Leading Edge Financial Planning LLC

Item 5 – Fees and Compensation

The following paragraphs detail the fee structure and compensation methodology for services provided by the
Advisor. Each Client engaging the Advisor for services described herein shall be required to enter into one or more
written agreements with the Advisor.

A. Fees for Advisory Services
Wealth Management Services
Wealth management fees are paid quarterly, in advance of each calendar quarter, pursuant to the terms of the
wealth management agreement. Wealth Management fees are based on the market value of assets under
management at the end of the prior calendar quarter. Wealth management fees are based on the following
schedule:

                  Assets Under Management ($)                Annual Rate (%)
                  Up to $250,000                                  1.00%
                  $250,001 to $1,000,000                          0.95%
                  $1,000,001 to $2,000,000                        0.85%
                  $2,000,001 to $3,000,000                        0.75%
                  $3,000,001 to $5,000,000                        0.65%
                  $5,000,001 to $7,000,000                        0.55%
                  $7,000,001 and Over                           Negotiable

The wealth management fee in the first quarter of service is prorated from the inception date of the account[s] to
the end of the first quarter. Fees may be negotiable at the sole discretion of the Advisor. The Client’s fees will take

                                            Leading Edge Financial Planning LLC
                                          6921 Office Park Circle, Knoxville, TN 37909
                                           Phone: 865-240-2292 | Fax: 865-409-0130

                                                www.leadingedgeplanning.com

into consideration the aggregate assets under management with the Advisor. All securities held in accounts
managed by LEFP will be independently valued by the Custodian. LEFP will conduct periodic reviews of the
Custodian’s valuations to ensure accurate billing.

For assets managed through a third-party platform, the Client is not charged any additional platform fees. The
Advisor bears the cost of the platform in order to service these Client assets. Advisory fees apply to assets
accessed and managed through the platform as part of the Client’s assets under management, as disclosed above.

Use of Independent Managers- As noted in Item 4, the Advisor may implement all or a portion of a Client’s
investment portfolio utilizing one or more Independent Managers. To eliminate any conflict of interest, the Advisor
does not earn any compensation from an Independent Manager. The Advisor will only earn its investment advisory
fee as described above. The total blended fee, including the Advisor’s fee and the Independent Manager’s fee, will
not exceed 1.50% annually.

The Advisor’s fee is exclusive of, and in addition to any applicable securities transaction and custody fees, and
other related costs and expenses described in Item 5.C below, which may be incurred by the Client. However, the
Advisor shall not receive any portion of these commissions, fees, and costs.

B. Fee Billing
Wealth Management Services
Wealth management fees are calculated by the Advisor or its delegate and typically deducted from the Client’s
account[s] at the Custodian. The Advisor shall send an invoice to the Custodian indicating the amount of the fees to
be deducted from the Client’s account[s] at the beginning of the respective quarter. The amount due is calculated
by applying the quarterly rate (annual rate divided by 4) to the total assets under management with LEFP at the end
of the prior quarter. Clients will be provided with a statement, at least quarterly, from the Custodian reflecting
deduction of the investment advisory fee. Clients are urged to also review these statements, as the Custodian does
not perform a verification of fees. Clients provide written authorization permitting advisory fees to be deducted by
LEFP to be paid directly from their account[s] held by the Custodian as part of the investment advisory agreement
and separate account forms provided by the Custodian.

Use of Independent Managers - For Client accounts implemented through an Independent Manager, the Client’s
overall fees may include the Advisor’s investment advisory fee (as noted above) plus investment management fees
and/or platform fees charged by the Independent Manager[s], as applicable. In certain instances, the Independent
Manager or the Advisor may assume responsibility for calculating the Client’s fees and deduct all fees from the
Client’s account[s].

C. Other Fees and Expenses
Clients may incur certain fees or charges imposed by third parties, other than LEFP, in connection with investments
made on behalf of the Client’s account[s]. The Client is responsible for all custody and securities execution fees
charged by the Custodian, as applicable. The Advisor's recommended Custodian does not charge securities
transaction fees for ETF and equity trades in a Client's account, provided that the account meets the terms and
conditions of the Custodian's brokerage requirements. However, the Custodian typically charges for mutual funds
and other types of investments. The fees charged by LEFP are separate and distinct from these custody and
execution fees.

In addition, all fees paid to LEFP for investment advisory services are separate and distinct from the expenses
charged by mutual funds and ETFs to their shareholders, if applicable. These fees and expenses are described in
each fund’s prospectus. These fees and expenses will generally be used to pay management fees for the funds,
other fund expenses, account administration (e.g., custody, brokerage and account reporting), and a possible
distribution fee. A Client may be able to invest in these products directly, without the services of LEFP, but would
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Item 7 – Types of Clients

LEFP offers investment advisory services to individuals, high net worth individuals, trusts and estates and
businesses. LEFP generally does not impose a minimum relationship size. LEFP generally requires a minimum fee
of $2,400 to effectively implement its wealth management services.