high net worth individuals), high
net worth individuals, trust, estates and corporations or other businesses not listed above.

In general, we require a minimum of $500,000 to open and maintain advisory account(s). At our
discretion, we will waive this minimum account size. Circumstances under which we would consider
waiving the minimum include a client with significant potential for increasing your assets under our
management or combining account values for you and your minor children, joint accounts with your
spouse, and other types of related accounts to meet the stated minimum.